ZIP Code 56303

ZIP code 56303 is classified by USPS as a standard delivery area and covers roughly 28.9 square miles in Saint Cloud, Stearns County, Minnesota. The area is home to 25,984 residents, producing a population density of 899 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56303 against Minnesota and the nation.

On the economic side, the median household income for ZIP 56303 sits at $65,198 (21% below the Minnesota average), while per-capita income is $35,014. The poverty rate stands at 16.4% and the unemployment rate at 3.0%. On housing, the median home value is $205,200 (20% below the state average) with median rent at $927 per month, and 63.3% of occupied units are owner-occupied, a direct signal of whether 56303 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 30.9% of adults hold a bachelor's degree or higher, the median age is 36.7, and the average commute is 20 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stearns County, so you can benchmark 56303 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →