Residential delivery area · Minnesota
ZIP Code 56303: Saint Cloud, MN
ZIP code 56303 uses the postal name Saint Cloud, Minnesota and lies entirely in Stearns County (Census 2020 ZIP-county file). About 26,000 people live there (Census Bureau, ACS 2020-2024), the 2nd most populous of Saint Cloud's 3 residential ZIP codes. Median household income is $65,198 (Census Bureau, ACS 2020-2024). Most of its land (86%) lies in the city of St. Cloud.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Saint Cloud · 3 residential ZIPs
- County
- Stearns County
- Census places
- St. Cloud
- Metro area
- St. Cloud, MN
- House district
- MN-6 119th Congress
- State
- Minnesota
- Time zone
- Central
- Land area
- 11.0 sq mi · 2,356 people per sq mi
- PO Box ZIPs
- 8 more ZIP codes use the name Saint Cloud for PO boxes or single organizations
Where is ZIP code 56303?
56303 centers on 45.574°, -94.215° and covers 11.0 square miles of land plus 0.2 of water. It borders 6 ZIP codes: 56387, 56377, 56374, 56301, 56379, 56304.
The map draws ZIP code areas only. For the streets inside 56303, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 56303 compare with the rest of Saint Cloud?
| Measure | 56303 | In Saint Cloud | In Stearns County | In MN |
|---|---|---|---|---|
| People (ACS 2020-2024) | 25,827 | 2nd of 3 | 2nd of 33 | 74th of 881 |
| Median household income | $65k | 2nd of 3 | 23rd of 24 | 454th of 545 |
| Median home value | $205k | 3rd of 3 | 24th of 24 | 427th of 558 |
Its median household income is higher than in 39% of U.S. residential ZIP codes, and it is denser than 86% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 56303?
The 2020 Census counted 27,305 people in 56303; the ACS, which samples households over 2020-2024, estimates 25,827. Between the 2010 and 2020 censuses its population grew 5.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 25,827
- 2020 Census count
- 27,305+5.1% since 2010 (25,984)
- Households
- 11,184
- Median age
- 36.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 56303?
Of the 25,827 people the ACS estimates in 56303, 20.5% are under 18 and 18.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (75.1%).
- Under 1820.5%
- 18 to 6461.5%
- 65 and older18.0%
- White, not Hispanic75.1%
- Black, not Hispanic8.8%
- Hispanic or Latino7.9%
- Other or two or more5.9%
- Asian, not Hispanic2.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 56303 earn?
Median household income is $65,198 (ACS 2020-2024), the 23rd highest of the 24 ranked ZIP codes in Stearns County. It is not measurably different from 2015-2019 ($63,574 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $65,198
- Income per person
- $35,014
- Below the poverty line
- 16.4%
- Unemployed (of the labor force)
- 3.0%
- Adults 25+ with a bachelor's degree
- 30.9%
- Adjusted gross income per tax return, 2022
- $57,79313,950 returns; wages 73% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 56303?
FHFA's house price index for 56303, built from repeat sales and appraisals of the same homes, rose 81% from 2015 to 2025 and rose 45% from 2020 to 2025, and moved +1.8% in 2025.
- Median home value (owners' estimate)
- $205,200
- Median gross rent
- $927
- Homes owned by their occupants
- 63.3%
- Housing units
- 12,035
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 56303?
524 business establishments had a location in this ZIP code in 2023, 5 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance152
- Professional, scientific, and technical services50
- Other services (except public administration)49
- Retail trade44
- Construction33
- Administrative and support and waste management and remediation services33
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 56303?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 56387 | Waite Park | 7,756 | $59k | 3.9 mi |
| 56377 | Sartell | 21,063 | $87k | 4.6 mi |
| 56374 | Saint Joseph | 10,029 | $80k | 4.9 mi |
| 56301 | Saint Cloud | 35,580 | $73k | 6.2 mi |
| 56379 | Sauk Rapids | 17,607 | $76k | 7.9 mi |
| 56304 | Saint Cloud | 17,473 | $58k | 8.2 mi |
| 56321 | Collegeville | 1,526 | – | 8.5 mi (near) |
| 56375 | Saint Stephen | 694 | $105k | 9.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.