PlainZIP

Springfield, MA · standard

ZIP Code 01109

Hampden County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

30,250
2,146/sq mi
$48,415
Median income
$219,900
Median home value
17.9%
Bachelor's or higher

The verdict

Springfield pairs one of the lowest household incomes in the country with below-median home values, in a suburban-density, mixed-tenure area.

12th pct
household income, US ZIPs
49th pct
home value, US ZIPs
2,146
people per sq mi
48%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01109 against every reporting US ZIP.

ZIP code 01109 is a densely settled ZIP (a standard USPS delivery area) in Springfield, Hampden County, Massachusetts, with 30,250 residents across 14.1 square miles, a density of 2,146 people per square mile, in the New York time zone.

ZIP 01109 reports a modest median household income of $48,415 (58% below the Massachusetts average), while per-capita income is $22,188. Poverty here runs at 24.9%, with unemployment measured at 11.1%. Median home value sits at $219,900 (63% below the state average), median rent at $1,189 a month, and owner-occupancy at 47.6%.

Educational attainment sits below the national norm: 17.9% of adults hold a bachelor's degree or higher, the median age is 29.3, and the average commute is 21 minutes. To put 01109 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Hampden County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 01109

Top 5 sectors by establishment count in Springfield, MA

Which industries have the most business establishments in ZIP 01109.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01109, Springfield, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

30,250

Population

14.1

Area (sq mi)

2,146

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01109?

29.3

Median Age

51.4%

Male

48.6%

Female

8.9%

Foreign-Born

White 25.4%
African American 30.4%
Asian 1.9%
American Indian or Alaska Native 1.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 25.5%
Hispanic or Latino 48.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$48,415

Median Household Income

-58% vs state

$22,188

Per Capita Income

24.9%

Poverty Rate

11.1%

Unemployment Rate

20.8 min

Mean Commute Time

How ZIP 01109 ranks nationally

Springfield, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$48,415 12th percentile higher than 12% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.4%
Bachelor's Degree or Higher 17.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,755

Total Housing Units

9,542

Occupied Units

1,213

Vacant Units

2.92

Avg Household Size

Occupancy Type

Owner 47.6%
Renter 52.4%

$219,900

Median Home Value

-63% vs state

$1,189

Median Rent

1943

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.3%

YoY Change (2024)

337

HPI Index (2000 = 100)

+237%

Total Change Since 2000

Home values in ZIP 01109 have increased 7.3% over the past year (2024). Since 2000, this ZIP has seen +237% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.4% 212
2021 +19.3% 253
2022 +12.9% 286
2023 +10.1% 314
2024 +7.3% 337

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 309 business establishments in ZIP 01109, employing approximately 6,335 people with a combined annual payroll of $239,202,000.

309

Businesses

6,335

Employees

$239.2M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 72 23.3%
Health care and social assistance 56 18.1%
Other services (except public administration) 53 17.1%
Accommodation and food services 32 10.4%
Construction 19 6.2%
Real estate and rental and leasing 13 4.2%
Transportation and warehousing 10 3.2%
Administrative and support and waste management and remediation services 10 3.2%
Educational services 10 3.2%
Professional, scientific, and technical services 9 2.9%
Manufacturing 8 2.6%
Finance and insurance 5 1.6%
Wholesale trade 4 1.3%
Information 4 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01109 vs 01104 →

ZIP 01109 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 01109 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 01109 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 01109 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
01104 Springfield, MA 22,865 1.4 mi
01119 Springfield, MA 14,152 2.0 mi
01118 Springfield, MA 14,071 2.0 mi
01108 Springfield, MA 26,688 2.7 mi
01105 Springfield, MA 12,350 2.0 mi
01103 Springfield, MA 2,479 2.4 mi
01199 Springfield, MA 0 2.9 mi
01107 Springfield, MA 11,611 2.9 mi
01129 Springfield, MA 7,019 3.1 mi
01151 Indian Orchard, MA 8,698 3.1 mi

More ZIP Codes in Hampden County

01085 standard
Westfield, MA
Pop: 41,117
01040 standard
Holyoke, MA
Pop: 39,880
01020 standard
Chicopee, MA
Pop: 29,668
01089 standard
West Springfield, MA
Pop: 28,391
01108 standard
Springfield, MA
Pop: 26,688
01013 standard
Chicopee, MA
Pop: 23,188

Related Areas

Hampden County Springfield, MA Massachusetts

Frequently Asked Questions

What county is ZIP code 01109 in? ▼
ZIP code 01109 (Springfield) is located in Hampden County, Massachusetts. Hampden County contains multiple ZIP codes, see the full list at /counties/hampden-ma.
What is the population of ZIP code 01109? ▼
ZIP code 01109 in Springfield, MA has a population of 30,250 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01109? ▼
The median household income in ZIP 01109 is $48,415, which is 37% below the national average of $76,288.
What is the average home value in ZIP 01109? ▼
The median home value in ZIP 01109 is $219,900, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 01109? ▼
The largest racial group in ZIP 01109 is African American at 30.4%. Hispanic or Latino residents make up 48.4% of the population.
How many businesses are in ZIP code 01109? ▼
ZIP code 01109 has 309 business establishments employing approximately 6,335 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01109? ▼
The top industries by establishment count in ZIP 01109 are: Retail trade (72), Health care and social assistance (56), Other services (except public administration) (53). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 01109? ▼
According to the FHFA House Price Index, home values in ZIP 01109 increased by 7.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 237%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01109? ▼
In ZIP code 01109, 50.4% of residents aged 25+ have a high school diploma or higher, and 17.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01109? ▼
The mean commute time for workers in ZIP code 01109 is 20.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01109? ▼
In ZIP code 01109, approximately 47.6% of occupied housing units are owner-occupied and 52.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01109? ▼
The poverty rate in ZIP code 01109 is 24.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.