PlainZIP

Saint Stephen, MN · standard

ZIP Code 56375

Stearns County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

852
90/sq mi
$105,313
Median income
$262,100
Median home value
20.5%
Bachelor's or higher

The verdict

Saint Stephen pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 16%
household income, US ZIPs
Top 40%
home value, US ZIPs
90
people per sq mi
97%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56375 against every reporting US ZIP.

ZIP code 56375 is classified by USPS as a standard delivery area and covers roughly 9.5 square miles in Saint Stephen, Stearns County, Minnesota. The area is home to 852 residents, producing a population density of 90 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56375 against Minnesota and the nation.

On the economic side, the median household income for ZIP 56375 sits at $105,313 (28% above the Minnesota average), while per-capita income is $45,570. The poverty rate stands at 2.0% and the unemployment rate at 4.3%. On housing, the median home value is $262,100 (2% above the state average) with median rent at $1,292 per month, and 96.6% of occupied units are owner-occupied, a direct signal of whether 56375 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.5% of adults hold a bachelor's degree or higher, the median age is 40, and the average commute is —. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stearns County, so you can benchmark 56375 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 56375

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 56375.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 56375, Saint Stephen, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

852

Population

9.5

Area (sq mi)

90

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 56375?

40.0

Median Age

54.3%

Male

45.7%

Female

2.0%

Foreign-Born

White 94.2%
African American 0.0%
Asian 0.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.8%
Hispanic or Latino 0.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$105,313

Median Household Income

+28% vs state

$45,570

Per Capita Income

2.0%

Poverty Rate

4.3%

Unemployment Rate

How ZIP 56375 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$105,313 Top 16% higher than 84% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.6%
Bachelor's Degree or Higher 20.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

266

Total Housing Units

266

Occupied Units

0

Vacant Units

2.61

Avg Household Size

Occupancy Type

Owner 96.6%
Renter 3.4%

$262,100

Median Home Value

+2% vs state

$1,292

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.2%

YoY Change (2024)

277

HPI Index (2000 = 100)

+177%

Total Change Since 2000

Home values in ZIP 56375 have increased 7.2% over the past year (2024). Since 2000, this ZIP has seen +177% cumulative appreciation.

Year Annual Change HPI Index
2019 +5.2% 165
2020 +7.1% 176
2021 +14.8% 203
2022 +7.2% 217
2024 — 277

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 21 business establishments in ZIP 56375, employing approximately 210 people with a combined annual payroll of $8,568,000.

21

Businesses

210

Employees

$8.6M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Retail trade 3 14.3%
Finance and insurance 3 14.3%
Accommodation and food services 3 14.3%
Other services (except public administration) 3 14.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 56375 vs 56377 →

ZIP 56375 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 56375 ranks #6 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 56375 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 56375 ranks the highest of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
56377 Sartell, MN 17,648 4.7 mi
56374 Saint Joseph, MN 9,868 7.1 mi
56367 Rice, MN 6,263 6.5 mi
56303 Saint Cloud, MN 25,984 9.3 mi
56321 Collegeville, MN 1,536 10.1 mi

More ZIP Codes in Stearns County

56301 standard
Saint Cloud, MN
Pop: 32,434
56303 standard
Saint Cloud, MN
Pop: 25,984
56377 standard
Sartell, MN
Pop: 17,648
56374 standard
Saint Joseph, MN
Pop: 9,868
56320 standard
Cold Spring, MN
Pop: 8,080
56378 standard
Sauk Centre, MN
Pop: 7,778

Related Areas

Stearns County Saint Stephen, MN Minnesota

Frequently Asked Questions

What county is ZIP code 56375 in? ▼
ZIP code 56375 (Saint Stephen) is located in Stearns County, Minnesota. Stearns County contains multiple ZIP codes, see the full list at /counties/stearns-mn.
What is the population of ZIP code 56375? ▼
ZIP code 56375 in Saint Stephen, MN has a population of 852 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56375? ▼
The median household income in ZIP 56375 is $105,313, which is 38% above the national average of $76,288.
What is the average home value in ZIP 56375? ▼
The median home value in ZIP 56375 is $262,100, which is 6% below the national average of $278,155.
What is the demographic makeup of ZIP 56375? ▼
The largest racial group in ZIP 56375 is White at 94.2%. Hispanic or Latino residents make up 0.4% of the population.
How many businesses are in ZIP code 56375? ▼
ZIP code 56375 has 21 business establishments employing approximately 210 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 56375? ▼
The top industries by establishment count in ZIP 56375 are: Retail trade (3), Finance and insurance (3), Accommodation and food services (3). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 56375? ▼
According to the FHFA House Price Index, home values in ZIP 56375 increased by 7.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 177%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 56375? ▼
In ZIP code 56375, 59.6% of residents aged 25+ have a high school diploma or higher, and 20.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 56375? ▼
In ZIP code 56375, approximately 96.6% of occupied housing units are owner-occupied and 3.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56375? ▼
The poverty rate in ZIP code 56375 is 2.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Saint Stephen, MN

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.