Monticello, MN · standard
ZIP Code 55362
Wright County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,089
- 114/sq mi
- $91,832
- Median income
- $350,200
- Median home value
- 26.3%
- Bachelor's or higher
The verdict
Monticello pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 25%
- household income, US ZIPs
- Top 26%
- home value, US ZIPs
- 114
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55362 against every reporting US ZIP.
ZIP code 55362 is classified by USPS as a standard delivery area and covers roughly 158.1 square miles in Monticello, Wright County, Minnesota. The area is home to 18,089 residents, producing a population density of 114 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55362 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55362 sits at $91,832 (12% above the Minnesota average), while per-capita income is $44,432. The poverty rate stands at 5.3% and the unemployment rate at 2.6%. On housing, the median home value is $350,200 (37% above the state average) with median rent at $1,402 per month, and 73.8% of occupied units are owner-occupied, a direct signal of whether 55362 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 26.3% of adults hold a bachelor's degree or higher, the median age is 35, and the average commute is 27 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Wright County, so you can benchmark 55362 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55362
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55362.
- Construction
Construction
93 establishments
- Health care and social assistance
Health care and social assistance
64 establishments
- Retail trade
Retail trade
57 establishments
- Other services (except public administration)
Other services (except public administration)
52 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
47 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55362, Monticello, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
18,089
Population
158.1
Area (sq mi)
114
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55362?
35.0
Median Age
49.9%
Male
50.1%
Female
5.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$91,832
Median Household Income
+12% vs state
$44,432
Per Capita Income
5.3%
Poverty Rate
2.6%
Unemployment Rate
26.9 min
Mean Commute Time
How ZIP 55362 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$91,832 Top 25% higher than 75% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
7,905
Total Housing Units
7,742
Occupied Units
163
Vacant Units
2.65
Avg Household Size
Occupancy Type
$350,200
Median Home Value
+37% vs state
$1,402
Median Rent
1995
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.8%
YoY Change (2024)
218
HPI Index (2000 = 100)
+118%
Total Change Since 2000
Home values in ZIP 55362 have increased 0.8% over the past year (2024). Since 2000, this ZIP has seen +118% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.6% | 161 |
| 2021 | +12.2% | 181 |
| 2022 | +13.4% | 205 |
| 2023 | +5.4% | 216 |
| 2024 | +0.8% | 218 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 547 business establishments in ZIP 55362, employing approximately 8,726 people with a combined annual payroll of $482,115,000.
547
Businesses
8,726
Employees
$482.1M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 93 | 17.0% |
| Health care and social assistance | 64 | 11.7% |
| Retail trade | 57 | 10.4% |
| Other services (except public administration) | 52 | 9.5% |
| Professional, scientific, and technical services | 47 | 8.6% |
| Accommodation and food services | 43 | 7.9% |
| Finance and insurance | 35 | 6.4% |
| Manufacturing | 30 | 5.5% |
| Administrative and support and waste management and remediation services | 27 | 4.9% |
| Real estate and rental and leasing | 26 | 4.8% |
| Transportation and warehousing | 19 | 3.5% |
| Wholesale trade | 17 | 3.1% |
| Arts, entertainment, and recreation | 12 | 2.2% |
| Information | 11 | 2.0% |
| Educational services | 7 | 1.3% |
| Utilities | 5 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55362 vs 55308 →
ZIP 55362 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55313
Buffalo (55313)
23,255 residents
- 55309
Big Lake (55309)
18,208 residents
- 55362
Monticello (55362)
18,089 residents
- 55376
Saint Michael (55376)
16,242 residents
- 55308 9,064
Becker (55308)
9,064 residents
What this shows Among its immediate neighbors, ZIP 55362 ranks #3 by population — useful context the national average alone can't give.
ZIP 55362 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55376
Saint Michael (55376)
$131,266 median income
- 55309
Big Lake (55309)
$121,711 median income
- 55308
Becker (55308)
$106,510 median income
- 55313
Buffalo (55313)
$92,455 median income
- 55362
Monticello (55362)
$91,832 median income
What this shows By household income, ZIP 55362 ranks #5 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Wright County
Related Areas
Frequently Asked Questions
What county is ZIP code 55362 in? ▼
What is the population of ZIP code 55362? ▼
What is the median household income in ZIP 55362? ▼
What is the average home value in ZIP 55362? ▼
What is the demographic makeup of ZIP 55362? ▼
How many businesses are in ZIP code 55362? ▼
What are the main industries in ZIP code 55362? ▼
How have home values changed in ZIP code 55362? ▼
What is the education level in ZIP code 55362? ▼
What is the average commute time in ZIP 55362? ▼
What percentage of residents own vs. rent in ZIP 55362? ▼
What is the poverty rate in ZIP code 55362? ▼
ZIP Code Research Guides
Official Data Resources for Monticello, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.