PlainZIP

Cold Spring, MN

Single-footprint Census roll-up for Cold Spring, MN: 1 USPS ZIP, population 8,080. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet COLD-SPRING-MN · Cold Spring, MN 1 ZIPs · 8,080 pop · #7137/25278 · Stearns County

INC-HIGH · RANK-UPPER · PHOTO-FINISH · BOOK-ONE · OWN-MID · POP-TOWN · SPREAD-UNK · HOME-MID

  • INC-HIGH $87,026
  • RANK-UPPER #7137/25278
  • PHOTO-FINISH ≈ Sartell
  • BOOK-ONE 1 ZIP
  • OWN-MID 80% owners
  • POP-TOWN 8,080
  • SPREAD-UNK Single-ZIP book
  • HOME-MID $353,600

Nearest income peer: Sartell, MN (+ $146 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Cold Spring

Lowest/highest poles plus county-sharing cities nearest Cold Spring on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Cold Spring, MN sits among US cities with an above-median household income, on a town-scale population base, across a single-ZIP footprint.

Top 28%
household income vs 25,278 US cities
8,080
city population (Census)
1
USPS ZIP codes covered
$87,026
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Above-median income on a short ZIP list (1) - lead code 56320 (8,080 residents). Household income $87,026 is the roll-up; open the ZIP for tenure and commute.

Owner-occupancy sits in a mixed band (79.8%) - check the ZIP page's tenure split before treating Cold Spring as a pure owner town.

Within Minnesota, Elrosa is the closest lower-income city and Tyler the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Cold Spring.

Population concentration

Cold Spring reads through its lone ZIP, 56320

8,080 ACS residents, one ZIP: 56320 is not the leading code inside Cold Spring, it is the only one on file. Treat the ZIP page as the primary source for anything below the city-wide total.

Census ZBP business roll-up

Dense ZBP book packed into Cold Spring's one ZIP

Citywide ZBP: 216 establishments, 4,742 employees , annual payroll $270,950k (~27 establishments per 1,000 residents) across 1 of 1 ZIPs. Peak business ZIP 56320 (216 units) ; leading NAICS Construction (39) · also Retail trade · Health care and social assistance .

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ZIP Codes in Cold Spring, MN

These ZIP codes sit in Stearns County, which covers 25 ZIP codes in all; 1 of them fall in Cold Spring. See the Stearns County roll-up →

Cold Spring sits in the upper half of Stearns County on income: Saint Cloud, Saint Joseph and Sauk Centre report less, while Avon and Richmond report more. Waite Park marks the far end of that range at $59,009, 32% below Cold Spring.

ZIP Code Population Median income Establishments Density
56320 8,080 $87,026 216 58
How we build city roll-ups · Guide: reading ZIP code data · BLS wages

Cold Spring roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Cold Spring, .