Springfield, MA · standard
ZIP Code 01109
Hampden County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 30,250
- 2,146/sq mi High-density area
- $48,415
- Median income Below-median income area
- $219,900
- Median home value Near-median home value
- 17.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Springfield pairs one of the lowest household incomes in the country with below-median home values, in a suburban-density, mixed-tenure area.
- 12th pct
- household income, US ZIPs
- 49th pct
- home value, US ZIPs
- 2,146
- people per sq mi
- 48%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01109 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 01109 (Springfield, MA) rose +7.3% from 2023 to 2024. The all-transactions index moved from 314.5 in 2023 to 337.4 in 2024 (2000 = 100).
ZIP code 01109 is a densely settled ZIP (a standard USPS delivery area) in Springfield, Hampden County, Massachusetts, with 30,250 residents across 14.1 square miles, a density of 2,146 people per square mile, in the New York time zone.
ZIP 01109 reports a modest median household income of $48,415 (58% below the average Massachusetts ZIP), while per-capita income is $22,188. Economic pressure is pronounced: 24.9% of residents are below the poverty line and unemployment is 11.1%. Home values sit below the statewide ZIP benchmark: the median is $219,900 (63% below the average Massachusetts ZIP), and median rent is $1,189; owner occupancy is 47.6%.
Educational attainment sits below the national norm: 17.9% of adults hold a bachelor's degree or higher, the median age is 29.3, and the average commute is 21 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hampden County, so 01109 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 01109
Top 5 sectors by establishment count in Springfield, MA
Which industries have the most business establishments in ZIP 01109.
- Retail trade
Retail trade
72 establishments
- Health care and social assistance
Health care and social assistance
56 establishments
- Other services (except public administration)
Other services (except public administration)
53 establishments
- Accommodation and food services
Accommodation and food services
32 establishments
- Construction 19
Construction
19 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01109, Springfield, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
30,250
Population
14.1
Area (sq mi)
2,146
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 01109?
29.3
Median Age
51.4%
Male
48.6%
Female
8.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$48,415
Median Household Income
-58% vs state ZIP avg
$22,188
Per Capita Income
24.9%
Poverty Rate
11.1%
Unemployment Rate
20.8 min
Mean Commute Time
How ZIP 01109 ranks nationally
Springfield, MA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$48,415 12th percentile higher than 12% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,755housing units
10,755
Total Housing Units
9,542
Occupied Units
1,213
Vacant Units
2.92
Avg Household Size
Occupancy Type
$219,900
Median Home Value
-63% vs state ZIP avg
$1,189
Median Rent
1943
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.3%
YoY Change (2024)
337
HPI Index (2000 = 100)
+237%
Total Change Since 2000
Home values in ZIP 01109 have increased 7.3% over the past year (2024). Since 2000, this ZIP has seen +237% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.4% | 212 |
| 2021 | +19.3% | 253 |
| 2022 | +12.9% | 286 |
| 2023 | +10.1% | 314 |
| 2024 | +7.3% | 337 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 309 business establishments in ZIP 01109, employing approximately 6,335 people with a combined annual payroll of $239,202,000.
309
Businesses
6,335
Employees
$239.2M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 72 | 23.3% |
| Health care and social assistance | 56 | 18.1% |
| Other services (except public administration) | 53 | 17.1% |
| Accommodation and food services | 32 | 10.4% |
| Construction | 19 | 6.2% |
| Real estate and rental and leasing | 13 | 4.2% |
| Transportation and warehousing | 10 | 3.2% |
| Administrative and support and waste management and remediation services | 10 | 3.2% |
| Educational services | 10 | 3.2% |
| Professional, scientific, and technical services | 9 | 2.9% |
| Manufacturing | 8 | 2.6% |
| Finance and insurance | 5 | 1.6% |
| Wholesale trade | 4 | 1.3% |
| Information | 4 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 01109 vs 01104 →
ZIP 01109 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01109
Springfield (01109)
30,250 residents
- 01108
Springfield (01108)
26,688 residents
- 01104
Springfield (01104)
22,865 residents
- 01119
Springfield (01119)
14,152 residents
- 01118
Springfield (01118)
14,071 residents
- 01105
Springfield (01105)
12,350 residents
- 01107 11,611
Springfield (01107)
11,611 residents
- 01151 8,698
Indian Orchard (01151)
8,698 residents
- 01129 7,019
Springfield (01129)
7,019 residents
What this shows Among its immediate neighbors, ZIP 01109 ranks the most populous - useful context the national average alone can't give.
ZIP 01109 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01129
Springfield (01129)
$97,162 median income
- 01118
Springfield (01118)
$80,250 median income
- 01119
Springfield (01119)
$57,857 median income
- 01151
Indian Orchard (01151)
$55,324 median income
- 01108
Springfield (01108)
$50,661 median income
- 01104
Springfield (01104)
$50,154 median income
- 01109
Springfield (01109)
$48,415 median income
- 01107 $35,632
Springfield (01107)
$35,632 median income
- 01105 $24,036
Springfield (01105)
$24,036 median income
What this shows By household income, ZIP 01109 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 01104 | Springfield, MA | 22,865 | 1.4 mi |
| 01119 | Springfield, MA | 14,152 | 2.0 mi |
| 01118 | Springfield, MA | 14,071 | 2.0 mi |
| 01108 | Springfield, MA | 26,688 | 2.7 mi |
| 01105 | Springfield, MA | 12,350 | 2.0 mi |
| 01103 | Springfield, MA | 2,479 | 2.4 mi |
| 01199 | Springfield, MA | 0 | 2.9 mi |
| 01107 | Springfield, MA | 11,611 | 2.9 mi |
| 01129 | Springfield, MA | 7,019 | 3.1 mi |
| 01151 | Indian Orchard, MA | 8,698 | 3.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 01109, both outside MA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (30,250 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hampden County
Related Areas
Frequently Asked Questions
What county is ZIP code 01109 in?
ZIP code 01109 (Springfield) is located in Hampden County, Massachusetts. Hampden County contains multiple ZIP codes, see the full list at /counties/hampden-ma.
What is the population of ZIP code 01109?
ZIP code 01109 in Springfield, MA has a population of 30,250 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01109?
The median household income in ZIP 01109 is $48,415, which is 37% below the national average of $76,288.
What is the average home value in ZIP 01109?
The median home value in ZIP 01109 is $219,900, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 01109?
The largest racial group in ZIP 01109 is African American at 30.4%. Hispanic or Latino residents make up 48.4% of the population.
How many businesses are in ZIP code 01109?
ZIP code 01109 has 309 business establishments employing approximately 6,335 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01109?
The top industries by establishment count in ZIP 01109 are: Retail trade (72), Health care and social assistance (56), Other services (except public administration) (53). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 01109?
According to the FHFA House Price Index, home values in ZIP 01109 increased by 7.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 237%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01109?
In ZIP code 01109, 50.4% of residents aged 25+ have a high school diploma or higher, and 17.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01109?
The mean commute time for workers in ZIP code 01109 is 20.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01109?
In ZIP code 01109, approximately 47.6% of occupied housing units are owner-occupied and 52.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01109?
The poverty rate in ZIP code 01109 is 24.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 01109's numbers, next.
- See how ZIP 01109 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Springfield, MA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.