ZIP Code 01056

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Source:

Ludlow · Hampden County · Massachusetts

Population
21,103

300/sq mi

Median income
$84,838

▲ 11% vs US

higher than 68% of US ZIPs

Median home value
$335,300

▲ 21% vs US

higher than 71% of US ZIPs

Bachelor's or higher
27.0%

Median age 44.3

Land area
70.4 sq mi

New York

ZIP code 01056 in Ludlow, Massachusetts has a population of 21,103. The median household income is $84,838, which is 11% above the national average. Median home value is $335,300, 21% above the US average. 27.0% of residents hold a bachelor's degree or higher.

ZIP code 01056 is classified by USPS as a standard delivery area and covers roughly 70.4 square miles in Ludlow, Hampden County, Massachusetts. The area is home to 21,103 residents, producing a population density of 300 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 01056 against Massachusetts and the nation.

On the economic side, the median household income for ZIP 01056 sits at $84,838 (27% below the Massachusetts average), while per-capita income is $45,424. The poverty rate stands at 6.8% and the unemployment rate at 4.9%. On housing, the median home value is $335,300 (44% below the state average) with median rent at $1,223 per month, and 77.5% of occupied units are owner-occupied, a direct signal of whether 01056 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 27.0% of adults hold a bachelor's degree or higher, the median age is 44.3, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hampden County, so you can benchmark 01056 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 01056

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 01056.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 01056, Ludlow, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

21,103

Population

70.4

Area (sq mi)

300

People / sq mi

New York

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01056?

44.3

Median Age

50.7%

Male

49.3%

Female

15.9%

Foreign-Born

White 88.0%
African American 1.7%
Asian 0.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.2%
Hispanic or Latino 8.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$84,838

Median Household Income

-27% vs state

$45,424

Per Capita Income

6.8%

Poverty Rate

4.9%

Unemployment Rate

20.1 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.9%
Bachelor's Degree or Higher 27.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,154

Total Housing Units

8,504

Occupied Units

650

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 77.5%
Renter 22.5%

$335,300

Median Home Value

-44% vs state

$1,223

Median Rent

1964

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.8%

YoY Change (2024)

251

HPI Index (2000 = 100)

+151%

Total Change Since 2000

Home values in ZIP 01056 have increased 8.8% over the past year (2024). Since 2000, this ZIP has seen +151% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 180
2021 +9.6% 197
2022 +12.1% 221
2023 +4.4% 231
2024 +8.8% 251

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 413 business establishments in ZIP 01056, employing approximately 4,175 people with a combined annual payroll of $233,222,000.

413

Businesses

4,175

Employees

$233.2M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 67 16.2%
Health care and social assistance 43 10.4%
Other services (except public administration) 43 10.4%
Retail trade 42 10.2%
Administrative and support and waste management and remediation services 42 10.2%
Accommodation and food services 39 9.4%
Manufacturing 31 7.5%
Professional, scientific, and technical services 28 6.8%
Finance and insurance 19 4.6%
Real estate and rental and leasing 15 3.6%
Transportation and warehousing 13 3.1%
Wholesale trade 12 2.9%
Arts, entertainment, and recreation 8 1.9%
Educational services 5 1.2%
Utilities 4 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01056 vs 01022 →

ZIP Code City Population Distance
01022 Chicopee, MA 2,451 4.3 mi
01151 Indian Orchard, MA 8,698 3.8 mi
01095 Wilbraham, MA 14,319 4.7 mi
01129 Springfield, MA 7,019 5.1 mi
01080 Three Rivers, MA 2,334 4.8 mi
01033 Granby, MA 6,227 5.3 mi
01119 Springfield, MA 14,152 5.4 mi
01020 Chicopee, MA 29,668 5.6 mi
01128 Springfield, MA 2,631 6.9 mi
01079 Thorndike, MA 692 6.5 mi

More ZIP Codes in Hampden County

Frequently Asked Questions

What county is ZIP code 01056 in?
ZIP code 01056 (Ludlow) is located in Hampden County, Massachusetts. Hampden County contains multiple ZIP codes, see the full list at /counties/hampden-ma.
What is the population of ZIP code 01056?
ZIP code 01056 in Ludlow, MA has a population of 21,103 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01056?
The median household income in ZIP 01056 is $84,838, which is 11% above the national average of $76,288.
What is the average home value in ZIP 01056?
The median home value in ZIP 01056 is $335,300, which is 21% above the national average of $278,155.
What is the demographic makeup of ZIP 01056?
The largest racial group in ZIP 01056 is White at 88.0%. Hispanic or Latino residents make up 8.9% of the population.
How many businesses are in ZIP code 01056?
ZIP code 01056 has 413 business establishments employing approximately 4,175 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01056?
The top industries by establishment count in ZIP 01056 are: Construction (67), Health care and social assistance (43), Other services (except public administration) (43). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 01056?
According to the FHFA House Price Index, home values in ZIP 01056 increased by 8.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 151%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01056?
In ZIP code 01056, 59.9% of residents aged 25+ have a high school diploma or higher, and 27.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01056?
The mean commute time for workers in ZIP code 01056 is 20.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01056?
In ZIP code 01056, approximately 77.5% of occupied housing units are owner-occupied and 22.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01056?
The poverty rate in ZIP code 01056 is 6.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Ludlow, MA

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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