Big Lake, MN · standard
ZIP Code 55309
Sherburne County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,208
- 107/sq mi
- $121,711
- Median income
- $361,100
- Median home value
- 31.8%
- Bachelor's or higher
The verdict
Big Lake pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 9%
- household income, US ZIPs
- Top 25%
- home value, US ZIPs
- 107
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55309 against every reporting US ZIP.
ZIP code 55309 is classified by USPS as a standard delivery area and covers roughly 169.9 square miles in Big Lake, Sherburne County, Minnesota. The area is home to 18,208 residents, producing a population density of 107 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55309 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55309 sits at $121,711 (48% above the Minnesota average), while per-capita income is $48,185. The poverty rate stands at 4.5% and the unemployment rate at 2.8%. On housing, the median home value is $361,100 (41% above the state average) with median rent at $1,408 per month, and 90.6% of occupied units are owner-occupied, a direct signal of whether 55309 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 31.8% of adults hold a bachelor's degree or higher, the median age is 36, and the average commute is 33 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Sherburne County, so you can benchmark 55309 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55309
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55309.
- Construction
Construction
92 establishments
- Other services (except public administration)
Other services (except public administration)
50 establishments
- Health care and social assistance
Health care and social assistance
38 establishments
- Retail trade 35
Retail trade
35 establishments
- Professional, scientific, and technical services 26
Professional, scientific, and technical services
26 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55309, Big Lake, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
18,208
Population
169.9
Area (sq mi)
107
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55309?
36.0
Median Age
50.1%
Male
49.9%
Female
3.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$121,711
Median Household Income
+48% vs state
$48,185
Per Capita Income
4.5%
Poverty Rate
2.8%
Unemployment Rate
33.3 min
Mean Commute Time
How ZIP 55309 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$121,711 Top 9% higher than 91% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
7,506
Total Housing Units
7,152
Occupied Units
354
Vacant Units
2.98
Avg Household Size
Occupancy Type
$361,100
Median Home Value
+41% vs state
$1,408
Median Rent
1998
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.2%
YoY Change (2024)
223
HPI Index (2000 = 100)
+123%
Total Change Since 2000
Home values in ZIP 55309 have increased 3.2% over the past year (2024). Since 2000, this ZIP has seen +123% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.6% | 163 |
| 2021 | +12.2% | 183 |
| 2022 | +15.0% | 211 |
| 2023 | +2.4% | 216 |
| 2024 | +3.2% | 223 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 395 business establishments in ZIP 55309, employing approximately 3,636 people with a combined annual payroll of $194,514,000.
395
Businesses
3,636
Employees
$194.5M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 92 | 23.3% |
| Other services (except public administration) | 50 | 12.7% |
| Health care and social assistance | 38 | 9.6% |
| Retail trade | 35 | 8.9% |
| Professional, scientific, and technical services | 26 | 6.6% |
| Administrative and support and waste management and remediation services | 26 | 6.6% |
| Manufacturing | 25 | 6.3% |
| Accommodation and food services | 22 | 5.6% |
| Wholesale trade | 20 | 5.1% |
| Finance and insurance | 19 | 4.8% |
| Transportation and warehousing | 16 | 4.0% |
| Real estate and rental and leasing | 11 | 2.8% |
| Arts, entertainment, and recreation | 9 | 2.3% |
| Information | 3 | 0.8% |
| Educational services | 3 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55309 vs 55308 →
ZIP 55309 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55309
Big Lake (55309)
18,208 residents
- 55362
Monticello (55362)
18,089 residents
- 55398
Zimmerman (55398)
15,540 residents
- 55301
Albertville (55301)
10,535 residents
- 55308
Becker (55308)
9,064 residents
What this shows Among its immediate neighbors, ZIP 55309 ranks the most populous — useful context the national average alone can't give.
ZIP 55309 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55301
Albertville (55301)
$129,232 median income
- 55309
Big Lake (55309)
$121,711 median income
- 55308
Becker (55308)
$106,510 median income
- 55398
Zimmerman (55398)
$103,419 median income
- 55362
Monticello (55362)
$91,832 median income
What this shows By household income, ZIP 55309 ranks #2 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Sherburne County
Related Areas
Frequently Asked Questions
What county is ZIP code 55309 in? ▼
What is the population of ZIP code 55309? ▼
What is the median household income in ZIP 55309? ▼
What is the average home value in ZIP 55309? ▼
What is the demographic makeup of ZIP 55309? ▼
How many businesses are in ZIP code 55309? ▼
What are the main industries in ZIP code 55309? ▼
How have home values changed in ZIP code 55309? ▼
What is the education level in ZIP code 55309? ▼
What is the average commute time in ZIP 55309? ▼
What percentage of residents own vs. rent in ZIP 55309? ▼
What is the poverty rate in ZIP code 55309? ▼
ZIP Code Research Guides
Official Data Resources for Big Lake, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.