Chicopee, MA · standard
ZIP Code 01020
Hampden County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 29,668
- 915/sq mi High-density area
- $66,009
- Median income Near-median income area
- $280,900
- Median home value Near-median home value
- 23.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Chicopee pairs a below-median household income with above-median home values, in a low-density, mixed-tenure area.
- 40th pct
- household income, US ZIPs
- Top 37%
- home value, US ZIPs
- 915
- people per sq mi
- 58%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01020 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 01020 (Chicopee, MA) rose +5.7% from 2023 to 2024. The all-transactions index moved from 238.2 in 2023 to 251.8 in 2024 (2000 = 100).
ZIP code 01020 is a densely settled ZIP (a standard USPS delivery area) in Chicopee, Hampden County, Massachusetts, with 29,668 residents across 32.4 square miles, a density of 915 people per square mile, in the New York time zone.
ZIP 01020 reports a modest median household income of $66,009 (43% below the average Massachusetts ZIP), while per-capita income is $37,047. The poverty rate is 16.6%, with unemployment at 5.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $280,900 (53% below the average Massachusetts ZIP), and median rent is $1,212; owner occupancy is 58.4%.
Educational attainment sits below the national norm: 23.4% of adults hold a bachelor's degree or higher, the median age is 45.1, and the average commute is 22 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hampden County, so 01020 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 01020
Top 5 sectors by establishment count in Chicopee, MA
Which industries have the most business establishments in ZIP 01020.
- Retail trade
Retail trade
103 establishments
- Accommodation and food services
Accommodation and food services
76 establishments
- Other services (except public administration)
Other services (except public administration)
66 establishments
- Construction
Construction
59 establishments
- Health care and social assistance
Health care and social assistance
55 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01020, Chicopee, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
29,668
Population
32.4
Area (sq mi)
915
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 01020?
45.1
Median Age
48.2%
Male
51.8%
Female
9.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,009
Median Household Income
-43% vs state ZIP avg
$37,047
Per Capita Income
16.6%
Poverty Rate
5.7%
Unemployment Rate
21.6 min
Mean Commute Time
How ZIP 01020 ranks among Massachusetts ZIPs
Chicopee, MA household income vs. every Massachusetts ZIP code
Median household income among 505 reporting Massachusetts ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$66,009 9th percentile higher than 9% of 505 Massachusetts ZIPs
Each bar is a $20K-wide band; taller bars hold more Massachusetts ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
14,319housing units
14,319
Total Housing Units
13,767
Occupied Units
552
Vacant Units
2.19
Avg Household Size
Occupancy Type
$280,900
Median Home Value
-53% vs state ZIP avg
$1,212
Median Rent
1962
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.7%
YoY Change (2024)
252
HPI Index (2000 = 100)
+152%
Total Change Since 2000
Home values in ZIP 01020 have increased 5.7% over the past year (2024). Since 2000, this ZIP has seen +152% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.0% | 179 |
| 2021 | +15.0% | 206 |
| 2022 | +9.8% | 226 |
| 2023 | +5.3% | 238 |
| 2024 | +5.7% | 252 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 539 business establishments in ZIP 01020, employing approximately 8,947 people with a combined annual payroll of $477,377,000.
539
Businesses
8,947
Employees
$477.4M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 103 | 19.1% |
| Accommodation and food services | 76 | 14.1% |
| Other services (except public administration) | 66 | 12.2% |
| Construction | 59 | 10.9% |
| Health care and social assistance | 55 | 10.2% |
| Finance and insurance | 30 | 5.6% |
| Real estate and rental and leasing | 29 | 5.4% |
| Administrative and support and waste management and remediation services | 24 | 4.5% |
| Professional, scientific, and technical services | 22 | 4.1% |
| Manufacturing | 19 | 3.5% |
| Wholesale trade | 16 | 3.0% |
| Transportation and warehousing | 13 | 2.4% |
| Educational services | 10 | 1.9% |
| Information | 7 | 1.3% |
| Arts, entertainment, and recreation | 7 | 1.3% |
| Management of companies and enterprises | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 01020 vs 01022 →
ZIP 01020 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01109
Springfield (01109)
30,250 residents
- 01020
Chicopee (01020)
29,668 residents
- 01013
Chicopee (01013)
23,188 residents
- 01104
Springfield (01104)
22,865 residents
- 01075
South Hadley (01075)
17,527 residents
- 01105
Springfield (01105)
12,350 residents
- 01107 11,611
Springfield (01107)
11,611 residents
- 01151 8,698
Indian Orchard (01151)
8,698 residents
- 01103 2,479
Springfield (01103)
2,479 residents
What this shows Among its immediate neighbors, ZIP 01020 ranks #2 by population - useful context the national average alone can't give.
ZIP 01020 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01075
South Hadley (01075)
$93,910 median income
- 01020
Chicopee (01020)
$66,009 median income
- 01013
Chicopee (01013)
$59,759 median income
- 01151
Indian Orchard (01151)
$55,324 median income
- 01022
Chicopee (01022)
$51,373 median income
- 01104
Springfield (01104)
$50,154 median income
- 01109
Springfield (01109)
$48,415 median income
- 01107 $35,632
Springfield (01107)
$35,632 median income
- 01105 $24,036
Springfield (01105)
$24,036 median income
What this shows By household income, ZIP 01020 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 01022 | Chicopee, MA | 2,451 | 1.9 mi |
| 01104 | Springfield, MA | 22,865 | 2.9 mi |
| 01013 | Chicopee, MA | 23,188 | 2.5 mi |
| 01109 | Springfield, MA | 30,250 | 4.1 mi |
| 01151 | Indian Orchard, MA | 8,698 | 3.3 mi |
| 01105 | Springfield, MA | 12,350 | 5.4 mi |
| 01075 | South Hadley, MA | 17,527 | 5.6 mi |
| 01199 | Springfield, MA | 0 | 4.3 mi |
| 01107 | Springfield, MA | 11,611 | 4.3 mi |
| 01103 | Springfield, MA | 2,479 | 5.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 01020, both outside MA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (29,668 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hampden County
Related Areas
Frequently Asked Questions
What county is ZIP code 01020 in?
ZIP code 01020 (Chicopee) is located in Hampden County, Massachusetts. Hampden County contains multiple ZIP codes, see the full list at /counties/hampden-ma.
What is the population of ZIP code 01020?
ZIP code 01020 in Chicopee, MA has a population of 29,668 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01020?
The median household income in ZIP 01020 is $66,009, which is 13% below the national average of $76,288.
What is the average home value in ZIP 01020?
The median home value in ZIP 01020 is $280,900, which is 1% above the national average of $278,155.
What is the demographic makeup of ZIP 01020?
The largest racial group in ZIP 01020 is White at 74.2%. Hispanic or Latino residents make up 21.6% of the population.
How many businesses are in ZIP code 01020?
ZIP code 01020 has 539 business establishments employing approximately 8,947 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01020?
The top industries by establishment count in ZIP 01020 are: Retail trade (103), Accommodation and food services (76), Other services (except public administration) (66). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 01020?
According to the FHFA House Price Index, home values in ZIP 01020 increased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 152%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01020?
In ZIP code 01020, 56.7% of residents aged 25+ have a high school diploma or higher, and 23.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01020?
The mean commute time for workers in ZIP code 01020 is 21.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01020?
In ZIP code 01020, approximately 58.4% of occupied housing units are owner-occupied and 41.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01020?
The poverty rate in ZIP code 01020 is 16.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 01020's numbers, next.
- See how ZIP 01020 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Chicopee, MA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.