PlainZIP

Neighborhood Scorecard

Source:

87420 — Shiprock, NM

The neighborhood scorecard for ZIP 87420 in Shiprock, NM blends seven federal datasets into a single letter grade of F (33/100). The underlying inputs pulled for this ZIP include a median household income of $36,335, a median home value of $103,900, 10.2% of adults with a bachelor's degree or higher, and an average commute of 32 minutes. Every value comes directly from Census ACS 5-Year Estimates tied to ZIP 87420, not a national average mapped onto the ZIP.

Cross-agency inputs extend the score beyond Census demographics. If any of these feeds is missing for 87420, the scorecard transparently drops that dimension rather than inventing a score.

Reading the grade means reading the dimensions together. The overall F score for 87420 reflects a weighted blend — Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%) — and each dimension is benchmarked against national percentiles rather than in-state-only comparisons. Strengths visible in the raw data include housing. Areas pulling the overall grade down are income, education, commute, rent.

F
Overall Score
33/100
87420 — Shiprock, NM
Income F
$36,335
Median household income
Education F
10.2%
Bachelor's degree or higher
Housing B
2.9x
Home value $103,900 vs income
Commute F
32 min
Average commute time
Rent F
$1,085/mo
2BR fair market rent (36% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Score Breakdown

Income

F
$36,335

Median household income

Score: 20/100

Education

F
10.2%

Bachelor's degree or higher

Score: 10/100

Housing

B
2.9x

Home value $103,900 vs income

Score: 73/100

Commute

F
32 min

Average commute time

Score: 25/100

Rent

F
$1,085/mo

2BR fair market rent (36% of income)

Score: 32/100

Safety

N/A
N/A

Violent crime rate (county)

Childcare

N/A
N/A

Center-based infant care cost

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Neighborhood Scorecard for ZIP 87420 — Shiprock, NM: Grade F, Score 33/100
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What This Means

Shiprock, NM (87420) receives an overall grade of F based on publicly available data from the Census Bureau, HUD, FBI, and Department of Labor. Challenges include income and education and commute and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Full ZIP Code Data
Demographics, housing, income, and more for 87420
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Frequently Asked Questions

What is the overall score for ZIP 87420?▼
ZIP 87420 (Shiprock, NM) has an overall neighborhood score of 33/100, earning a grade of F. This score combines 7 dimensions: income, education, housing affordability, commute, rent, safety, and childcare costs.
Is 87420 a good place to live?▼
Based on Census, HUD, FBI, and DOL data, 87420 scores F overall. Strengths include housing. Areas that score lower: income, education, commute, rent.
How is the neighborhood scorecard calculated?▼
The scorecard evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing affordability (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national benchmarks to produce a percentile score.

Official Data Resources

HUD Fair Market Rents → FBI Crime Statistics → NCES School Data →

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL Childcare Costs. Verify with HUD →

Read our methodology — how this data is sourced, computed, and verified.