PlainZIP

Springfield, MA · standard

ZIP Code 01104

Hampden County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

22,865
1,693/sq mi
$50,154
Median income
$234,800
Median home value
14.5%
Bachelor's or higher

The verdict

Springfield pairs one of the lowest household incomes in the country with above-median home values, in a low-density, mixed-tenure area.

14th pct
household income, US ZIPs
Top 46%
home value, US ZIPs
1,693
people per sq mi
48%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01104 against every reporting US ZIP.

ZIP code 01104 is a densely settled ZIP (a standard USPS delivery area) in Springfield, Hampden County, Massachusetts, with 22,865 residents across 13.5 square miles, a density of 1,693 people per square mile, in the New York time zone.

ZIP 01104 reports a modest median household income of $50,154 (57% below the Massachusetts average), while per-capita income is $27,194. 21.6% of residents live below the poverty line, and the unemployment rate reads 9.4%. On housing, the median home value is $234,800 (61% below the state average) with median rent at $1,120 per month, and 47.8% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 14.5% of adults hold a bachelor's degree or higher, the median age is 34.7, and the average commute is 17 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hampden County, so you can benchmark 01104 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 01104

Top 5 sectors by establishment count in Springfield, MA

Which industries have the most business establishments in ZIP 01104.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01104, Springfield, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

22,865

Population

13.5

Area (sq mi)

1,693

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01104?

34.7

Median Age

46.6%

Male

53.4%

Female

10.3%

Foreign-Born

White 28.4%
African American 15.1%
Asian 0.1%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 37.8%
Hispanic or Latino 64.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$50,154

Median Household Income

-57% vs state

$27,194

Per Capita Income

21.6%

Poverty Rate

9.4%

Unemployment Rate

16.8 min

Mean Commute Time

How ZIP 01104 ranks nationally

Springfield, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$50,154 14th percentile higher than 14% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.6%
Bachelor's Degree or Higher 14.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,568

Total Housing Units

9,043

Occupied Units

525

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 47.8%
Renter 52.2%

$234,800

Median Home Value

-61% vs state

$1,120

Median Rent

1949

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.6%

YoY Change (2024)

306

HPI Index (2000 = 100)

+206%

Total Change Since 2000

Home values in ZIP 01104 have decreased 1.6% over the past year (2024). Since 2000, this ZIP has seen +206% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.3% 202
2021 +18.2% 239
2022 +13.8% 272
2023 +14.3% 311
2024 -1.6% 306

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 514 business establishments in ZIP 01104, employing approximately 16,297 people with a combined annual payroll of $1,179,904,000.

514

Businesses

16,297

Employees

$1.2B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 84 16.3%
Retail trade 83 16.1%
Other services (except public administration) 48 9.3%
Wholesale trade 47 9.1%
Accommodation and food services 42 8.2%
Transportation and warehousing 37 7.2%
Construction 34 6.6%
Manufacturing 26 5.1%
Real estate and rental and leasing 22 4.3%
Professional, scientific, and technical services 21 4.1%
Administrative and support and waste management and remediation services 20 3.9%
Finance and insurance 19 3.7%
Utilities 8 1.6%
Management of companies and enterprises 7 1.4%
Information 6 1.2%
Educational services 5 1.0%
Arts, entertainment, and recreation 5 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01104 vs 01109 →

ZIP 01104 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 01104 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 01104 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 01104 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
01109 Springfield, MA 30,250 1.4 mi
01020 Chicopee, MA 29,668 2.9 mi
01105 Springfield, MA 12,350 2.5 mi
01199 Springfield, MA 0 2.1 mi
01107 Springfield, MA 11,611 2.2 mi
01103 Springfield, MA 2,479 2.4 mi
01108 Springfield, MA 26,688 3.7 mi
01119 Springfield, MA 14,152 2.9 mi
01013 Chicopee, MA 23,188 2.8 mi
01151 Indian Orchard, MA 8,698 3.2 mi

More ZIP Codes in Hampden County

01085 standard
Westfield, MA
Pop: 41,117
01040 standard
Holyoke, MA
Pop: 39,880
01109 standard
Springfield, MA
Pop: 30,250
01020 standard
Chicopee, MA
Pop: 29,668
01089 standard
West Springfield, MA
Pop: 28,391
01108 standard
Springfield, MA
Pop: 26,688

Related Areas

Hampden County Springfield, MA Massachusetts

Frequently Asked Questions

What county is ZIP code 01104 in? ▼
ZIP code 01104 (Springfield) is located in Hampden County, Massachusetts. Hampden County contains multiple ZIP codes, see the full list at /counties/hampden-ma.
What is the population of ZIP code 01104? ▼
ZIP code 01104 in Springfield, MA has a population of 22,865 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01104? ▼
The median household income in ZIP 01104 is $50,154, which is 34% below the national average of $76,288.
What is the average home value in ZIP 01104? ▼
The median home value in ZIP 01104 is $234,800, which is 16% below the national average of $278,155.
What is the demographic makeup of ZIP 01104? ▼
The largest racial group in ZIP 01104 is Two or More Ethnicities at 37.8%. Hispanic or Latino residents make up 64.1% of the population.
How many businesses are in ZIP code 01104? ▼
ZIP code 01104 has 514 business establishments employing approximately 16,297 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01104? ▼
The top industries by establishment count in ZIP 01104 are: Health care and social assistance (84), Retail trade (83), Other services (except public administration) (48). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 01104? ▼
According to the FHFA House Price Index, home values in ZIP 01104 decreased by 1.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 206%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01104? ▼
In ZIP code 01104, 52.6% of residents aged 25+ have a high school diploma or higher, and 14.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01104? ▼
The mean commute time for workers in ZIP code 01104 is 16.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01104? ▼
In ZIP code 01104, approximately 47.8% of occupied housing units are owner-occupied and 52.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01104? ▼
The poverty rate in ZIP code 01104 is 21.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.