Ludington, MI

Single-footprint Census roll-up for Ludington, MI: 1 USPS ZIP, population 16,875. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet LUDINGTON-MI · Ludington, MI 1 ZIPs · 16,875 pop · #14793/25278 · Mason County

INC-MID · RANK-MID · BELOW-PEER · BOOK-ONE · OWN-MID · POP-TOWN · SPREAD-UNK · HOME-MID

  • INC-MID $66,336
  • RANK-MID #14793/25278
  • BELOW-PEER under Custer
  • BOOK-ONE 1 ZIP
  • OWN-MID 72% owners
  • POP-TOWN 16,875
  • SPREAD-UNK Single-ZIP book
  • HOME-MID $237,700

Nearest income peer: Custer, MI (+ $3,803 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Ludington

Lowest/highest poles plus county-sharing cities nearest Ludington on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Ludington, MI sits among US cities with a below-median household income, on a town-scale population base, across a single-ZIP footprint.

41st pct
household income vs 25,278 US cities
16,875
city population (Census)
1
USPS ZIP codes covered
$66,336
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Below-median income with few delivery areas (1): read cost-of-living from the primary ZIP. Household income $66,336 and poverty 14.0% concentrate in 49431.

Owner-occupancy sits in a mixed band (72.3%) - check the ZIP page's tenure split before treating Ludington as a pure owner town.

Within Michigan, Frederic is the closest lower-income city and Lake City the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Ludington.

Population concentration

Ludington's single ZIP 49431 carries the town

Ludington is published as a single USPS ZIP. Code 49431 is the entire residential footprint (16,875 ACS residents), so the city page and the ZIP page tell the same household story, open that ZIP for income, tenure, and commute detail.

Census ZBP business roll-up

Dense ZBP book packed into Ludington's one ZIP

Citywide ZBP: 579 establishments, 8,439 employees , annual payroll $395,367k (~34 establishments per 1,000 residents) across 1 of 1 ZIPs. Peak business ZIP 49431 (579 units) ; leading NAICS Retail trade (90) · also Accommodation and food services · Health care and social assistance .

View your shortlist →

ZIP Codes in Ludington, MI

These ZIP codes sit in Mason County, which covers 7 ZIP codes in all; 1 of them fall in Ludington. See the Mason County roll-up →

Ludington sits in the upper half of Mason County on income: Scottville, Fountain and Free Soil report less, while Custer and Walhalla report more. Walhalla marks the far end of that range at $113,077, 70% above Ludington.

ZIP Code Population Median income Establishments Density
49431 16,875 $66,336 579 63

Ludington roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Ludington, .