PlainZIP

Saint Cloud, MN

Single-footprint Census roll-up for Saint Cloud, MN: 3 USPS ZIPs, population 74,438. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet SAINT-CLOUD-MN · Saint Cloud, MN 3 ZIPs · 74,438 pop · #15226/25278 · Stearns County and Sherburne County

INC-MID · RANK-LOWER · ABOVE-PEER · BOOK-FEW · OWN-LOW · POP-SMALL · SPREAD-MOD · HOME-MID

  • INC-MID $65,496
  • RANK-LOWER #15226/25278
  • ABOVE-PEER over Waite Park
  • BOOK-FEW 3 ZIPs
  • OWN-LOW 52% owners
  • POP-SMALL 74,438
  • SPREAD-MOD 56304→56301
  • HOME-MID $248,433

Nearest income peer: Waite Park, MN ( $6,487 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Saint Cloud

Lowest/highest poles plus county-sharing cities nearest Saint Cloud on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Saint Cloud, MN sits among US cities with a below-median household income, on a small-city population base, across a handful of delivery areas.

40th pct
household income vs 25,278 US cities
74,438
city population (Census)
3
USPS ZIP codes covered
$65,496
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Below-median income with few delivery areas (3): read cost-of-living from the primary ZIP. Household income $65,496 and poverty 17.8% concentrate in 56301.

Owner-occupancy is comparatively low (51.9%) for this income tier, rent $1,011 may matter more than the home-value average.

Within Minnesota, Fergus Falls is the closest lower-income city and Madison the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Saint Cloud.

Within-city ZIP comparison

Where the ZIP codes inside Saint Cloud differ

The published income range is comparatively compact across the ZIPs in Saint Cloud: $58,148 in ZIP 56304 to $73,142 in 56301. The city average is therefore a more representative summary here, though each ZIP page still carries its own housing and demographic record.

Income high-to-low ratio
1.3×

56304 to 56301

Home-value high-to-low ratio
1.4×

56303 to 56301

Poverty-rate spread
4.2 points

56303 to 56301

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

Saint Cloud residents split across a short ZIP set

No ZIP owns Saint Cloud: the largest, 56301, is only about 44% of 74,438 residents across 3 codes. Compare at least two ZIPs before treating the city roll-up as a neighborhood answer.

Census ZBP business roll-up

Employer-heavy short list in Saint Cloud

Citywide ZBP: 2,024 establishments, 47,573 employees , annual payroll $2,677,730k (~27 establishments per 1,000 residents) across 3 of 3 ZIPs. Peak business ZIP 56301 (1,194 units) ; leading NAICS Health care and social assistance (347) · also Retail trade · Other services (except public administration) .

View your shortlist →

ZIP Codes in Saint Cloud, MN

These ZIP codes straddle Stearns County and Sherburne County, so county-level figures split Saint Cloud between several administrative records. See the Stearns County roll-up →

Saint Cloud sits in the lower half of Stearns County and Sherburne County on income: Elk River, Big Lake and Sartell report more, and only Waite Park reports less. Big Lake marks the far end of that range at $121,711, 86% above Saint Cloud.

Side-by-side: Compare 56301 vs 56303 →

ZIP Code Population Median income Establishments Density
56301 32,434 $73,142 1,194 169
56303 25,984 $65,198 524 899
56304 16,020 $58,148 306 103
How we build city roll-ups · Guide: reading ZIP code data · BLS wages

Saint Cloud roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Saint Cloud, .