PlainZIP

Neighborhood Scorecard

Source: · HUD FMR FY2024 · FBI UCR (latest county year) · DOL NDCP

34681 – Crystal Beach, FL

The neighborhood scorecard for ZIP 34681 in Crystal Beach, FL blends seven federal datasets into a single letter grade of C (59/100). The underlying inputs pulled for this ZIP include a median household income of -, a median home value of $729,000, 34.3% of adults with a bachelor's degree or higher, and an average commute of -. Every value comes directly from Census ACS 5-Year Estimates tied to ZIP 34681, not a national average mapped onto the ZIP.

Cross-agency inputs extend the score beyond Census demographics. Department of Labor county childcare data lists infant center-based care at $15,600 per year, which the scorecard weighs against local median income to form the childcare grade. If any of these feeds is missing for 34681, the scorecard transparently drops that dimension rather than inventing a score.

Reading the grade means reading the dimensions together. The overall C score for 34681 reflects a weighted blend, Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%) - and each dimension is benchmarked against national percentiles rather than in-state-only comparisons. The 6 nearby ZIP codes listed below provide immediate geographic context, two adjacent ZIPs can land several grade letters apart due to school-district boundaries, zoning, and commute arteries.

C
Overall Score
59/100
34681 – Crystal Beach, FL

Transparent derived index from federal sources, not an official government rating. Based on income, housing cost, safety, education, commute, and childcare-cost data from federal sources, not school test scores, walkability, weather, culture, or day-to-day livability. See the exact dimensions, weights, and formula.

Income N/A
N/A
Median household income
Education C
34.3%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent N/A
N/A
2-bedroom fair market rent (county)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost (county)

Score Breakdown

Income

N/A
N/A

Median household income

Education

C
34.3%

Bachelor's degree or higher

Score: 59/100

Housing

N/A
N/A

Home value to income ratio

Commute

N/A
N/A

Average commute time

Rent

N/A
N/A

2-bedroom fair market rent (county)

Safety

N/A
N/A

Violent crime rate (county)

Childcare

N/A
N/A

Center-based infant care cost (county)

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Neighborhood Scorecard for ZIP 34681 - Crystal Beach, FL: Grade C, Score 59/100
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What This Means

Crystal Beach, FL (34681) receives an overall grade of C based on publicly available data from the Census Bureau, HUD, FBI, and Department of Labor. Data was unavailable for income, housing, commute, rent, safety, childcare – these dimensions were excluded from the overall score.

Nearby ZIP Scorecards

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Full ZIP Code Data
Demographics, housing, income, and more for 34681
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Frequently Asked Questions

What is the overall score for ZIP 34681?▼
ZIP 34681 (Crystal Beach, FL) has an overall neighborhood score of 59/100, earning a grade of C. This score combines 7 dimensions: income, education, housing affordability, commute, rent, safety, and childcare costs.
Is 34681 a good place to live?▼
This scorecard cannot answer that on its own, it measures 7 economic and housing-cost indicators (income, education, housing affordability, commute, rent, safety, and childcare cost) from Census, HUD, FBI, and DOL data, not school test scores, walkability, weather, culture, or the other factors that make a neighborhood a good fit for a given household. On those 7 measured dimensions, 34681 scores C (59/100) overall.
How is the neighborhood scorecard calculated?▼
The scorecard evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing affordability (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national benchmarks to produce a percentile score.

Official Data Resources

HUD Fair Market Rents → FBI Crime Statistics → NCES School Data →

Vintages stay separate: ACS demographics/housing 2019–2023; HUD FMR FY2024; FBI UCR and DOL NDCP use each feed's latest county year. Rent and childcare grades are exploratory joins of those feeds against ACS median income, not a claim that every agency shares one fiscal year. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL NDCP childcare prices. Verify with HUD →

This page explains the source records, calculation, and limits behind the figures shown. ZIP 34681 grades blend seven disclosed federal metrics. Rent and childcare are county-level joins against ACS median income; the letter grade is not a school, walkability, or overall-livability rating. Read our editorial standards and corrections policy, the methodology behind these numbers, or report a correction. Data current as of the ACS 2019–2023 claims window (plus HUD FY2024 / FBI+DOL latest county years).

Read our methodology to see how this data is sourced, computed, and verified.