Saint Stephen, MN · standard
ZIP Code 56375
Stearns County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 852
- 90/sq mi Moderate-density area
- $105,313
- Median income Above-median income area
- $262,100
- Median home value Near-median home value
- 20.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Saint Stephen pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 16%
- household income, US ZIPs
- Top 40%
- home value, US ZIPs
- 90
- people per sq mi
- 97%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56375 against every reporting US ZIP.
ZIP code 56375 is a sparsely populated ZIP (a standard USPS delivery area) in Saint Stephen, Stearns County, Minnesota, home to just 852 residents across 9.5 square miles, a density of 90 people per square mile, in the Chicago time zone.
ZIP 56375 lands in the middle-income range, with a median household income of $105,313 (28% above the average Minnesota ZIP), while per-capita income is $45,570. The poverty rate is 2.0%, with unemployment at 4.3%; those measures add context to the income figure. Median home value is $262,100 (2% above the average Minnesota ZIP) and median rent is $1,292; 96.6% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 20.5% of adults hold a bachelor's degree or higher, the median age is 40, and the average commute is -. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Stearns County, so 56375 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 56375
Top 5 sectors by establishment count in Saint Stephen, MN
Which industries have the most business establishments in ZIP 56375.
- Retail trade
Retail trade
3 establishments
- Finance and insurance
Finance and insurance
3 establishments
- Accommodation and food services
Accommodation and food services
3 establishments
- Other services (except public administration)
Other services (except public administration)
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 56375, Saint Stephen, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
852
Population
9.5
Area (sq mi)
90
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 56375?
40.0
Median Age
54.3%
Male
45.7%
Female
2.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$105,313
Median Household Income
+28% vs state ZIP avg
$45,570
Per Capita Income
2.0%
Poverty Rate
4.3%
Unemployment Rate
How ZIP 56375 ranks among Minnesota ZIPs
Saint Stephen, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$105,313 Top 13% higher than 87% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
266housing units
266
Total Housing Units
266
Occupied Units
0
Vacant Units
2.61
Avg Household Size
Occupancy Type
$262,100
Median Home Value
+2% vs state ZIP avg
$1,292
Median Rent
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.2%
YoY Change (2024)
277
HPI Index (2000 = 100)
+177%
Total Change Since 2000
Home values in ZIP 56375 have increased 7.2% over the past year (2024). Since 2000, this ZIP has seen +177% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +5.2% | 165 |
| 2020 | +7.1% | 176 |
| 2021 | +14.8% | 203 |
| 2022 | +7.2% | 217 |
| 2024 | – | 277 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 21 business establishments in ZIP 56375, employing approximately 210 people with a combined annual payroll of $8,568,000.
21
Businesses
210
Employees
$8.6M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 3 | 14.3% |
| Finance and insurance | 3 | 14.3% |
| Accommodation and food services | 3 | 14.3% |
| Other services (except public administration) | 3 | 14.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 56375 vs 56377 →
ZIP 56375 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 56303
Saint Cloud (56303)
25,984 residents
- 56377
Sartell (56377)
17,648 residents
- 56374 9,868
Saint Joseph (56374)
9,868 residents
- 56367 6,263
Rice (56367)
6,263 residents
- 56321 1,536
Collegeville (56321)
1,536 residents
- 56375 852
Saint Stephen (56375)
852 residents
What this shows Among its immediate neighbors, ZIP 56375 ranks #6 by population - useful context the national average alone can't give.
ZIP 56375 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 56375
Saint Stephen (56375)
$105,313 median income
- 56367
Rice (56367)
$101,771 median income
- 56377
Sartell (56377)
$87,172 median income
- 56374
Saint Joseph (56374)
$80,156 median income
- 56303
Saint Cloud (56303)
$65,198 median income
What this shows By household income, ZIP 56375 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 56375, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Stearns County
Related Areas
Frequently Asked Questions
What county is ZIP code 56375 in?
ZIP code 56375 (Saint Stephen) is located in Stearns County, Minnesota. Stearns County contains multiple ZIP codes, see the full list at /counties/stearns-mn.
What is the population of ZIP code 56375?
ZIP code 56375 in Saint Stephen, MN has a population of 852 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56375?
The median household income in ZIP 56375 is $105,313, which is 38% above the national average of $76,288.
What is the average home value in ZIP 56375?
The median home value in ZIP 56375 is $262,100, which is 6% below the national average of $278,155.
What is the demographic makeup of ZIP 56375?
The largest racial group in ZIP 56375 is White at 94.2%. Hispanic or Latino residents make up 0.4% of the population.
How many businesses are in ZIP code 56375?
ZIP code 56375 has 21 business establishments employing approximately 210 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 56375?
The top industries by establishment count in ZIP 56375 are: Retail trade (3), Finance and insurance (3), Accommodation and food services (3). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 56375?
According to the FHFA House Price Index, home values in ZIP 56375 increased by 7.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 177%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 56375?
In ZIP code 56375, 59.6% of residents aged 25+ have a high school diploma or higher, and 20.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 56375?
In ZIP code 56375, approximately 96.6% of occupied housing units are owner-occupied and 3.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56375?
The poverty rate in ZIP code 56375 is 2.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 56375's numbers, next.
- See how ZIP 56375 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Saint Stephen, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.