Springfield, MA · standard
ZIP Code 01104
Hampden County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 22,865
- 1,693/sq mi High-density area
- $50,154
- Median income Below-median income area
- $234,800
- Median home value Near-median home value
- 14.5%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Springfield pairs one of the lowest household incomes in the country with above-median home values, in a low-density, mixed-tenure area.
- 14th pct
- household income, US ZIPs
- Top 46%
- home value, US ZIPs
- 1,693
- people per sq mi
- 48%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01104 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 01104 (Springfield, MA) fell -1.6% from 2023 to 2024. The all-transactions index moved from 310.9 in 2023 to 306.1 in 2024 (2000 = 100).
ZIP code 01104 is a densely settled ZIP (a standard USPS delivery area) in Springfield, Hampden County, Massachusetts, with 22,865 residents across 13.5 square miles, a density of 1,693 people per square mile, in the New York time zone.
ZIP 01104 reports a modest median household income of $50,154 (57% below the average Massachusetts ZIP), while per-capita income is $27,194. The poverty rate is 21.6%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $234,800 (61% below the average Massachusetts ZIP), and median rent is $1,120; owner occupancy is 47.8%.
Formal educational attainment runs low here: just 14.5% of adults hold a bachelor's degree or higher, the median age is 34.7, and the average commute is 17 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hampden County, so 01104 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 01104
Top 5 sectors by establishment count in Springfield, MA
Which industries have the most business establishments in ZIP 01104.
- Health care and social assistance
Health care and social assistance
84 establishments
- Retail trade
Retail trade
83 establishments
- Other services (except public administration)
Other services (except public administration)
48 establishments
- Wholesale trade
Wholesale trade
47 establishments
- Accommodation and food services
Accommodation and food services
42 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01104, Springfield, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
22,865
Population
13.5
Area (sq mi)
1,693
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 01104?
34.7
Median Age
46.6%
Male
53.4%
Female
10.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$50,154
Median Household Income
-57% vs state ZIP avg
$27,194
Per Capita Income
21.6%
Poverty Rate
9.4%
Unemployment Rate
16.8 min
Mean Commute Time
How ZIP 01104 ranks among Massachusetts ZIPs
Springfield, MA household income vs. every Massachusetts ZIP code
Median household income among 505 reporting Massachusetts ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$50,154 2nd percentile higher than 2% of 505 Massachusetts ZIPs
Each bar is a $20K-wide band; taller bars hold more Massachusetts ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,568housing units
9,568
Total Housing Units
9,043
Occupied Units
525
Vacant Units
2.55
Avg Household Size
Occupancy Type
$234,800
Median Home Value
-61% vs state ZIP avg
$1,120
Median Rent
1949
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-1.6%
YoY Change (2024)
306
HPI Index (2000 = 100)
+206%
Total Change Since 2000
Home values in ZIP 01104 have decreased 1.6% over the past year (2024). Since 2000, this ZIP has seen +206% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.3% | 202 |
| 2021 | +18.2% | 239 |
| 2022 | +13.8% | 272 |
| 2023 | +14.3% | 311 |
| 2024 | -1.6% | 306 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 514 business establishments in ZIP 01104, employing approximately 16,297 people with a combined annual payroll of $1,179,904,000.
514
Businesses
16,297
Employees
$1.2B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 84 | 16.3% |
| Retail trade | 83 | 16.1% |
| Other services (except public administration) | 48 | 9.3% |
| Wholesale trade | 47 | 9.1% |
| Accommodation and food services | 42 | 8.2% |
| Transportation and warehousing | 37 | 7.2% |
| Construction | 34 | 6.6% |
| Manufacturing | 26 | 5.1% |
| Real estate and rental and leasing | 22 | 4.3% |
| Professional, scientific, and technical services | 21 | 4.1% |
| Administrative and support and waste management and remediation services | 20 | 3.9% |
| Finance and insurance | 19 | 3.7% |
| Utilities | 8 | 1.6% |
| Management of companies and enterprises | 7 | 1.4% |
| Information | 6 | 1.2% |
| Educational services | 5 | 1.0% |
| Arts, entertainment, and recreation | 5 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 01104 vs 01109 →
ZIP 01104 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01109
Springfield (01109)
30,250 residents
- 01020
Chicopee (01020)
29,668 residents
- 01108
Springfield (01108)
26,688 residents
- 01013
Chicopee (01013)
23,188 residents
- 01104
Springfield (01104)
22,865 residents
- 01119
Springfield (01119)
14,152 residents
- 01105
Springfield (01105)
12,350 residents
- 01107 11,611
Springfield (01107)
11,611 residents
- 01151 8,698
Indian Orchard (01151)
8,698 residents
What this shows Among its immediate neighbors, ZIP 01104 ranks #5 by population - useful context the national average alone can't give.
ZIP 01104 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01020
Chicopee (01020)
$66,009 median income
- 01013
Chicopee (01013)
$59,759 median income
- 01119
Springfield (01119)
$57,857 median income
- 01151
Indian Orchard (01151)
$55,324 median income
- 01108
Springfield (01108)
$50,661 median income
- 01104
Springfield (01104)
$50,154 median income
- 01109
Springfield (01109)
$48,415 median income
- 01107
Springfield (01107)
$35,632 median income
- 01105 $24,036
Springfield (01105)
$24,036 median income
What this shows By household income, ZIP 01104 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 01109 | Springfield, MA | 30,250 | 1.4 mi |
| 01020 | Chicopee, MA | 29,668 | 2.9 mi |
| 01105 | Springfield, MA | 12,350 | 2.5 mi |
| 01199 | Springfield, MA | 0 | 2.1 mi |
| 01107 | Springfield, MA | 11,611 | 2.2 mi |
| 01103 | Springfield, MA | 2,479 | 2.4 mi |
| 01108 | Springfield, MA | 26,688 | 3.7 mi |
| 01119 | Springfield, MA | 14,152 | 2.9 mi |
| 01013 | Chicopee, MA | 23,188 | 2.8 mi |
| 01151 | Indian Orchard, MA | 8,698 | 3.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 01104, both outside MA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (22,865 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hampden County
Related Areas
Frequently Asked Questions
What county is ZIP code 01104 in?
ZIP code 01104 (Springfield) is located in Hampden County, Massachusetts. Hampden County contains multiple ZIP codes, see the full list at /counties/hampden-ma.
What is the population of ZIP code 01104?
ZIP code 01104 in Springfield, MA has a population of 22,865 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01104?
The median household income in ZIP 01104 is $50,154, which is 34% below the national average of $76,288.
What is the average home value in ZIP 01104?
The median home value in ZIP 01104 is $234,800, which is 16% below the national average of $278,155.
What is the demographic makeup of ZIP 01104?
The largest racial group in ZIP 01104 is Two or More Ethnicities at 37.8%. Hispanic or Latino residents make up 64.1% of the population.
How many businesses are in ZIP code 01104?
ZIP code 01104 has 514 business establishments employing approximately 16,297 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01104?
The top industries by establishment count in ZIP 01104 are: Health care and social assistance (84), Retail trade (83), Other services (except public administration) (48). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 01104?
According to the FHFA House Price Index, home values in ZIP 01104 decreased by 1.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 206%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01104?
In ZIP code 01104, 52.6% of residents aged 25+ have a high school diploma or higher, and 14.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01104?
The mean commute time for workers in ZIP code 01104 is 16.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01104?
In ZIP code 01104, approximately 47.8% of occupied housing units are owner-occupied and 52.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01104?
The poverty rate in ZIP code 01104 is 21.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 01104's numbers, next.
- See how ZIP 01104 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Springfield, MA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.