Waite Park, MN · standard
ZIP Code 56387
Stearns County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,734
- 307/sq mi High-density area
- $59,009
- Median income Below-median income area
- $232,200
- Median home value Near-median home value
- 21.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Waite Park pairs a below-median household income with above-median home values, in a low-density, mixed-tenure area.
- 27th pct
- household income, US ZIPs
- Top 47%
- home value, US ZIPs
- 307
- people per sq mi
- 49%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56387 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 56387 (Waite Park, MN) rose +7.2% from 2023 to 2024. The all-transactions index moved from 198.8 in 2023 to 213.1 in 2024 (2000 = 100).
ZIP code 56387 is a mid-sized community (a standard USPS delivery area) in Waite Park, Stearns County, Minnesota, home to 6,734 residents across 22.0 square miles, a density of 307 people per square mile, in the Chicago time zone.
ZIP 56387 reports a modest median household income of $59,009 (28% below the average Minnesota ZIP), while per-capita income is $29,733. The poverty rate is 22.4%, so the area-level income figures should not be treated as typical household experience. Median home value is $232,200 (9% below the average Minnesota ZIP) and median rent is $1,129; 48.7% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 21.8% of adults hold a bachelor's degree or higher, the median age is 37.5, and the average commute is 18 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Stearns County, so 56387 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 56387
Top 5 sectors by establishment count in Waite Park, MN
Which industries have the most business establishments in ZIP 56387.
- Retail trade
Retail trade
84 establishments
- Accommodation and food services
Accommodation and food services
48 establishments
- Other services (except public administration)
Other services (except public administration)
46 establishments
- Health care and social assistance
Health care and social assistance
40 establishments
- Construction
Construction
38 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 56387, Waite Park, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,734
Population
22.0
Area (sq mi)
307
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 56387?
37.5
Median Age
44.5%
Male
55.5%
Female
25.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$59,009
Median Household Income
-28% vs state ZIP avg
$29,733
Per Capita Income
22.4%
Poverty Rate
7.4%
Unemployment Rate
18.4 min
Mean Commute Time
How ZIP 56387 ranks among Minnesota ZIPs
Waite Park, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$59,009 11th percentile higher than 11% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,436housing units
3,436
Total Housing Units
3,307
Occupied Units
129
Vacant Units
2.33
Avg Household Size
Occupancy Type
$232,200
Median Home Value
-9% vs state ZIP avg
$1,129
Median Rent
1993
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.2%
YoY Change (2024)
213
HPI Index (2000 = 100)
+113%
Total Change Since 2000
Home values in ZIP 56387 have increased 7.2% over the past year (2024). Since 2000, this ZIP has seen +113% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.1% | 145 |
| 2021 | +12.3% | 163 |
| 2022 | +14.6% | 187 |
| 2023 | +6.4% | 199 |
| 2024 | +7.2% | 213 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 414 business establishments in ZIP 56387, employing approximately 8,483 people with a combined annual payroll of $380,913,000.
414
Businesses
8,483
Employees
$380.9M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 84 | 20.3% |
| Accommodation and food services | 48 | 11.6% |
| Other services (except public administration) | 46 | 11.1% |
| Health care and social assistance | 40 | 9.7% |
| Construction | 38 | 9.2% |
| Wholesale trade | 31 | 7.5% |
| Professional, scientific, and technical services | 23 | 5.6% |
| Finance and insurance | 22 | 5.3% |
| Manufacturing | 20 | 4.8% |
| Real estate and rental and leasing | 16 | 3.9% |
| Administrative and support and waste management and remediation services | 15 | 3.6% |
| Transportation and warehousing | 10 | 2.4% |
| Educational services | 7 | 1.7% |
| Management of companies and enterprises | 5 | 1.2% |
| Information | 4 | 1.0% |
| Arts, entertainment, and recreation | 4 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 56387 vs 56301 →
ZIP 56387 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 56301
Saint Cloud (56301)
32,434 residents
- 56303
Saint Cloud (56303)
25,984 residents
- 56377
Sartell (56377)
17,648 residents
- 56374 9,868
Saint Joseph (56374)
9,868 residents
- 56387 6,734
Waite Park (56387)
6,734 residents
- 56369 528
Rockville (56369)
528 residents
What this shows Among its immediate neighbors, ZIP 56387 ranks #5 by population - useful context the national average alone can't give.
ZIP 56387 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 56369
Rockville (56369)
$98,077 median income
- 56377
Sartell (56377)
$87,172 median income
- 56374
Saint Joseph (56374)
$80,156 median income
- 56301
Saint Cloud (56301)
$73,142 median income
- 56303
Saint Cloud (56303)
$65,198 median income
- 56387
Waite Park (56387)
$59,009 median income
What this shows By household income, ZIP 56387 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 56387, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,734 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Stearns County
Related Areas
Frequently Asked Questions
What county is ZIP code 56387 in?
ZIP code 56387 (Waite Park) is located in Stearns County, Minnesota. Stearns County contains multiple ZIP codes, see the full list at /counties/stearns-mn.
What is the population of ZIP code 56387?
ZIP code 56387 in Waite Park, MN has a population of 6,734 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56387?
The median household income in ZIP 56387 is $59,009, which is 23% below the national average of $76,288.
What is the average home value in ZIP 56387?
The median home value in ZIP 56387 is $232,200, which is 17% below the national average of $278,155.
What is the demographic makeup of ZIP 56387?
The largest racial group in ZIP 56387 is White at 54.0%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 56387?
ZIP code 56387 has 414 business establishments employing approximately 8,483 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 56387?
The top industries by establishment count in ZIP 56387 are: Retail trade (84), Accommodation and food services (48), Other services (except public administration) (46). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 56387?
According to the FHFA House Price Index, home values in ZIP 56387 increased by 7.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 113%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 56387?
In ZIP code 56387, 51.3% of residents aged 25+ have a high school diploma or higher, and 21.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 56387?
The mean commute time for workers in ZIP code 56387 is 18.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 56387?
In ZIP code 56387, approximately 48.7% of occupied housing units are owner-occupied and 51.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56387?
The poverty rate in ZIP code 56387 is 22.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 56387's numbers, next.
- See how ZIP 56387 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Waite Park, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.