ZIP Code 56304

ZIP code 56304 is classified by USPS as a standard delivery area and covers roughly 155.2 square miles in Saint Cloud, Sherburne County, Minnesota. The area is home to 16,020 residents, producing a population density of 103 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56304 against Minnesota and the nation.

On the economic side, the median household income for ZIP 56304 sits at $58,148 (29% below the Minnesota average), while per-capita income is $31,477. The poverty rate stands at 16.5% and the unemployment rate at 7.4%. On housing, the median home value is $251,500 (2% below the state average) with median rent at $956 per month, and 41.4% of occupied units are owner-occupied, a direct signal of whether 56304 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 28.4% of adults hold a bachelor's degree or higher, the median age is 32.1, and the average commute is 23 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Sherburne County, so you can benchmark 56304 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →