Holdingford, MN · standard

ZIP Code 56340

Stearns County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,288
18/sq mi
$96,250
Median income
$294,900
Median home value
18.7%
Bachelor's or higher

The verdict

Holdingford pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 22%
household income, US ZIPs
Top 34%
home value, US ZIPs
18
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56340 against every reporting US ZIP.

ZIP code 56340 is classified by USPS as a standard delivery area and covers roughly 127.8 square miles in Holdingford, Stearns County, Minnesota. The area is home to 2,288 residents, producing a population density of 18 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56340 against Minnesota and the nation.

On the economic side, the median household income for ZIP 56340 sits at $96,250 (17% above the Minnesota average), while per-capita income is $38,353. The poverty rate stands at 3.3% and the unemployment rate at 1.9%. On housing, the median home value is $294,900 (15% above the state average) with median rent at per month, and 93.8% of occupied units are owner-occupied, a direct signal of whether 56340 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 18.7% of adults hold a bachelor's degree or higher, the median age is 36.5, and the average commute is 28 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stearns County, so you can benchmark 56340 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 56340

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 56340.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 56340, Holdingford, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,288

Population

127.8

Area (sq mi)

18

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 56340?

36.5

Median Age

51.5%

Male

48.5%

Female

0.0%

Foreign-Born

White 96.7%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.3%
Hispanic or Latino 1.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$96,250

Median Household Income

+17% vs state

$38,353

Per Capita Income

3.3%

Poverty Rate

1.9%

Unemployment Rate

27.5 min

Mean Commute Time

How ZIP 56340 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$96,250 Top 22% higher than 78% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.1%
Bachelor's Degree or Higher 18.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

906

Total Housing Units

844

Occupied Units

62

Vacant Units

2.74

Avg Household Size

Occupancy Type

Owner 93.8%
Renter 6.2%

$294,900

Median Home Value

+15% vs state

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.4%

YoY Change (2024)

225

HPI Index (2000 = 100)

+125%

Total Change Since 2000

Home values in ZIP 56340 have increased 5.4% over the past year (2024). Since 2000, this ZIP has seen +125% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.2% 158
2021 +5.9% 168
2022 +20.5% 202
2023 +5.8% 214
2024 +5.4% 225

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 44 business establishments in ZIP 56340, employing approximately 598 people with a combined annual payroll of $36,287,000.

44

Businesses

598

Employees

$36.3M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Construction 7 15.9%
Manufacturing 7 15.9%
Retail trade 5 11.4%
Other services (except public administration) 5 11.4%
Accommodation and food services 3 6.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 56340 vs 56314 →

ZIP 56340 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 56340 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 56340 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 56340 ranks #2 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
56314 Bowlus, MN 1,258 3.9 mi
56310 Avon, MN 5,120 8.4 mi
56384 Upsala, MN 328 6.9 mi
56374 Saint Joseph, MN 9,868 11.6 mi
56307 Albany, MN 5,157 11.2 mi

More ZIP Codes in Stearns County

Frequently Asked Questions

What county is ZIP code 56340 in?
ZIP code 56340 (Holdingford) is located in Stearns County, Minnesota. Stearns County contains multiple ZIP codes, see the full list at /counties/stearns-mn.
What is the population of ZIP code 56340?
ZIP code 56340 in Holdingford, MN has a population of 2,288 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56340?
The median household income in ZIP 56340 is $96,250, which is 26% above the national average of $76,288.
What is the average home value in ZIP 56340?
The median home value in ZIP 56340 is $294,900, which is 6% above the national average of $278,155.
What is the demographic makeup of ZIP 56340?
The largest racial group in ZIP 56340 is White at 96.7%. Hispanic or Latino residents make up 1.1% of the population.
How many businesses are in ZIP code 56340?
ZIP code 56340 has 44 business establishments employing approximately 598 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 56340?
The top industries by establishment count in ZIP 56340 are: Construction (7), Manufacturing (7), Retail trade (5). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 56340?
According to the FHFA House Price Index, home values in ZIP 56340 increased by 5.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 125%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 56340?
In ZIP code 56340, 56.1% of residents aged 25+ have a high school diploma or higher, and 18.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 56340?
The mean commute time for workers in ZIP code 56340 is 27.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 56340?
In ZIP code 56340, approximately 93.8% of occupied housing units are owner-occupied and 6.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56340?
The poverty rate in ZIP code 56340 is 3.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Holdingford, MN

Verify and explore additional data for this area using these official government sources.