PlainZIP

Cumberland, KY

Single-footprint Census roll-up for Cumberland, KY: 1 USPS ZIP, population 4,231. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet CUMBERLAND-KY · Cumberland, KY 1 ZIPs · 4,231 pop · #24470/25278 · Harlan County

INC-LOW · RANK-BOTTOM · PHOTO-FINISH · BOOK-ONE · OWN-LOW · POP-VILLAGE · SPREAD-UNK · HOME-LOW

  • INC-LOW $35,402
  • RANK-BOTTOM #24470/25278
  • PHOTO-FINISH ≈ Harlan
  • BOOK-ONE 1 ZIP
  • OWN-LOW 56% owners
  • POP-VILLAGE 4,231
  • SPREAD-UNK Single-ZIP book
  • HOME-LOW $70,500

Nearest income peer: Harlan, KY (+ $2 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Cumberland

Lowest/highest poles plus county-sharing cities nearest Cumberland on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Cumberland, KY sits among US cities with one of the lowest household incomes among US cities, on a village-scale population base, across a single-ZIP footprint.

3rd pct
household income vs 25,278 US cities
4,231
city population (Census)
1
USPS ZIP codes covered
$35,402
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Lower-income footing on only 1 ZIP ($35,402 average) · poverty 42.0%. The primary code (40823) carries the ACS household fields that matter.

Owner-occupancy is comparatively low (55.9%) for this income tier, rent $633 may matter more than the home-value average.

Within Kentucky, Stone is the closest lower-income city and Harlan the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Cumberland.

Population concentration

Cumberland's single ZIP 40823 carries the town

Cumberland is published as a single USPS ZIP. Code 40823 is the entire residential footprint (4,231 ACS residents), so the city page and the ZIP page tell the same household story, open that ZIP for income, tenure, and commute detail.

Census ZBP business roll-up

Sparse ZBP book inside single-ZIP Cumberland

Citywide ZBP: 47 establishments, 900 employees , annual payroll $36,671k (~11 establishments per 1,000 residents) across 1 of 1 ZIPs. Peak business ZIP 40823 (47 units) ; leading NAICS Retail trade (17) · also Health care and social assistance · Accommodation and food services .

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ZIP Codes in Cumberland, KY

These ZIP codes sit in Harlan County, which covers 26 ZIP codes in all; 1 of them fall in Cumberland. See the Harlan County roll-up →

Cumberland sits in the lower half of Harlan County on income: Evarts, Baxter and Bledsoe report more, Wallins Creek, Lynch and Coldiron report less. Cawood marks the far end of that range at $68,155, 93% above Cumberland.

ZIP Code Population Median income Establishments Density
40823 4,231 $35,402 47 28
How we build city roll-ups · Guide: reading ZIP code data · BLS wages

Cumberland roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Cumberland, .