Monticello, MN · standard

ZIP Code 55362

Wright County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,089
114/sq mi
$91,832
Median income
$350,200
Median home value
26.3%
Bachelor's or higher

The verdict

Monticello pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 25%
household income, US ZIPs
Top 26%
home value, US ZIPs
114
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55362 against every reporting US ZIP.

ZIP code 55362 is classified by USPS as a standard delivery area and covers roughly 158.1 square miles in Monticello, Wright County, Minnesota. The area is home to 18,089 residents, producing a population density of 114 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55362 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55362 sits at $91,832 (12% above the Minnesota average), while per-capita income is $44,432. The poverty rate stands at 5.3% and the unemployment rate at 2.6%. On housing, the median home value is $350,200 (37% above the state average) with median rent at $1,402 per month, and 73.8% of occupied units are owner-occupied, a direct signal of whether 55362 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 26.3% of adults hold a bachelor's degree or higher, the median age is 35, and the average commute is 27 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Wright County, so you can benchmark 55362 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55362

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 55362.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55362, Monticello, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

18,089

Population

158.1

Area (sq mi)

114

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55362?

35.0

Median Age

49.9%

Male

50.1%

Female

5.9%

Foreign-Born

White 86.0%
African American 1.0%
Asian 2.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.5%
Hispanic or Latino 7.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$91,832

Median Household Income

+12% vs state

$44,432

Per Capita Income

5.3%

Poverty Rate

2.6%

Unemployment Rate

26.9 min

Mean Commute Time

How ZIP 55362 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$91,832 Top 25% higher than 75% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.0%
Bachelor's Degree or Higher 26.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,905

Total Housing Units

7,742

Occupied Units

163

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 73.8%
Renter 26.2%

$350,200

Median Home Value

+37% vs state

$1,402

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.8%

YoY Change (2024)

218

HPI Index (2000 = 100)

+118%

Total Change Since 2000

Home values in ZIP 55362 have increased 0.8% over the past year (2024). Since 2000, this ZIP has seen +118% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.6% 161
2021 +12.2% 181
2022 +13.4% 205
2023 +5.4% 216
2024 +0.8% 218

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 547 business establishments in ZIP 55362, employing approximately 8,726 people with a combined annual payroll of $482,115,000.

547

Businesses

8,726

Employees

$482.1M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 93 17.0%
Health care and social assistance 64 11.7%
Retail trade 57 10.4%
Other services (except public administration) 52 9.5%
Professional, scientific, and technical services 47 8.6%
Accommodation and food services 43 7.9%
Finance and insurance 35 6.4%
Manufacturing 30 5.5%
Administrative and support and waste management and remediation services 27 4.9%
Real estate and rental and leasing 26 4.8%
Transportation and warehousing 19 3.5%
Wholesale trade 17 3.1%
Arts, entertainment, and recreation 12 2.2%
Information 11 2.0%
Educational services 7 1.3%
Utilities 5 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55362 vs 55308 →

ZIP 55362 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55362 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55362 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55362 ranks #5 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55308 Becker, MN 9,064 9.0 mi
55313 Buffalo, MN 23,255 8.8 mi
55309 Big Lake, MN 18,208 7.1 mi
55376 Saint Michael, MN 16,242 9.4 mi

More ZIP Codes in Wright County

Frequently Asked Questions

What county is ZIP code 55362 in?
ZIP code 55362 (Monticello) is located in Wright County, Minnesota. Wright County contains multiple ZIP codes, see the full list at /counties/wright-mn.
What is the population of ZIP code 55362?
ZIP code 55362 in Monticello, MN has a population of 18,089 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55362?
The median household income in ZIP 55362 is $91,832, which is 20% above the national average of $76,288.
What is the average home value in ZIP 55362?
The median home value in ZIP 55362 is $350,200, which is 26% above the national average of $278,155.
What is the demographic makeup of ZIP 55362?
The largest racial group in ZIP 55362 is White at 86.0%. Hispanic or Latino residents make up 7.0% of the population.
How many businesses are in ZIP code 55362?
ZIP code 55362 has 547 business establishments employing approximately 8,726 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55362?
The top industries by establishment count in ZIP 55362 are: Construction (93), Health care and social assistance (64), Retail trade (57). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 55362?
According to the FHFA House Price Index, home values in ZIP 55362 increased by 0.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 118%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55362?
In ZIP code 55362, 56.0% of residents aged 25+ have a high school diploma or higher, and 26.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55362?
The mean commute time for workers in ZIP code 55362 is 26.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55362?
In ZIP code 55362, approximately 73.8% of occupied housing units are owner-occupied and 26.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55362?
The poverty rate in ZIP code 55362 is 5.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Monticello, MN

Verify and explore additional data for this area using these official government sources.