Residential delivery area · Massachusetts
ZIP Code 01040: Holyoke, MA
ZIP code 01040 is in Holyoke, Massachusetts, entirely in Hampden County (Census 2020 ZIP-county file). About 38,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $53,605 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Holyoke · its only residential ZIP
- County
- Hampden County
- Census places
- Holyoke
- Metro area
- Springfield, MA
- House district
- MA-1 119th Congress
- State
- Massachusetts
- Time zone
- Eastern
- Land area
- 21.2 sq mi · 1,786 people per sq mi
- PO Box ZIPs
- 01041 also use the name Holyoke
Where is ZIP code 01040?
01040 centers on 42.212°, -72.642° and covers 21.2 square miles of land plus 1.6 of water. It borders 8 ZIP codes: 01075, 01020, 01073, 01013, 01089, 01085, 01027, 01035.
The map draws ZIP code areas only. For the streets inside 01040, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 01040 compare with the rest of Hampden County?
| Measure | 01040 | In Hampden County | In MA |
|---|---|---|---|
| People (ACS 2020-2024) | 37,813 | 2nd of 40 | 34th of 539 |
| Median household income | $54k | 27th of 34 | 390th of 406 |
| Median home value | $274k | 22nd of 36 | 425th of 449 |
Its median household income is higher than in 19% of U.S. residential ZIP codes, and it is denser than 84% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 01040?
The 2020 Census counted 38,238 people in 01040; the ACS, which samples households over 2020-2024, estimates 37,813. Between the 2010 and 2020 censuses its population fell 4.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 37,813
- 2020 Census count
- 38,238−4.1% since 2010 (39,880)
- Households
- 15,618
- Median age
- 40.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 01040?
Of the 37,813 people the ACS estimates in 01040, 21.4% are under 18 and 20.1% are 65 or older. The largest group by race and Hispanic origin is Hispanic or Latino (52.4%), then White (not Hispanic) (42.3%).
- Under 1821.4%
- 18 to 6458.5%
- 65 and older20.1%
- Hispanic or Latino52.4%
- White, not Hispanic42.3%
- Black, not Hispanic2.4%
- Other or two or more2.0%
- Asian, not Hispanic0.9%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 01040 earn?
Median household income is $53,605 (ACS 2020-2024), the 27th highest of the 34 ranked ZIP codes in Hampden County. It is not measurably different from 2015-2019 ($50,023 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $53,605
- Income per person
- $31,236
- Below the poverty line
- 27.0%
- Unemployed (of the labor force)
- 7.7%
- Adults 25+ with a bachelor's degree
- 25.9%
- Adjusted gross income per tax return, 2022
- $54,45716,820 returns; wages 76% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 01040?
FHFA's house price index for 01040, built from repeat sales and appraisals of the same homes, rose 76% from 2015 to 2025 and rose 49% from 2020 to 2025, and moved +2.9% in 2025.
- Median home value (owners' estimate)
- $274,100
- Median gross rent
- $1,021
- Homes owned by their occupants
- 41.3%
- Housing units
- 17,057
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 01040?
827 business establishments had a location in this ZIP code in 2023, 23 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade180
- Health care and social assistance133
- Accommodation and food services95
- Other services (except public administration)79
- Construction52
- Professional, scientific, and technical services52
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 01040?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 01075 | South Hadley | 17,754 | $94k | 4.4 mi |
| 01020 | Chicopee | 30,167 | $66k | 4.9 mi |
| 01073 | Southampton | 6,230 | $123k | 5.2 mi |
| 01013 | Chicopee | 23,284 | $60k | 5.4 mi |
| 01089 | West Springfield | 28,772 | $69k | 6.0 mi |
| 01085 | Westfield | 41,102 | $89k | 7.7 mi |
| 01027 | Easthampton | 17,716 | $74k | 8.0 mi |
| 01035 | Hadley | 5,306 | $119k | 10.7 mi |
| 01022 | Chicopee | 1,844 | $51k | 5.2 mi (near) |
| 01107 | Springfield | 12,009 | $36k | 6.5 mi (near) |
| 01104 | Springfield | 23,209 | $50k | 6.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Holyoke?
1 more ZIP code carries the postal name Holyoke, MA without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 01041 | Hampden County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.