PlainZIP

Chicopee, MA · standard

ZIP Code 01020

Hampden County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

29,668
915/sq mi
$66,009
Median income
$280,900
Median home value
23.4%
Bachelor's or higher

The verdict

Chicopee pairs a below-median household income with above-median home values, in a low-density, mixed-tenure area.

40th pct
household income, US ZIPs
Top 37%
home value, US ZIPs
915
people per sq mi
58%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01020 against every reporting US ZIP.

ZIP code 01020 is a densely settled ZIP (a standard USPS delivery area) in Chicopee, Hampden County, Massachusetts, with 29,668 residents across 32.4 square miles, a density of 915 people per square mile, in the New York time zone.

ZIP 01020 reports a modest median household income of $66,009 (43% below the Massachusetts average), while per-capita income is $37,047. Local economic indicators show a 16.6% poverty rate alongside 5.7% unemployment. Housing costs here run $280,900 for a typical home value (53% below the state average), with rent averaging $1,212 a month; 58.4% of homes are owner-occupied.

Educational attainment sits below the national norm: 23.4% of adults hold a bachelor's degree or higher, the median age is 45.1, and the average commute is 22 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 01020, plus 6 more within Hampden County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 01020

Top 5 sectors by establishment count in Chicopee, MA

Which industries have the most business establishments in ZIP 01020.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01020, Chicopee, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

29,668

Population

32.4

Area (sq mi)

915

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01020?

45.1

Median Age

48.2%

Male

51.8%

Female

9.0%

Foreign-Born

White 74.2%
African American 4.4%
Asian 2.6%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.6%
Hispanic or Latino 21.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,009

Median Household Income

-43% vs state

$37,047

Per Capita Income

16.6%

Poverty Rate

5.7%

Unemployment Rate

21.6 min

Mean Commute Time

How ZIP 01020 ranks nationally

Chicopee, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,009 40th percentile higher than 40% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.7%
Bachelor's Degree or Higher 23.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,319

Total Housing Units

13,767

Occupied Units

552

Vacant Units

2.19

Avg Household Size

Occupancy Type

Owner 58.4%
Renter 41.6%

$280,900

Median Home Value

-53% vs state

$1,212

Median Rent

1962

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.7%

YoY Change (2024)

252

HPI Index (2000 = 100)

+152%

Total Change Since 2000

Home values in ZIP 01020 have increased 5.7% over the past year (2024). Since 2000, this ZIP has seen +152% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.0% 179
2021 +15.0% 206
2022 +9.8% 226
2023 +5.3% 238
2024 +5.7% 252

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 539 business establishments in ZIP 01020, employing approximately 8,947 people with a combined annual payroll of $477,377,000.

539

Businesses

8,947

Employees

$477.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 103 19.1%
Accommodation and food services 76 14.1%
Other services (except public administration) 66 12.2%
Construction 59 10.9%
Health care and social assistance 55 10.2%
Finance and insurance 30 5.6%
Real estate and rental and leasing 29 5.4%
Administrative and support and waste management and remediation services 24 4.5%
Professional, scientific, and technical services 22 4.1%
Manufacturing 19 3.5%
Wholesale trade 16 3.0%
Transportation and warehousing 13 2.4%
Educational services 10 1.9%
Information 7 1.3%
Arts, entertainment, and recreation 7 1.3%
Management of companies and enterprises 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01020 vs 01022 →

ZIP 01020 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 01020 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 01020 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 01020 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
01022 Chicopee, MA 2,451 1.9 mi
01104 Springfield, MA 22,865 2.9 mi
01013 Chicopee, MA 23,188 2.5 mi
01109 Springfield, MA 30,250 4.1 mi
01151 Indian Orchard, MA 8,698 3.3 mi
01105 Springfield, MA 12,350 5.4 mi
01075 South Hadley, MA 17,527 5.6 mi
01199 Springfield, MA 0 4.3 mi
01107 Springfield, MA 11,611 4.3 mi
01103 Springfield, MA 2,479 5.2 mi

More ZIP Codes in Hampden County

01085 standard
Westfield, MA
Pop: 41,117
01040 standard
Holyoke, MA
Pop: 39,880
01109 standard
Springfield, MA
Pop: 30,250
01089 standard
West Springfield, MA
Pop: 28,391
01108 standard
Springfield, MA
Pop: 26,688
01013 standard
Chicopee, MA
Pop: 23,188

Related Areas

Hampden County Chicopee, MA Massachusetts

Frequently Asked Questions

What county is ZIP code 01020 in? ▼
ZIP code 01020 (Chicopee) is located in Hampden County, Massachusetts. Hampden County contains multiple ZIP codes, see the full list at /counties/hampden-ma.
What is the population of ZIP code 01020? ▼
ZIP code 01020 in Chicopee, MA has a population of 29,668 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01020? ▼
The median household income in ZIP 01020 is $66,009, which is 13% below the national average of $76,288.
What is the average home value in ZIP 01020? ▼
The median home value in ZIP 01020 is $280,900, which is 1% above the national average of $278,155.
What is the demographic makeup of ZIP 01020? ▼
The largest racial group in ZIP 01020 is White at 74.2%. Hispanic or Latino residents make up 21.6% of the population.
How many businesses are in ZIP code 01020? ▼
ZIP code 01020 has 539 business establishments employing approximately 8,947 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01020? ▼
The top industries by establishment count in ZIP 01020 are: Retail trade (103), Accommodation and food services (76), Other services (except public administration) (66). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 01020? ▼
According to the FHFA House Price Index, home values in ZIP 01020 increased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 152%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01020? ▼
In ZIP code 01020, 56.7% of residents aged 25+ have a high school diploma or higher, and 23.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01020? ▼
The mean commute time for workers in ZIP code 01020 is 21.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01020? ▼
In ZIP code 01020, approximately 58.4% of occupied housing units are owner-occupied and 41.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01020? ▼
The poverty rate in ZIP code 01020 is 16.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.