ZIP 01022 vs ZIP 01020

This side-by-side compares ZIP 01022 (Chicopee, MA) and ZIP 01020 (Chicopee, MA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 01022 has a population of 2,451 at 198 people per square mile, while ZIP 01020 has 29,668 at 915 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 01022 reports a median household income of $51,373 against $66,009 in ZIP 01020, with per-capita income of $44,923 vs $37,047. The share of adults holding a bachelor's degree or higher is 30.4% in 01022 and 23.4% in 01020. Poverty rate reads 12.1% vs 16.6%, and unemployment 0.0% vs 5.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $193,600 in 01022 versus $280,900 in 01020, with median rent of $1,868 and $1,212 per month respectively. Homeownership rate is 84.5% vs 58.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.