Clear Lake, MN · standard

ZIP Code 55319

Sherburne County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,038
27/sq mi
$111,607
Median income
$383,200
Median home value
32.6%
Bachelor's or higher

The verdict

Clear Lake pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 13%
household income, US ZIPs
Top 22%
home value, US ZIPs
27
people per sq mi
96%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55319 against every reporting US ZIP.

ZIP code 55319 is classified by USPS as a standard delivery area and covers roughly 183.9 square miles in Clear Lake, Sherburne County, Minnesota. The area is home to 5,038 residents, producing a population density of 27 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55319 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55319 sits at $111,607 (36% above the Minnesota average), while per-capita income is $50,555. The poverty rate stands at 4.3% and the unemployment rate at 3.0%. On housing, the median home value is $383,200 (50% above the state average) with median rent at $950 per month, and 95.7% of occupied units are owner-occupied, a direct signal of whether 55319 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 32.6% of adults hold a bachelor's degree or higher, the median age is 43, and the average commute is 34 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Sherburne County, so you can benchmark 55319 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55319

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 55319.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55319, Clear Lake, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,038

Population

183.9

Area (sq mi)

27

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55319?

43.0

Median Age

52.9%

Male

47.1%

Female

0.9%

Foreign-Born

White 95.9%
African American 0.7%
Asian 0.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.2%
Hispanic or Latino 0.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$111,607

Median Household Income

+36% vs state

$50,555

Per Capita Income

4.3%

Poverty Rate

3.0%

Unemployment Rate

34.1 min

Mean Commute Time

How ZIP 55319 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$111,607 Top 13% higher than 87% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.3%
Bachelor's Degree or Higher 32.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,148

Total Housing Units

1,916

Occupied Units

232

Vacant Units

2.69

Avg Household Size

Occupancy Type

Owner 95.7%
Renter 4.3%

$383,200

Median Home Value

+50% vs state

$950

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.5%

YoY Change (2024)

247

HPI Index (2000 = 100)

+147%

Total Change Since 2000

Home values in ZIP 55319 have increased 10.5% over the past year (2024). Since 2000, this ZIP has seen +147% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.6% 165
2021 +9.4% 180
2022 +18.7% 214
2023 +4.1% 223
2024 +10.5% 247

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 102 business establishments in ZIP 55319, employing approximately 586 people with a combined annual payroll of $30,008,000.

102

Businesses

586

Employees

$30.0M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 30 29.4%
Other services (except public administration) 13 12.8%
Retail trade 8 7.8%
Real estate and rental and leasing 7 6.9%
Manufacturing 6 5.9%
Transportation and warehousing 6 5.9%
Professional, scientific, and technical services 6 5.9%
Arts, entertainment, and recreation 6 5.9%
Administrative and support and waste management and remediation services 4 3.9%
Accommodation and food services 4 3.9%
Finance and insurance 3 2.9%
Health care and social assistance 3 2.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55319 vs 55308 →

ZIP 55319 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55319 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55319 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55319 ranks #2 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55308 Becker, MN 9,064 6.0 mi
56304 Saint Cloud, MN 16,020 6.4 mi
55320 Clearwater, MN 4,973 8.8 mi

More ZIP Codes in Sherburne County

Frequently Asked Questions

What county is ZIP code 55319 in?
ZIP code 55319 (Clear Lake) is located in Sherburne County, Minnesota. Sherburne County contains multiple ZIP codes, see the full list at /counties/sherburne-mn.
What is the population of ZIP code 55319?
ZIP code 55319 in Clear Lake, MN has a population of 5,038 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55319?
The median household income in ZIP 55319 is $111,607, which is 46% above the national average of $76,288.
What is the average home value in ZIP 55319?
The median home value in ZIP 55319 is $383,200, which is 38% above the national average of $278,155.
What is the demographic makeup of ZIP 55319?
The largest racial group in ZIP 55319 is White at 95.9%. Hispanic or Latino residents make up 0.5% of the population.
How many businesses are in ZIP code 55319?
ZIP code 55319 has 102 business establishments employing approximately 586 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55319?
The top industries by establishment count in ZIP 55319 are: Construction (30), Other services (except public administration) (13), Retail trade (8). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 55319?
According to the FHFA House Price Index, home values in ZIP 55319 increased by 10.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 147%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55319?
In ZIP code 55319, 59.3% of residents aged 25+ have a high school diploma or higher, and 32.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55319?
The mean commute time for workers in ZIP code 55319 is 34.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55319?
In ZIP code 55319, approximately 95.7% of occupied housing units are owner-occupied and 4.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55319?
The poverty rate in ZIP code 55319 is 4.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Clear Lake, MN

Verify and explore additional data for this area using these official government sources.