Residential delivery area · Kentucky
ZIP Code 40823: Cumberland, KY
ZIP code 40823 uses the postal name Cumberland, Kentucky and lies entirely in Harlan County (Census 2020 ZIP-county file). About 3,700 people live there (Census Bureau, ACS 2020-2024). Median household income is $35,402 (Census Bureau, ACS 2020-2024). By Census place, 6% of its land lies in Cumberland; 94% is outside any Census place.
- ACS2020-24
- Census2020
- ZBP2023
- IRS2022
- Town
- Cumberland · its only residential ZIP
- County
- Harlan County
- Census places
- Cumberland
- House district
- KY-5 119th Congress
- State
- Kentucky
- Time zone
- Eastern
- Land area
- 48.4 sq mi · 77 people per sq mi
Where is ZIP code 40823?
40823 centers on 36.959°, -82.991° and covers 48.4 square miles of land plus 0.2 of water. It borders 10 ZIP codes: 40807, 40927, 41833, 40843, 40855, 41819, 40862, 40870, 40828, 24216.
The map draws ZIP code areas only. For the streets inside 40823, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 40823 compare with the rest of Harlan County?
| Measure | 40823 | In Harlan County | In KY |
|---|---|---|---|
| People (ACS 2020-2024) | 3,742 | 3rd of 27 | 243rd of 780 |
| Median household income | $35k | not ranked | not ranked |
| Median home value | $71k | not ranked | not ranked |
40823's median household income is not ranked: its 90% margin of error (±$13,649) is more than a quarter of the figure ($35,402); 40823's median home value is not ranked: its 90% margin of error (±$21,547) is more than a quarter of the figure ($70,500). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 50% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 40823?
The 2020 Census counted 3,529 people in 40823; the ACS, which samples households over 2020-2024, estimates 3,742. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 3,742±604 (90% margin)
- 2020 Census count
- 3,529
- Households
- 1,516
- Median age
- 31.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 40823?
Of the 3,742 people the ACS estimates in 40823, 31.6% are under 18 and 17.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (93.1%).
- Under 1831.6%
- 18 to 6451.2%
- 65 and older17.2%
- White, not Hispanic93.1%
- Other or two or more5.7%
- Black, not Hispanic1.3%
- Hispanic or Latino0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 40823 earn?
Median household income is $35,402 (ACS 2020-2024).
- Median household income
- $35,402±$13,649
- Income per person
- $19,260
- Below the poverty line
- 42.0%
- Unemployed (of the labor force)
- 15.2%
- Adults 25+ with a bachelor's degree
- 15.7%
- Adjusted gross income per tax return, 2022
- $41,722980 returns; wages 74% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 40823?
- Median home value (owners' estimate)
- $70,500
- Median gross rent
- $633
- Homes owned by their occupants
- 55.9%
- Housing units
- 1,817
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001).
What businesses are in 40823?
47 business establishments had a location in this ZIP code in 2023, 1 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade17
- Health care and social assistance5
- Accommodation and food services5
- Finance and insurance4
- Other services (except public administration)4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 40823?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 40807 | Benham | 619 | $49k | 2.0 mi |
| 40927 | Closplint | 584 | $52k | 4.2 mi |
| 41833 | Linefork | 144 | – | 4.7 mi |
| 40843 | Holmes Mill | 48 | – | 5.5 mi |
| 40855 | Lynch | 744 | $30k | 6.2 mi |
| 41819 | Gordon | 289 | – | 6.7 mi |
| 40862 | Partridge | 525 | $42k | 8.5 mi |
| 40870 | Totz | 564 | $52k | 9.0 mi |
| 40828 | Evarts | 4,280 | $41k | 10.8 mi |
| 24216 | Appalachia, VA | 2,246 | $38k | 11.5 mi |
| 41821 | Hallie | 363 | – | 7.1 mi (near) |
| 41735 | Delphia | 333 | $46k | 7.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.