Lynch, KY · standard

ZIP Code 40855

Harlan County, Kentucky — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

860
24/sq mi
$29,891
Median income
$57,500
Median home value
9.7%
Bachelor's or higher

The verdict

Lynch pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

2th pct
household income, US ZIPs
1th pct
home value, US ZIPs
24
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40855 against every reporting US ZIP.

ZIP code 40855 is classified by USPS as a standard delivery area and covers roughly 35.4 square miles in Lynch, Harlan County, Kentucky. The area is home to 860 residents, producing a population density of 24 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40855 against Kentucky and the nation.

On the economic side, the median household income for ZIP 40855 sits at $29,891 (50% below the Kentucky average), while per-capita income is $17,919. The poverty rate stands at 34.9% and the unemployment rate at 3.3%. On housing, the median home value is $57,500 (64% below the state average) with median rent at $889 per month, and 69.1% of occupied units are owner-occupied, a direct signal of whether 40855 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 9.7% of adults hold a bachelor's degree or higher, the median age is 47.1, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Harlan County, so you can benchmark 40855 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40855, Lynch, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

860

Population

35.4

Area (sq mi)

24

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40855?

47.1

Median Age

41.5%

Male

58.5%

Female

0.0%

Foreign-Born

White 85.8%
African American 7.7%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.6%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$29,891

Median Household Income

-50% vs state

$17,919

Per Capita Income

34.9%

Poverty Rate

3.3%

Unemployment Rate

How ZIP 40855 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$29,891 2nd percentile higher than 2% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 38.5%
Bachelor's Degree or Higher 9.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

458

Total Housing Units

288

Occupied Units

170

Vacant Units

2.58

Avg Household Size

Occupancy Type

Owner 69.1%
Renter 30.9%

$57,500

Median Home Value

-64% vs state

$889

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 8 business establishments in ZIP 40855, employing approximately 12 people with a combined annual payroll of $257,000.

8

Businesses

12

Employees

$257K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40855 vs 40807 →

ZIP 40855 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40855 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40855 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40855 ranks #8 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40807 Benham, KY 337 3.2 mi
40862 Partridge, KY 647 4.6 mi
24216 Appalachia, VA 2,939 5.3 mi
40823 Cumberland, KY 4,231 5.8 mi
40843 Holmes Mill, KY 259 5.9 mi
24265 Keokee, VA 930 7.9 mi
41833 Linefork, KY 321 7.8 mi
41848 Roxana, KY 80 10.7 mi
40826 Eolia, KY 759 9.7 mi
40927 Closplint, KY 482 9.7 mi

More ZIP Codes in Harlan County

Frequently Asked Questions

What county is ZIP code 40855 in?
ZIP code 40855 (Lynch) is located in Harlan County, Kentucky. Harlan County contains multiple ZIP codes, see the full list at /counties/harlan-ky.
What is the population of ZIP code 40855?
ZIP code 40855 in Lynch, KY has a population of 860 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40855?
The median household income in ZIP 40855 is $29,891, which is 61% below the national average of $76,288.
What is the average home value in ZIP 40855?
The median home value in ZIP 40855 is $57,500, which is 79% below the national average of $278,155.
What is the demographic makeup of ZIP 40855?
The largest racial group in ZIP 40855 is White at 85.8%.
How many businesses are in ZIP code 40855?
ZIP code 40855 has 8 business establishments employing approximately 12 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 40855?
In ZIP code 40855, 38.5% of residents aged 25+ have a high school diploma or higher, and 9.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40855?
In ZIP code 40855, approximately 69.1% of occupied housing units are owner-occupied and 30.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40855?
The poverty rate in ZIP code 40855 is 34.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Lynch, KY

Verify and explore additional data for this area using these official government sources.