Lucerne, MO · standard

ZIP Code 64655

Putnam County, Missouri — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

264
1/sq mi
22.1%
Bachelor's or higher

ZIP code 64655 is classified by USPS as a standard delivery area and covers roughly 188.6 square miles in Lucerne, Putnam County, Missouri. The area is home to 264 residents, producing a population density of 1 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 64655 against Missouri and the nation.

On the economic side, the median household income for ZIP 64655 sits at , while per-capita income is $45,753. The poverty rate stands at 11.8% and the unemployment rate at 0.0%. On housing, the median home value is with median rent at per month, and 100.0% of occupied units are owner-occupied, a direct signal of whether 64655 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.1% of adults hold a bachelor's degree or higher, the median age is 64.1, and the average commute is . We also surface 3 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Putnam County, so you can benchmark 64655 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 64655, Lucerne, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

264

Population

188.6

Area (sq mi)

1

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64655?

64.1

Median Age

64.5%

Male

35.5%

Female

0.0%

Foreign-Born

White 90.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.2%
Hispanic or Latino 12.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$45,753

Per Capita Income

11.8%

Poverty Rate

0.0%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.3%
Bachelor's Degree or Higher 22.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

143

Total Housing Units

56

Occupied Units

87

Vacant Units

1.66

Avg Household Size

Occupancy Type

Owner 100.0%
Renter 0.0%

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 3 business establishments in ZIP 64655, employing approximately 21 people with a combined annual payroll of $1,172,000.

3

Businesses

21

Employees

$1.2M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 64655 vs 64672 →

ZIP 64655 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64655 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
64672 Powersville, MO 251 6.2 mi
64667 Newtown, MO 395 6.5 mi
63560 Pollock, MO 239 9.3 mi

More ZIP Codes in Putnam County

Frequently Asked Questions

What county is ZIP code 64655 in?
ZIP code 64655 (Lucerne) is located in Putnam County, Missouri. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-mo.
What is the population of ZIP code 64655?
ZIP code 64655 in Lucerne, MO has a population of 264 according to the Census Bureau ACS 2023 estimates.
What is the demographic makeup of ZIP 64655?
The largest racial group in ZIP 64655 is White at 90.3%. Hispanic or Latino residents make up 12.9% of the population.
How many businesses are in ZIP code 64655?
ZIP code 64655 has 3 business establishments employing approximately 21 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 64655?
In ZIP code 64655, 73.3% of residents aged 25+ have a high school diploma or higher, and 22.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the poverty rate in ZIP code 64655?
The poverty rate in ZIP code 64655 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Lucerne, MO

Verify and explore additional data for this area using these official government sources.