Neighborhood Scorecard

Source:

46227 — Indianapolis, IN

The neighborhood scorecard for ZIP 46227 in Indianapolis, IN blends seven federal datasets into a single letter grade of D (42/100). The underlying inputs pulled for this ZIP include a median household income of $53,629, a median home value of $210,000, 21.5% of adults with a bachelor's degree or higher, and an average commute of 24 minutes. Every value comes directly from Census ACS 5-Year Estimates tied to ZIP 46227, not a national average mapped onto the ZIP.

Cross-agency inputs extend the score beyond Census demographics. If any of these feeds is missing for 46227, the scorecard transparently drops that dimension rather than inventing a score.

Reading the grade means reading the dimensions together. The overall D score for 46227 reflects a weighted blend — Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%) — and each dimension is benchmarked against national percentiles rather than in-state-only comparisons. Areas pulling the overall grade down are income, education, housing, rent. The 6 nearby ZIP codes listed below provide immediate geographic context — two adjacent ZIPs can land several grade letters apart due to school-district boundaries, zoning, and commute arteries.

D
Overall Score
42/100
46227 — Indianapolis, IN
Income D
$53,629
Median household income
Education F
21.5%
Bachelor's degree or higher
Housing F
3.9x
Home value $210,000 vs income
Commute C
24 min
Average commute time
Rent D
$1,473/mo
2BR fair market rent (33% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Score Breakdown

Income

D
$53,629

Median household income

Score: 40/100

Education

F
21.5%

Bachelor's degree or higher

Score: 32/100

Housing

F
3.9x

Home value $210,000 vs income

Score: 40/100

Commute

C
24 min

Average commute time

Score: 59/100

Rent

D
$1,473/mo

2BR fair market rent (33% of income)

Score: 41/100

Safety

N/A
N/A

Violent crime rate (county)

Childcare

N/A
N/A

Center-based infant care cost

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What This Means

Indianapolis, IN (46227) receives an overall grade of D based on publicly available data from the Census Bureau, HUD, FBI, and Department of Labor. Challenges include education. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

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Full ZIP Code Data
Demographics, housing, income, and more for 46227
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Frequently Asked Questions

What is the overall score for ZIP 46227?
ZIP 46227 (Indianapolis, IN) has an overall neighborhood score of 42/100, earning a grade of D. This score combines 7 dimensions: income, education, housing affordability, commute, rent, safety, and childcare costs.
Is 46227 a good place to live?
Based on Census, HUD, FBI, and DOL data, 46227 scores D overall. Areas that score lower: income, education, housing, rent.
How is the neighborhood scorecard calculated?
The scorecard evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing affordability (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national benchmarks to produce a percentile score.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL Childcare Costs. Verify with HUD →