Westfield, MA · standard
ZIP Code 01085
Hampden County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 41,117
- 266/sq mi High-density area
- $88,728
- Median income Above-median income area
- $326,100
- Median home value Above-median home value
- 33.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Westfield pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 28%
- household income, US ZIPs
- Top 30%
- home value, US ZIPs
- 266
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01085 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 01085 (Westfield, MA) rose +4.9% from 2023 to 2024. The all-transactions index moved from 237.7 in 2023 to 249.4 in 2024 (2000 = 100).
ZIP code 01085 is a densely settled ZIP (a standard USPS delivery area) in Westfield, Hampden County, Massachusetts, with 41,117 residents across 154.6 square miles, a density of 266 people per square mile, in the New York time zone.
ZIP 01085 lands in the middle-income range, with a median household income of $88,728 (23% below the average Massachusetts ZIP), while per-capita income is $42,122. The poverty rate is 10.5%, with unemployment at 3.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $326,100 (46% below the average Massachusetts ZIP), and median rent is $1,117; owner occupancy is 69.2%.
A solid share of residents have a four-year degree: 33.3% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 27 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hampden County, so 01085 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 01085
Top 5 sectors by establishment count in Westfield, MA
Which industries have the most business establishments in ZIP 01085.
- Retail trade
Retail trade
126 establishments
- Construction
Construction
109 establishments
- Health care and social assistance
Health care and social assistance
95 establishments
- Other services (except public administration)
Other services (except public administration)
85 establishments
- Manufacturing
Manufacturing
81 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01085, Westfield, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
41,117
Population
154.6
Area (sq mi)
266
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 01085?
40.1
Median Age
48.3%
Male
51.7%
Female
9.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$88,728
Median Household Income
-23% vs state ZIP avg
$42,122
Per Capita Income
10.5%
Poverty Rate
3.0%
Unemployment Rate
26.7 min
Mean Commute Time
How ZIP 01085 ranks nationally
Westfield, MA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$88,728 Top 28% higher than 72% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
17,153housing units
17,153
Total Housing Units
16,112
Occupied Units
1,041
Vacant Units
2.38
Avg Household Size
Occupancy Type
$326,100
Median Home Value
-46% vs state ZIP avg
$1,117
Median Rent
1965
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.9%
YoY Change (2024)
249
HPI Index (2000 = 100)
+149%
Total Change Since 2000
Home values in ZIP 01085 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +149% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.5% | 175 |
| 2021 | +10.5% | 193 |
| 2022 | +12.6% | 217 |
| 2023 | +9.3% | 238 |
| 2024 | +4.9% | 249 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 858 business establishments in ZIP 01085, employing approximately 14,150 people with a combined annual payroll of $774,072,000.
858
Businesses
14,150
Employees
$774.1M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 126 | 14.7% |
| Construction | 109 | 12.7% |
| Health care and social assistance | 95 | 11.1% |
| Other services (except public administration) | 85 | 9.9% |
| Manufacturing | 81 | 9.4% |
| Accommodation and food services | 77 | 9.0% |
| Professional, scientific, and technical services | 66 | 7.7% |
| Administrative and support and waste management and remediation services | 42 | 4.9% |
| Real estate and rental and leasing | 38 | 4.4% |
| Transportation and warehousing | 36 | 4.2% |
| Wholesale trade | 34 | 4.0% |
| Finance and insurance | 30 | 3.5% |
| Arts, entertainment, and recreation | 14 | 1.6% |
| Educational services | 9 | 1.1% |
| Management of companies and enterprises | 7 | 0.8% |
| Information | 5 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 01085 vs 01086 →
ZIP 01085 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01085
Westfield (01085)
41,117 residents
- 01040
Holyoke (01040)
39,880 residents
- 01089
West Springfield (01089)
28,391 residents
- 01027
Easthampton (01027)
17,660 residents
- 01030 11,669
Feeding Hills (01030)
11,669 residents
- 01077 9,502
Southwick (01077)
9,502 residents
- 01073 5,792
Southampton (01073)
5,792 residents
- 06060 2,581
North Granby (06060)
2,581 residents
- 01071 1,596
Russell (01071)
1,596 residents
What this shows Among its immediate neighbors, ZIP 01085 ranks the most populous - useful context the national average alone can't give.
ZIP 01085 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01073
Southampton (01073)
$123,125 median income
- 06060
North Granby (06060)
$122,394 median income
- 01077
Southwick (01077)
$120,462 median income
- 01071
Russell (01071)
$111,042 median income
- 01030
Feeding Hills (01030)
$93,815 median income
- 01085
Westfield (01085)
$88,728 median income
- 01027
Easthampton (01027)
$74,146 median income
- 01089
West Springfield (01089)
$69,371 median income
- 01040
Holyoke (01040)
$53,605 median income
What this shows By household income, ZIP 01085 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 01086 | Westfield, MA | 687 | 2.0 mi |
| 01097 | Woronoco, MA | 111 | 3.5 mi |
| 01071 | Russell, MA | 1,596 | 4.7 mi |
| 01073 | Southampton, MA | 5,792 | 5.6 mi |
| 01077 | Southwick, MA | 9,502 | 6.9 mi |
| 01089 | West Springfield, MA | 28,391 | 6.4 mi |
| 01027 | Easthampton, MA | 17,660 | 9.9 mi |
| 01030 | Feeding Hills, MA | 11,669 | 7.4 mi |
| 01040 | Holyoke, MA | 39,880 | 7.7 mi |
| 06060 | North Granby, CT | 2,581 | 10.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 01085, both outside MA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (41,117 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hampden County
Related Areas
Frequently Asked Questions
What county is ZIP code 01085 in?
ZIP code 01085 (Westfield) is located in Hampden County, Massachusetts. Hampden County contains multiple ZIP codes, see the full list at /counties/hampden-ma.
What is the population of ZIP code 01085?
ZIP code 01085 in Westfield, MA has a population of 41,117 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01085?
The median household income in ZIP 01085 is $88,728, which is 16% above the national average of $76,288.
What is the average home value in ZIP 01085?
The median home value in ZIP 01085 is $326,100, which is 17% above the national average of $278,155.
What is the demographic makeup of ZIP 01085?
The largest racial group in ZIP 01085 is White at 85.1%. Hispanic or Latino residents make up 9.3% of the population.
How many businesses are in ZIP code 01085?
ZIP code 01085 has 858 business establishments employing approximately 14,150 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01085?
The top industries by establishment count in ZIP 01085 are: Retail trade (126), Construction (109), Health care and social assistance (95). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 01085?
According to the FHFA House Price Index, home values in ZIP 01085 increased by 4.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 149%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01085?
In ZIP code 01085, 62.5% of residents aged 25+ have a high school diploma or higher, and 33.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01085?
The mean commute time for workers in ZIP code 01085 is 26.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01085?
In ZIP code 01085, approximately 69.2% of occupied housing units are owner-occupied and 30.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01085?
The poverty rate in ZIP code 01085 is 10.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 01085's numbers, next.
- See how ZIP 01085 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Westfield, MA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.