PlainZIP

Ludlow, MA · standard

ZIP Code 01056

Hampden County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

21,103
300/sq mi
$84,838
Median income
$335,300
Median home value
27.0%
Bachelor's or higher

The verdict

Ludlow pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 32%
household income, US ZIPs
Top 29%
home value, US ZIPs
300
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01056 against every reporting US ZIP.

ZIP code 01056 is a densely settled ZIP (a standard USPS delivery area) in Ludlow, Hampden County, Massachusetts, with 21,103 residents across 70.4 square miles, a density of 300 people per square mile, in the New York time zone.

ZIP 01056 lands in the middle-income range, with a median household income of $84,838 (27% below the Massachusetts average), while per-capita income is $45,424. Local economic indicators show a 6.8% poverty rate alongside 4.9% unemployment. The typical home here is valued at $335,300 (44% below the state average); renters pay a median of $1,223 monthly, and 77.5% of units are owner-occupied.

Educational attainment sits below the national norm: 27.0% of adults hold a bachelor's degree or higher, the median age is 44.3, and the average commute is 20 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Hampden County, letting you compare 01056 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 01056

Top 5 sectors by establishment count in Ludlow, MA

Which industries have the most business establishments in ZIP 01056.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01056, Ludlow, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

21,103

Population

70.4

Area (sq mi)

300

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01056?

44.3

Median Age

50.7%

Male

49.3%

Female

15.9%

Foreign-Born

White 88.0%
African American 1.7%
Asian 0.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.2%
Hispanic or Latino 8.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$84,838

Median Household Income

-27% vs state

$45,424

Per Capita Income

6.8%

Poverty Rate

4.9%

Unemployment Rate

20.1 min

Mean Commute Time

How ZIP 01056 ranks nationally

Ludlow, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$84,838 Top 32% higher than 68% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.9%
Bachelor's Degree or Higher 27.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,154

Total Housing Units

8,504

Occupied Units

650

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 77.5%
Renter 22.5%

$335,300

Median Home Value

-44% vs state

$1,223

Median Rent

1964

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.8%

YoY Change (2024)

251

HPI Index (2000 = 100)

+151%

Total Change Since 2000

Home values in ZIP 01056 have increased 8.8% over the past year (2024). Since 2000, this ZIP has seen +151% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 180
2021 +9.6% 197
2022 +12.1% 221
2023 +4.4% 231
2024 +8.8% 251

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 413 business establishments in ZIP 01056, employing approximately 4,175 people with a combined annual payroll of $233,222,000.

413

Businesses

4,175

Employees

$233.2M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 67 16.2%
Health care and social assistance 43 10.4%
Other services (except public administration) 43 10.4%
Retail trade 42 10.2%
Administrative and support and waste management and remediation services 42 10.2%
Accommodation and food services 39 9.4%
Manufacturing 31 7.5%
Professional, scientific, and technical services 28 6.8%
Finance and insurance 19 4.6%
Real estate and rental and leasing 15 3.6%
Transportation and warehousing 13 3.1%
Wholesale trade 12 2.9%
Arts, entertainment, and recreation 8 1.9%
Educational services 5 1.2%
Utilities 4 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01056 vs 01022 →

ZIP 01056 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 01056 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 01056 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 01056 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
01022 Chicopee, MA 2,451 4.3 mi
01151 Indian Orchard, MA 8,698 3.8 mi
01095 Wilbraham, MA 14,319 4.7 mi
01129 Springfield, MA 7,019 5.1 mi
01080 Three Rivers, MA 2,334 4.8 mi
01033 Granby, MA 6,227 5.3 mi
01119 Springfield, MA 14,152 5.4 mi
01020 Chicopee, MA 29,668 5.6 mi
01128 Springfield, MA 2,631 6.9 mi
01079 Thorndike, MA 692 6.5 mi

More ZIP Codes in Hampden County

01085 standard
Westfield, MA
Pop: 41,117
01040 standard
Holyoke, MA
Pop: 39,880
01109 standard
Springfield, MA
Pop: 30,250
01020 standard
Chicopee, MA
Pop: 29,668
01089 standard
West Springfield, MA
Pop: 28,391
01108 standard
Springfield, MA
Pop: 26,688

Related Areas

Hampden County Ludlow, MA Massachusetts

Frequently Asked Questions

What county is ZIP code 01056 in? ▼
ZIP code 01056 (Ludlow) is located in Hampden County, Massachusetts. Hampden County contains multiple ZIP codes, see the full list at /counties/hampden-ma.
What is the population of ZIP code 01056? ▼
ZIP code 01056 in Ludlow, MA has a population of 21,103 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01056? ▼
The median household income in ZIP 01056 is $84,838, which is 11% above the national average of $76,288.
What is the average home value in ZIP 01056? ▼
The median home value in ZIP 01056 is $335,300, which is 21% above the national average of $278,155.
What is the demographic makeup of ZIP 01056? ▼
The largest racial group in ZIP 01056 is White at 88.0%. Hispanic or Latino residents make up 8.9% of the population.
How many businesses are in ZIP code 01056? ▼
ZIP code 01056 has 413 business establishments employing approximately 4,175 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01056? ▼
The top industries by establishment count in ZIP 01056 are: Construction (67), Health care and social assistance (43), Other services (except public administration) (43). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 01056? ▼
According to the FHFA House Price Index, home values in ZIP 01056 increased by 8.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 151%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01056? ▼
In ZIP code 01056, 59.9% of residents aged 25+ have a high school diploma or higher, and 27.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01056? ▼
The mean commute time for workers in ZIP code 01056 is 20.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01056? ▼
In ZIP code 01056, approximately 77.5% of occupied housing units are owner-occupied and 22.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01056? ▼
The poverty rate in ZIP code 01056 is 6.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.