Ludlow, MA · standard
ZIP Code 01056
Hampden County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 21,103
- 300/sq mi High-density area
- $84,838
- Median income Above-median income area
- $335,300
- Median home value Above-median home value
- 27.0%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Ludlow pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 32%
- household income, US ZIPs
- Top 29%
- home value, US ZIPs
- 300
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01056 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 01056 (Ludlow, MA) rose +8.8% from 2023 to 2024. The all-transactions index moved from 230.5 in 2023 to 250.7 in 2024 (2000 = 100).
ZIP code 01056 is a densely settled ZIP (a standard USPS delivery area) in Ludlow, Hampden County, Massachusetts, with 21,103 residents across 70.4 square miles, a density of 300 people per square mile, in the New York time zone.
ZIP 01056 lands in the middle-income range, with a median household income of $84,838 (27% below the average Massachusetts ZIP), while per-capita income is $45,424. The poverty rate is 6.8%, with unemployment at 4.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $335,300 (44% below the average Massachusetts ZIP), and median rent is $1,223; owner occupancy is 77.5%.
Educational attainment sits below the national norm: 27.0% of adults hold a bachelor's degree or higher, the median age is 44.3, and the average commute is 20 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hampden County, so 01056 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 01056
Top 5 sectors by establishment count in Ludlow, MA
Which industries have the most business establishments in ZIP 01056.
- Construction
Construction
67 establishments
- Health care and social assistance
Health care and social assistance
43 establishments
- Other services (except public administration)
Other services (except public administration)
43 establishments
- Retail trade
Retail trade
42 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
42 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01056, Ludlow, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
21,103
Population
70.4
Area (sq mi)
300
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 01056?
44.3
Median Age
50.7%
Male
49.3%
Female
15.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$84,838
Median Household Income
-27% vs state ZIP avg
$45,424
Per Capita Income
6.8%
Poverty Rate
4.9%
Unemployment Rate
20.1 min
Mean Commute Time
How ZIP 01056 ranks among Massachusetts ZIPs
Ludlow, MA household income vs. every Massachusetts ZIP code
Median household income among 505 reporting Massachusetts ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$84,838 25th percentile higher than 25% of 505 Massachusetts ZIPs
Each bar is a $20K-wide band; taller bars hold more Massachusetts ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,154housing units
9,154
Total Housing Units
8,504
Occupied Units
650
Vacant Units
2.40
Avg Household Size
Occupancy Type
$335,300
Median Home Value
-44% vs state ZIP avg
$1,223
Median Rent
1964
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.8%
YoY Change (2024)
251
HPI Index (2000 = 100)
+151%
Total Change Since 2000
Home values in ZIP 01056 have increased 8.8% over the past year (2024). Since 2000, this ZIP has seen +151% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.8% | 180 |
| 2021 | +9.6% | 197 |
| 2022 | +12.1% | 221 |
| 2023 | +4.4% | 231 |
| 2024 | +8.8% | 251 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 413 business establishments in ZIP 01056, employing approximately 4,175 people with a combined annual payroll of $233,222,000.
413
Businesses
4,175
Employees
$233.2M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 67 | 16.2% |
| Health care and social assistance | 43 | 10.4% |
| Other services (except public administration) | 43 | 10.4% |
| Retail trade | 42 | 10.2% |
| Administrative and support and waste management and remediation services | 42 | 10.2% |
| Accommodation and food services | 39 | 9.4% |
| Manufacturing | 31 | 7.5% |
| Professional, scientific, and technical services | 28 | 6.8% |
| Finance and insurance | 19 | 4.6% |
| Real estate and rental and leasing | 15 | 3.6% |
| Transportation and warehousing | 13 | 3.1% |
| Wholesale trade | 12 | 2.9% |
| Arts, entertainment, and recreation | 8 | 1.9% |
| Educational services | 5 | 1.2% |
| Utilities | 4 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 01056 vs 01022 →
ZIP 01056 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01020
Chicopee (01020)
29,668 residents
- 01056
Ludlow (01056)
21,103 residents
- 01095
Wilbraham (01095)
14,319 residents
- 01119
Springfield (01119)
14,152 residents
- 01151 8,698
Indian Orchard (01151)
8,698 residents
- 01129 7,019
Springfield (01129)
7,019 residents
- 01033 6,227
Granby (01033)
6,227 residents
- 01128 2,631
Springfield (01128)
2,631 residents
- 01022 2,451
Chicopee (01022)
2,451 residents
What this shows Among its immediate neighbors, ZIP 01056 ranks #2 by population - useful context the national average alone can't give.
ZIP 01056 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01095
Wilbraham (01095)
$122,330 median income
- 01033
Granby (01033)
$119,297 median income
- 01128
Springfield (01128)
$100,313 median income
- 01129
Springfield (01129)
$97,162 median income
- 01080
Three Rivers (01080)
$89,063 median income
- 01056
Ludlow (01056)
$84,838 median income
- 01079
Thorndike (01079)
$70,588 median income
- 01020
Chicopee (01020)
$66,009 median income
- 01119
Springfield (01119)
$57,857 median income
What this shows By household income, ZIP 01056 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 01022 | Chicopee, MA | 2,451 | 4.3 mi |
| 01151 | Indian Orchard, MA | 8,698 | 3.8 mi |
| 01095 | Wilbraham, MA | 14,319 | 4.7 mi |
| 01129 | Springfield, MA | 7,019 | 5.1 mi |
| 01080 | Three Rivers, MA | 2,334 | 4.8 mi |
| 01033 | Granby, MA | 6,227 | 5.3 mi |
| 01119 | Springfield, MA | 14,152 | 5.4 mi |
| 01020 | Chicopee, MA | 29,668 | 5.6 mi |
| 01128 | Springfield, MA | 2,631 | 6.9 mi |
| 01079 | Thorndike, MA | 692 | 6.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 01056, both outside MA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (21,103 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hampden County
Related Areas
Frequently Asked Questions
What county is ZIP code 01056 in?
ZIP code 01056 (Ludlow) is located in Hampden County, Massachusetts. Hampden County contains multiple ZIP codes, see the full list at /counties/hampden-ma.
What is the population of ZIP code 01056?
ZIP code 01056 in Ludlow, MA has a population of 21,103 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01056?
The median household income in ZIP 01056 is $84,838, which is 11% above the national average of $76,288.
What is the average home value in ZIP 01056?
The median home value in ZIP 01056 is $335,300, which is 21% above the national average of $278,155.
What is the demographic makeup of ZIP 01056?
The largest racial group in ZIP 01056 is White at 88.0%. Hispanic or Latino residents make up 8.9% of the population.
How many businesses are in ZIP code 01056?
ZIP code 01056 has 413 business establishments employing approximately 4,175 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01056?
The top industries by establishment count in ZIP 01056 are: Construction (67), Health care and social assistance (43), Other services (except public administration) (43). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 01056?
According to the FHFA House Price Index, home values in ZIP 01056 increased by 8.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 151%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01056?
In ZIP code 01056, 59.9% of residents aged 25+ have a high school diploma or higher, and 27.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01056?
The mean commute time for workers in ZIP code 01056 is 20.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01056?
In ZIP code 01056, approximately 77.5% of occupied housing units are owner-occupied and 22.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01056?
The poverty rate in ZIP code 01056 is 6.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 01056's numbers, next.
- See how ZIP 01056 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ludlow, MA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.