PlainZIP

Westfield, MA · standard

ZIP Code 01085

Hampden County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

41,117
266/sq mi
$88,728
Median income
$326,100
Median home value
33.3%
Bachelor's or higher

The verdict

Westfield pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 28%
household income, US ZIPs
Top 30%
home value, US ZIPs
266
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01085 against every reporting US ZIP.

ZIP code 01085 is a densely settled ZIP (a standard USPS delivery area) in Westfield, Hampden County, Massachusetts, with 41,117 residents across 154.6 square miles, a density of 266 people per square mile, in the New York time zone.

ZIP 01085 lands in the middle-income range, with a median household income of $88,728 (23% below the Massachusetts average), while per-capita income is $42,122. The poverty rate stands at 10.5% and the unemployment rate at 3.0%. On housing, the median home value is $326,100 (46% below the state average) with median rent at $1,117 per month, and 69.2% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 33.3% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 27 minutes. To put 01085 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Hampden County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 01085

Top 5 sectors by establishment count in Westfield, MA

Which industries have the most business establishments in ZIP 01085.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01085, Westfield, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

41,117

Population

154.6

Area (sq mi)

266

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01085?

40.1

Median Age

48.3%

Male

51.7%

Female

9.3%

Foreign-Born

White 85.1%
African American 0.9%
Asian 3.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.9%
Hispanic or Latino 9.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$88,728

Median Household Income

-23% vs state

$42,122

Per Capita Income

10.5%

Poverty Rate

3.0%

Unemployment Rate

26.7 min

Mean Commute Time

How ZIP 01085 ranks nationally

Westfield, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$88,728 Top 28% higher than 72% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.5%
Bachelor's Degree or Higher 33.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

17,153

Total Housing Units

16,112

Occupied Units

1,041

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 69.2%
Renter 30.8%

$326,100

Median Home Value

-46% vs state

$1,117

Median Rent

1965

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.9%

YoY Change (2024)

249

HPI Index (2000 = 100)

+149%

Total Change Since 2000

Home values in ZIP 01085 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +149% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.5% 175
2021 +10.5% 193
2022 +12.6% 217
2023 +9.3% 238
2024 +4.9% 249

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 858 business establishments in ZIP 01085, employing approximately 14,150 people with a combined annual payroll of $774,072,000.

858

Businesses

14,150

Employees

$774.1M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 126 14.7%
Construction 109 12.7%
Health care and social assistance 95 11.1%
Other services (except public administration) 85 9.9%
Manufacturing 81 9.4%
Accommodation and food services 77 9.0%
Professional, scientific, and technical services 66 7.7%
Administrative and support and waste management and remediation services 42 4.9%
Real estate and rental and leasing 38 4.4%
Transportation and warehousing 36 4.2%
Wholesale trade 34 4.0%
Finance and insurance 30 3.5%
Arts, entertainment, and recreation 14 1.6%
Educational services 9 1.1%
Management of companies and enterprises 7 0.8%
Information 5 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01085 vs 01086 →

ZIP 01085 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 01085 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 01085 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 01085 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
01086 Westfield, MA 687 2.0 mi
01097 Woronoco, MA 111 3.5 mi
01071 Russell, MA 1,596 4.7 mi
01073 Southampton, MA 5,792 5.6 mi
01077 Southwick, MA 9,502 6.9 mi
01089 West Springfield, MA 28,391 6.4 mi
01027 Easthampton, MA 17,660 9.9 mi
01030 Feeding Hills, MA 11,669 7.4 mi
01040 Holyoke, MA 39,880 7.7 mi
06060 North Granby, CT 2,581 10.9 mi

More ZIP Codes in Hampden County

01040 standard
Holyoke, MA
Pop: 39,880
01109 standard
Springfield, MA
Pop: 30,250
01020 standard
Chicopee, MA
Pop: 29,668
01089 standard
West Springfield, MA
Pop: 28,391
01108 standard
Springfield, MA
Pop: 26,688
01013 standard
Chicopee, MA
Pop: 23,188

Related Areas

Hampden County Westfield, MA Massachusetts

Frequently Asked Questions

What county is ZIP code 01085 in? ▼
ZIP code 01085 (Westfield) is located in Hampden County, Massachusetts. Hampden County contains multiple ZIP codes, see the full list at /counties/hampden-ma.
What is the population of ZIP code 01085? ▼
ZIP code 01085 in Westfield, MA has a population of 41,117 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01085? ▼
The median household income in ZIP 01085 is $88,728, which is 16% above the national average of $76,288.
What is the average home value in ZIP 01085? ▼
The median home value in ZIP 01085 is $326,100, which is 17% above the national average of $278,155.
What is the demographic makeup of ZIP 01085? ▼
The largest racial group in ZIP 01085 is White at 85.1%. Hispanic or Latino residents make up 9.3% of the population.
How many businesses are in ZIP code 01085? ▼
ZIP code 01085 has 858 business establishments employing approximately 14,150 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01085? ▼
The top industries by establishment count in ZIP 01085 are: Retail trade (126), Construction (109), Health care and social assistance (95). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 01085? ▼
According to the FHFA House Price Index, home values in ZIP 01085 increased by 4.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 149%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01085? ▼
In ZIP code 01085, 62.5% of residents aged 25+ have a high school diploma or higher, and 33.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01085? ▼
The mean commute time for workers in ZIP code 01085 is 26.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01085? ▼
In ZIP code 01085, approximately 69.2% of occupied housing units are owner-occupied and 30.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01085? ▼
The poverty rate in ZIP code 01085 is 10.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.