Clear Lake, MN · standard
ZIP Code 55319
Sherburne County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,038
- 27/sq mi
- $111,607
- Median income
- $383,200
- Median home value
- 32.6%
- Bachelor's or higher
The verdict
Clear Lake pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 13%
- household income, US ZIPs
- Top 22%
- home value, US ZIPs
- 27
- people per sq mi
- 96%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55319 against every reporting US ZIP.
ZIP code 55319 is classified by USPS as a standard delivery area and covers roughly 183.9 square miles in Clear Lake, Sherburne County, Minnesota. The area is home to 5,038 residents, producing a population density of 27 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55319 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55319 sits at $111,607 (36% above the Minnesota average), while per-capita income is $50,555. The poverty rate stands at 4.3% and the unemployment rate at 3.0%. On housing, the median home value is $383,200 (50% above the state average) with median rent at $950 per month, and 95.7% of occupied units are owner-occupied, a direct signal of whether 55319 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 32.6% of adults hold a bachelor's degree or higher, the median age is 43, and the average commute is 34 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Sherburne County, so you can benchmark 55319 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55319
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55319.
- Construction
Construction
30 establishments
- Other services (except public administration)
Other services (except public administration)
13 establishments
- Retail trade 8
Retail trade
8 establishments
- Real estate and rental and leasing 7
Real estate and rental and leasing
7 establishments
- Manufacturing 6
Manufacturing
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55319, Clear Lake, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
5,038
Population
183.9
Area (sq mi)
27
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55319?
43.0
Median Age
52.9%
Male
47.1%
Female
0.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$111,607
Median Household Income
+36% vs state
$50,555
Per Capita Income
4.3%
Poverty Rate
3.0%
Unemployment Rate
34.1 min
Mean Commute Time
How ZIP 55319 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$111,607 Top 13% higher than 87% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,148
Total Housing Units
1,916
Occupied Units
232
Vacant Units
2.69
Avg Household Size
Occupancy Type
$383,200
Median Home Value
+50% vs state
$950
Median Rent
1990
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.5%
YoY Change (2024)
247
HPI Index (2000 = 100)
+147%
Total Change Since 2000
Home values in ZIP 55319 have increased 10.5% over the past year (2024). Since 2000, this ZIP has seen +147% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.6% | 165 |
| 2021 | +9.4% | 180 |
| 2022 | +18.7% | 214 |
| 2023 | +4.1% | 223 |
| 2024 | +10.5% | 247 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 102 business establishments in ZIP 55319, employing approximately 586 people with a combined annual payroll of $30,008,000.
102
Businesses
586
Employees
$30.0M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 30 | 29.4% |
| Other services (except public administration) | 13 | 12.8% |
| Retail trade | 8 | 7.8% |
| Real estate and rental and leasing | 7 | 6.9% |
| Manufacturing | 6 | 5.9% |
| Transportation and warehousing | 6 | 5.9% |
| Professional, scientific, and technical services | 6 | 5.9% |
| Arts, entertainment, and recreation | 6 | 5.9% |
| Administrative and support and waste management and remediation services | 4 | 3.9% |
| Accommodation and food services | 4 | 3.9% |
| Finance and insurance | 3 | 2.9% |
| Health care and social assistance | 3 | 2.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55319 vs 55308 →
ZIP 55319 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 56304
Saint Cloud (56304)
16,020 residents
- 55308
Becker (55308)
9,064 residents
- 55319 5,038
Clear Lake (55319)
5,038 residents
- 55320 4,973
Clearwater (55320)
4,973 residents
What this shows Among its immediate neighbors, ZIP 55319 ranks #3 by population — useful context the national average alone can't give.
ZIP 55319 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55320
Clearwater (55320)
$113,973 median income
- 55319
Clear Lake (55319)
$111,607 median income
- 55308
Becker (55308)
$106,510 median income
- 56304
Saint Cloud (56304)
$58,148 median income
What this shows By household income, ZIP 55319 ranks #2 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Sherburne County
Related Areas
Frequently Asked Questions
What county is ZIP code 55319 in? ▼
What is the population of ZIP code 55319? ▼
What is the median household income in ZIP 55319? ▼
What is the average home value in ZIP 55319? ▼
What is the demographic makeup of ZIP 55319? ▼
How many businesses are in ZIP code 55319? ▼
What are the main industries in ZIP code 55319? ▼
How have home values changed in ZIP code 55319? ▼
What is the education level in ZIP code 55319? ▼
What is the average commute time in ZIP 55319? ▼
What percentage of residents own vs. rent in ZIP 55319? ▼
What is the poverty rate in ZIP code 55319? ▼
ZIP Code Research Guides
Official Data Resources for Clear Lake, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.