Springfield, MA · standard

ZIP Code 01108

Hampden County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

26,688
2,766/sq mi
$50,661
Median income
$250,900
Median home value
19.2%
Bachelor's or higher

The verdict

Springfield pairs one of the lowest household incomes in the country with above-median home values, in a suburban-density, mixed-tenure area.

15th pct
household income, US ZIPs
Top 42%
home value, US ZIPs
2,766
people per sq mi
45%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01108 against every reporting US ZIP.

ZIP code 01108 is a densely settled ZIP (a standard USPS delivery area) in Springfield, Hampden County, Massachusetts, with 26,688 residents across 9.6 square miles, a density of 2,766 people per square mile, in the New York time zone.

ZIP 01108 reports a modest median household income of $50,661 (56% below the Massachusetts average), while per-capita income is $26,112. Poverty here runs at 31.8%, with unemployment measured at 8.9%. On housing, the median home value is $250,900 (58% below the state average) with median rent at $1,281 per month, and 45.1% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 19.2% of adults hold a bachelor's degree or higher, the median age is 33.3, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hampden County, so you can benchmark 01108 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 01108

Top 5 sectors by establishment count in Springfield, MA

Which industries have the most business establishments in ZIP 01108.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01108, Springfield, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

26,688

Population

9.6

Area (sq mi)

2,766

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01108?

33.3

Median Age

49.4%

Male

50.6%

Female

17.6%

Foreign-Born

White 33.4%
African American 20.6%
Asian 8.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 21.4%
Hispanic or Latino 41.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$50,661

Median Household Income

-56% vs state

$26,112

Per Capita Income

31.8%

Poverty Rate

8.9%

Unemployment Rate

20.3 min

Mean Commute Time

How ZIP 01108 ranks nationally

Springfield, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$50,661 15th percentile higher than 15% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.3%
Bachelor's Degree or Higher 19.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,186

Total Housing Units

10,459

Occupied Units

727

Vacant Units

2.60

Avg Household Size

Occupancy Type

Owner 45.1%
Renter 54.9%

$250,900

Median Home Value

-58% vs state

$1,281

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.7%

YoY Change (2024)

288

HPI Index (2000 = 100)

+188%

Total Change Since 2000

Home values in ZIP 01108 have increased 10.7% over the past year (2024). Since 2000, this ZIP has seen +188% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.6% 184
2021 +21.7% 224
2022 +9.6% 246
2023 +5.8% 260
2024 +10.7% 288

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 241 business establishments in ZIP 01108, employing approximately 2,269 people with a combined annual payroll of $120,755,000.

241

Businesses

2,269

Employees

$120.8M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 49 20.3%
Health care and social assistance 37 15.3%
Other services (except public administration) 34 14.1%
Accommodation and food services 25 10.4%
Real estate and rental and leasing 19 7.9%
Construction 18 7.5%
Administrative and support and waste management and remediation services 15 6.2%
Professional, scientific, and technical services 11 4.6%
Transportation and warehousing 8 3.3%
Wholesale trade 6 2.5%
Finance and insurance 6 2.5%
Educational services 6 2.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01108 vs 01105 →

ZIP 01108 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 01108 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 01108 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 01108 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
01105 Springfield, MA 12,350 1.6 mi
01106 Longmeadow, MA 16,021 2.3 mi
01118 Springfield, MA 14,071 2.0 mi
01109 Springfield, MA 30,250 2.7 mi
01103 Springfield, MA 2,479 2.3 mi
01104 Springfield, MA 22,865 3.7 mi
01028 East Longmeadow, MA 15,720 3.4 mi
01001 Agawam, MA 16,769 3.6 mi
01199 Springfield, MA 0 3.6 mi
01128 Springfield, MA 2,631 3.8 mi

More ZIP Codes in Hampden County

Frequently Asked Questions

What county is ZIP code 01108 in?
ZIP code 01108 (Springfield) is located in Hampden County, Massachusetts. Hampden County contains multiple ZIP codes, see the full list at /counties/hampden-ma.
What is the population of ZIP code 01108?
ZIP code 01108 in Springfield, MA has a population of 26,688 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01108?
The median household income in ZIP 01108 is $50,661, which is 34% below the national average of $76,288.
What is the average home value in ZIP 01108?
The median home value in ZIP 01108 is $250,900, which is 10% below the national average of $278,155.
What is the demographic makeup of ZIP 01108?
The largest racial group in ZIP 01108 is White at 33.4%. Hispanic or Latino residents make up 41.7% of the population.
How many businesses are in ZIP code 01108?
ZIP code 01108 has 241 business establishments employing approximately 2,269 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01108?
The top industries by establishment count in ZIP 01108 are: Retail trade (49), Health care and social assistance (37), Other services (except public administration) (34). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 01108?
According to the FHFA House Price Index, home values in ZIP 01108 increased by 10.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 188%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01108?
In ZIP code 01108, 51.3% of residents aged 25+ have a high school diploma or higher, and 19.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01108?
The mean commute time for workers in ZIP code 01108 is 20.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01108?
In ZIP code 01108, approximately 45.1% of occupied housing units are owner-occupied and 54.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01108?
The poverty rate in ZIP code 01108 is 31.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.