Spencer, NY

Single-footprint Census roll-up for Spencer, NY: 1 USPS ZIP, population 4,136. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet SPENCER-NY · Spencer, NY 1 ZIPs · 4,136 pop · #13781/25278 · Tioga County

INC-MID · RANK-MID · ABOVE-PEER · BOOK-ONE · OWN-MID · POP-VILLAGE · SPREAD-UNK · HOME-MID

  • INC-MID $68,750
  • RANK-MID #13781/25278
  • ABOVE-PEER over Richford
  • BOOK-ONE 1 ZIP
  • OWN-MID 78% owners
  • POP-VILLAGE 4,136
  • SPREAD-UNK Single-ZIP book
  • HOME-MID $207,700

Nearest income peer: Richford, NY ( $2,130 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Spencer

Lowest/highest poles plus county-sharing cities nearest Spencer on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Spencer, NY sits among US cities with a below-median household income, on a village-scale population base, across a single-ZIP footprint.

45th pct
household income vs 25,278 US cities
4,136
city population (Census)
1
USPS ZIP codes covered
$68,750
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Below-median income with few delivery areas (1): read cost-of-living from the primary ZIP. Household income $68,750 and poverty 11.2% concentrate in 14883.

Owner-occupancy sits in a mixed band (77.6%) - check the ZIP page's tenure split before treating Spencer as a pure owner town.

Within New York, Jay is the closest lower-income city and Malone the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Spencer.

Population concentration

Spencer reads through its lone ZIP, 14883

4,136 ACS residents, one ZIP: 14883 is not the leading code inside Spencer, it is the only one on file. Treat the ZIP page as the primary source for anything below the city-wide total.

Census ZBP business roll-up

Sparse ZBP book inside single-ZIP Spencer

Citywide ZBP: 50 establishments, 317 employees , annual payroll $16,895k (~12 establishments per 1,000 residents) across 1 of 1 ZIPs. Peak business ZIP 14883 (50 units) ; leading NAICS Construction (15) · also Accommodation and food services · Other services (except public administration) .

View your shortlist →

ZIP Codes in Spencer, NY

These ZIP codes sit in Tioga County, which covers 13 ZIP codes in all; 1 of them fall in Spencer. See the Tioga County roll-up →

Spencer lands mid-pack among the 11 cities sharing Tioga County: Owego, Apalachin and Newark Valley earn more and Waverly, Candor and Berkshire earn less. Lockwood marks the far end of that range at $98,750, 44% above Spencer.

ZIP Code Population Median income Establishments Density
14883 4,136 $68,750 50 22

Spencer roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Spencer, .