PlainZIP

Benham, KY · standard

ZIP Code 40807

Harlan County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

337
424/sq mi
$49,118
Median income
$55,500
Median home value
20.7%
Bachelor's or higher

The verdict

Benham pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

13th pct
household income, US ZIPs
1th pct
home value, US ZIPs
424
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40807 against every reporting US ZIP.

ZIP code 40807 is a sparsely populated ZIP (a standard USPS delivery area) in Benham, Harlan County, Kentucky, home to just 337 residents across 0.8 square miles, a density of 424 people per square mile, in the New York time zone.

ZIP 40807 reports a modest median household income of $49,118 (18% below the Kentucky average), while per-capita income is $26,546. The poverty rate stands at 18.4% and the unemployment rate at 10.6%. On housing, the median home value is $55,500 (65% below the state average) with median rent at $769 per month, and 79.2% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 20.7% of adults hold a bachelor's degree or higher, the median age is 43.9, and the average commute is -. To put 40807 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Harlan County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40807, Benham, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

337

Population

0.8

Area (sq mi)

424

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40807?

43.9

Median Age

44.9%

Male

55.1%

Female

0.0%

Foreign-Born

White 96.3%
African American 0.5%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.2%
Hispanic or Latino 0.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$49,118

Median Household Income

-18% vs state

$26,546

Per Capita Income

18.4%

Poverty Rate

10.6%

Unemployment Rate

How ZIP 40807 ranks nationally

Benham, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$49,118 13th percentile higher than 13% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 46.1%
Bachelor's Degree or Higher 20.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

321

Total Housing Units

284

Occupied Units

37

Vacant Units

2.12

Avg Household Size

Occupancy Type

Owner 79.2%
Renter 20.8%

$55,500

Median Home Value

-65% vs state

$769

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 5 business establishments in ZIP 40807, employing approximately 23 people with a combined annual payroll of $754,000.

5

Businesses

23

Employees

$754K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40807 vs 40823 →

ZIP 40807 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40807 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40807 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40807 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40823 Cumberland, KY 4,231 2.8 mi
40855 Lynch, KY 860 3.2 mi
40843 Holmes Mill, KY 259 5.0 mi
41833 Linefork, KY 321 5.3 mi
40862 Partridge, KY 647 5.2 mi
41848 Roxana, KY 80 9.0 mi
24265 Keokee, VA 930 8.7 mi
41819 Gordon, KY 392 7.5 mi
24216 Appalachia, VA 2,939 8.4 mi
41821 Hallie, KY 537 8.4 mi

More ZIP Codes in Harlan County

40831 standard
Harlan, KY
Pop: 5,150
40823 standard
Cumberland, KY
Pop: 4,231
40828 standard
Evarts, KY
Pop: 3,965
40806 standard
Baxter, KY
Pop: 2,499
40873 standard
Wallins Creek, KY
Pop: 2,390
40810 standard
Bledsoe, KY
Pop: 1,548

Related Areas

Harlan County Benham, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40807 in? ▼
ZIP code 40807 (Benham) is located in Harlan County, Kentucky. Harlan County contains multiple ZIP codes, see the full list at /counties/harlan-ky.
What is the population of ZIP code 40807? ▼
ZIP code 40807 in Benham, KY has a population of 337 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40807? ▼
The median household income in ZIP 40807 is $49,118, which is 36% below the national average of $76,288.
What is the average home value in ZIP 40807? ▼
The median home value in ZIP 40807 is $55,500, which is 80% below the national average of $278,155.
What is the demographic makeup of ZIP 40807? ▼
The largest racial group in ZIP 40807 is White at 96.3%. Hispanic or Latino residents make up 0.3% of the population.
How many businesses are in ZIP code 40807? ▼
ZIP code 40807 has 5 business establishments employing approximately 23 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 40807? ▼
In ZIP code 40807, 46.1% of residents aged 25+ have a high school diploma or higher, and 20.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40807? ▼
In ZIP code 40807, approximately 79.2% of occupied housing units are owner-occupied and 20.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40807? ▼
The poverty rate in ZIP code 40807 is 18.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.