Saint Joseph, MN · standard
ZIP Code 56374
Stearns County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,868
- 56/sq mi
- $80,156
- Median income
- $292,000
- Median home value
- 28.2%
- Bachelor's or higher
The verdict
Saint Joseph pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 38%
- household income, US ZIPs
- Top 35%
- home value, US ZIPs
- 56
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56374 against every reporting US ZIP.
ZIP code 56374 is classified by USPS as a standard delivery area and covers roughly 175.3 square miles in Saint Joseph, Stearns County, Minnesota. The area is home to 9,868 residents, producing a population density of 56 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56374 against Minnesota and the nation.
On the economic side, the median household income for ZIP 56374 sits at $80,156 (2% below the Minnesota average), while per-capita income is $36,843. The poverty rate stands at 14.7% and the unemployment rate at 2.5%. On housing, the median home value is $292,000 (14% above the state average) with median rent at $1,125 per month, and 73.1% of occupied units are owner-occupied, a direct signal of whether 56374 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 28.2% of adults hold a bachelor's degree or higher, the median age is 33.8, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stearns County, so you can benchmark 56374 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 56374
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 56374.
- Construction
Construction
51 establishments
- Retail trade
Retail trade
24 establishments
- Accommodation and food services
Accommodation and food services
22 establishments
- Manufacturing
Manufacturing
21 establishments
- Other services (except public administration)
Other services (except public administration)
21 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 56374, Saint Joseph, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
9,868
Population
175.3
Area (sq mi)
56
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 56374?
33.8
Median Age
48.4%
Male
51.6%
Female
9.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,156
Median Household Income
-2% vs state
$36,843
Per Capita Income
14.7%
Poverty Rate
2.5%
Unemployment Rate
21.2 min
Mean Commute Time
How ZIP 56374 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$80,156 Top 38% higher than 62% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,776
Total Housing Units
3,554
Occupied Units
222
Vacant Units
2.42
Avg Household Size
Occupancy Type
$292,000
Median Home Value
+14% vs state
$1,125
Median Rent
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.7%
YoY Change (2024)
252
HPI Index (2000 = 100)
+152%
Total Change Since 2000
Home values in ZIP 56374 have increased 6.7% over the past year (2024). Since 2000, this ZIP has seen +152% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.9% | 173 |
| 2021 | +11.3% | 192 |
| 2022 | +14.2% | 220 |
| 2023 | +7.5% | 236 |
| 2024 | +6.7% | 252 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 243 business establishments in ZIP 56374, employing approximately 2,991 people with a combined annual payroll of $169,267,000.
243
Businesses
2,991
Employees
$169.3M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 51 | 21.0% |
| Retail trade | 24 | 9.9% |
| Accommodation and food services | 22 | 9.1% |
| Manufacturing | 21 | 8.6% |
| Other services (except public administration) | 21 | 8.6% |
| Professional, scientific, and technical services | 18 | 7.4% |
| Transportation and warehousing | 17 | 7.0% |
| Health care and social assistance | 17 | 7.0% |
| Wholesale trade | 14 | 5.8% |
| Administrative and support and waste management and remediation services | 12 | 4.9% |
| Real estate and rental and leasing | 9 | 3.7% |
| Finance and insurance | 8 | 3.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 56374 vs 56321 →
ZIP 56374 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 56301
Saint Cloud (56301)
32,434 residents
- 56303
Saint Cloud (56303)
25,984 residents
- 56377
Sartell (56377)
17,648 residents
- 56374 9,868
Saint Joseph (56374)
9,868 residents
- 56320 8,080
Cold Spring (56320)
8,080 residents
- 56387 6,734
Waite Park (56387)
6,734 residents
- 56310 5,120
Avon (56310)
5,120 residents
- 56340 2,288
Holdingford (56340)
2,288 residents
- 56321 1,536
Collegeville (56321)
1,536 residents
What this shows Among its immediate neighbors, ZIP 56374 ranks #4 by population — useful context the national average alone can't give.
ZIP 56374 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 56375
Saint Stephen (56375)
$105,313 median income
- 56310
Avon (56310)
$105,164 median income
- 56369
Rockville (56369)
$98,077 median income
- 56340
Holdingford (56340)
$96,250 median income
- 56377
Sartell (56377)
$87,172 median income
- 56320
Cold Spring (56320)
$87,026 median income
- 56374
Saint Joseph (56374)
$80,156 median income
- 56301
Saint Cloud (56301)
$73,142 median income
- 56303
Saint Cloud (56303)
$65,198 median income
What this shows By household income, ZIP 56374 ranks #7 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 56321 | Collegeville, MN | 1,536 | 3.3 mi |
| 56310 | Avon, MN | 5,120 | 5.5 mi |
| 56377 | Sartell, MN | 17,648 | 5.7 mi |
| 56369 | Rockville, MN | 528 | 9.7 mi |
| 56375 | Saint Stephen, MN | 852 | 7.1 mi |
| 56303 | Saint Cloud, MN | 25,984 | 6.4 mi |
| 56387 | Waite Park, MN | 6,734 | 6.9 mi |
| 56301 | Saint Cloud, MN | 32,434 | 9.4 mi |
| 56320 | Cold Spring, MN | 8,080 | 10.6 mi |
| 56340 | Holdingford, MN | 2,288 | 11.6 mi |
More ZIP Codes in Stearns County
Related Areas
Frequently Asked Questions
What county is ZIP code 56374 in? ▼
What is the population of ZIP code 56374? ▼
What is the median household income in ZIP 56374? ▼
What is the average home value in ZIP 56374? ▼
What is the demographic makeup of ZIP 56374? ▼
How many businesses are in ZIP code 56374? ▼
What are the main industries in ZIP code 56374? ▼
How have home values changed in ZIP code 56374? ▼
What is the education level in ZIP code 56374? ▼
What is the average commute time in ZIP 56374? ▼
What percentage of residents own vs. rent in ZIP 56374? ▼
What is the poverty rate in ZIP code 56374? ▼
ZIP Code Research Guides
Official Data Resources for Saint Joseph, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.