Saint Joseph, MN · standard
ZIP Code 56374
Stearns County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,868
- 56/sq mi Moderate-density area
- $80,156
- Median income Near-median income area
- $292,000
- Median home value Near-median home value
- 28.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Saint Joseph pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 38%
- household income, US ZIPs
- Top 35%
- home value, US ZIPs
- 56
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56374 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 56374 (Saint Joseph, MN) rose +6.7% from 2023 to 2024. The all-transactions index moved from 236.2 in 2023 to 252.0 in 2024 (2000 = 100).
ZIP code 56374 is a mid-sized community (a standard USPS delivery area) in Saint Joseph, Stearns County, Minnesota, home to 9,868 residents across 175.3 square miles, a density of 56 people per square mile, in the Chicago time zone.
ZIP 56374 lands in the middle-income range, with a median household income of $80,156 (2% below the average Minnesota ZIP), while per-capita income is $36,843. The poverty rate is 14.7%, with unemployment at 2.5%; those measures add context to the income figure. Median home value is $292,000 (14% above the average Minnesota ZIP) and median rent is $1,125; 73.1% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 28.2% of adults hold a bachelor's degree or higher, the median age is 33.8, and the average commute is 21 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Stearns County, so 56374 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 56374
Top 5 sectors by establishment count in Saint Joseph, MN
Which industries have the most business establishments in ZIP 56374.
- Construction
Construction
51 establishments
- Retail trade
Retail trade
24 establishments
- Accommodation and food services
Accommodation and food services
22 establishments
- Manufacturing
Manufacturing
21 establishments
- Other services (except public administration)
Other services (except public administration)
21 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 56374, Saint Joseph, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
9,868
Population
175.3
Area (sq mi)
56
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 56374?
33.8
Median Age
48.4%
Male
51.6%
Female
9.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,156
Median Household Income
-2% vs state ZIP avg
$36,843
Per Capita Income
14.7%
Poverty Rate
2.5%
Unemployment Rate
21.2 min
Mean Commute Time
How ZIP 56374 ranks among Minnesota ZIPs
Saint Joseph, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$80,156 Top 45% higher than 55% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,776housing units
3,776
Total Housing Units
3,554
Occupied Units
222
Vacant Units
2.42
Avg Household Size
Occupancy Type
$292,000
Median Home Value
+14% vs state ZIP avg
$1,125
Median Rent
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.7%
YoY Change (2024)
252
HPI Index (2000 = 100)
+152%
Total Change Since 2000
Home values in ZIP 56374 have increased 6.7% over the past year (2024). Since 2000, this ZIP has seen +152% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.9% | 173 |
| 2021 | +11.3% | 192 |
| 2022 | +14.2% | 220 |
| 2023 | +7.5% | 236 |
| 2024 | +6.7% | 252 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 243 business establishments in ZIP 56374, employing approximately 2,991 people with a combined annual payroll of $169,267,000.
243
Businesses
2,991
Employees
$169.3M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 51 | 21.0% |
| Retail trade | 24 | 9.9% |
| Accommodation and food services | 22 | 9.1% |
| Manufacturing | 21 | 8.6% |
| Other services (except public administration) | 21 | 8.6% |
| Professional, scientific, and technical services | 18 | 7.4% |
| Transportation and warehousing | 17 | 7.0% |
| Health care and social assistance | 17 | 7.0% |
| Wholesale trade | 14 | 5.8% |
| Administrative and support and waste management and remediation services | 12 | 4.9% |
| Real estate and rental and leasing | 9 | 3.7% |
| Finance and insurance | 8 | 3.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 56374 vs 56321 →
ZIP 56374 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 56301
Saint Cloud (56301)
32,434 residents
- 56303
Saint Cloud (56303)
25,984 residents
- 56377
Sartell (56377)
17,648 residents
- 56374 9,868
Saint Joseph (56374)
9,868 residents
- 56320 8,080
Cold Spring (56320)
8,080 residents
- 56387 6,734
Waite Park (56387)
6,734 residents
- 56310 5,120
Avon (56310)
5,120 residents
- 56340 2,288
Holdingford (56340)
2,288 residents
- 56321 1,536
Collegeville (56321)
1,536 residents
What this shows Among its immediate neighbors, ZIP 56374 ranks #4 by population - useful context the national average alone can't give.
ZIP 56374 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 56375
Saint Stephen (56375)
$105,313 median income
- 56310
Avon (56310)
$105,164 median income
- 56369
Rockville (56369)
$98,077 median income
- 56340
Holdingford (56340)
$96,250 median income
- 56377
Sartell (56377)
$87,172 median income
- 56320
Cold Spring (56320)
$87,026 median income
- 56374
Saint Joseph (56374)
$80,156 median income
- 56301
Saint Cloud (56301)
$73,142 median income
- 56303
Saint Cloud (56303)
$65,198 median income
What this shows By household income, ZIP 56374 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 56321 | Collegeville, MN | 1,536 | 3.3 mi |
| 56310 | Avon, MN | 5,120 | 5.5 mi |
| 56377 | Sartell, MN | 17,648 | 5.7 mi |
| 56369 | Rockville, MN | 528 | 9.7 mi |
| 56375 | Saint Stephen, MN | 852 | 7.1 mi |
| 56303 | Saint Cloud, MN | 25,984 | 6.4 mi |
| 56387 | Waite Park, MN | 6,734 | 6.9 mi |
| 56301 | Saint Cloud, MN | 32,434 | 9.4 mi |
| 56320 | Cold Spring, MN | 8,080 | 10.6 mi |
| 56340 | Holdingford, MN | 2,288 | 11.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 56374, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (9,868 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Stearns County
Related Areas
Frequently Asked Questions
What county is ZIP code 56374 in?
ZIP code 56374 (Saint Joseph) is located in Stearns County, Minnesota. Stearns County contains multiple ZIP codes, see the full list at /counties/stearns-mn.
What is the population of ZIP code 56374?
ZIP code 56374 in Saint Joseph, MN has a population of 9,868 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56374?
The median household income in ZIP 56374 is $80,156, which is 5% above the national average of $76,288.
What is the average home value in ZIP 56374?
The median home value in ZIP 56374 is $292,000, which is 5% above the national average of $278,155.
What is the demographic makeup of ZIP 56374?
The largest racial group in ZIP 56374 is White at 83.9%. Hispanic or Latino residents make up 3.7% of the population.
How many businesses are in ZIP code 56374?
ZIP code 56374 has 243 business establishments employing approximately 2,991 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 56374?
The top industries by establishment count in ZIP 56374 are: Construction (51), Retail trade (24), Accommodation and food services (22). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 56374?
According to the FHFA House Price Index, home values in ZIP 56374 increased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 152%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 56374?
In ZIP code 56374, 48.6% of residents aged 25+ have a high school diploma or higher, and 28.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 56374?
The mean commute time for workers in ZIP code 56374 is 21.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 56374?
In ZIP code 56374, approximately 73.1% of occupied housing units are owner-occupied and 26.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56374?
The poverty rate in ZIP code 56374 is 14.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 56374's numbers, next.
- See how ZIP 56374 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Saint Joseph, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.