PlainZIP

Wilbraham, MA · standard

ZIP Code 01095

Hampden County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,319
246/sq mi
$122,330
Median income
$415,000
Median home value
51.8%
Bachelor's or higher

The verdict

Wilbraham pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 9%
household income, US ZIPs
Top 19%
home value, US ZIPs
246
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01095 against every reporting US ZIP.

ZIP code 01095 is a mid-sized community (a standard USPS delivery area) in Wilbraham, Hampden County, Massachusetts, home to 14,319 residents across 58.3 square miles, a density of 246 people per square mile, in the New York time zone.

ZIP 01095 skews affluent, with a median household income of $122,330 (6% above the Massachusetts average), while per-capita income is $55,789. Poverty here runs at 4.6%, with unemployment measured at 2.5%. Median home value sits at $415,000 (31% below the state average), median rent at $1,175 a month, and owner-occupancy at 88.9%.

This is a highly-educated ZIP: 51.8% of adults hold a bachelor's degree or higher, the median age is 44.2, and the average commute is 27 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 01095, plus 6 more within Hampden County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 01095

Top 5 sectors by establishment count in Wilbraham, MA

Which industries have the most business establishments in ZIP 01095.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01095, Wilbraham, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,319

Population

58.3

Area (sq mi)

246

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01095?

44.2

Median Age

50.2%

Male

49.8%

Female

3.7%

Foreign-Born

White 84.5%
African American 6.1%
Asian 1.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 5.9%
Hispanic or Latino 3.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$122,330

Median Household Income

+6% vs state

$55,789

Per Capita Income

4.6%

Poverty Rate

2.5%

Unemployment Rate

26.6 min

Mean Commute Time

How ZIP 01095 ranks nationally

Wilbraham, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$122,330 Top 9% higher than 91% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.4%
Bachelor's Degree or Higher 51.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,654

Total Housing Units

5,302

Occupied Units

352

Vacant Units

2.70

Avg Household Size

Occupancy Type

Owner 88.9%
Renter 11.1%

$415,000

Median Home Value

-31% vs state

$1,175

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.8%

YoY Change (2024)

222

HPI Index (2000 = 100)

+122%

Total Change Since 2000

Home values in ZIP 01095 have increased 5.8% over the past year (2024). Since 2000, this ZIP has seen +122% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.4% 157
2021 +11.5% 175
2022 +9.8% 192
2023 +9.5% 210
2024 +5.8% 222

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 315 business establishments in ZIP 01095, employing approximately 4,061 people with a combined annual payroll of $182,439,000.

315

Businesses

4,061

Employees

$182.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 44 14.0%
Professional, scientific, and technical services 40 12.7%
Retail trade 35 11.1%
Other services (except public administration) 35 11.1%
Construction 27 8.6%
Accommodation and food services 24 7.6%
Administrative and support and waste management and remediation services 23 7.3%
Finance and insurance 20 6.3%
Real estate and rental and leasing 18 5.7%
Wholesale trade 12 3.8%
Manufacturing 10 3.2%
Transportation and warehousing 10 3.2%
Arts, entertainment, and recreation 5 1.6%
Information 4 1.3%
Management of companies and enterprises 3 0.9%
Educational services 3 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01095 vs 01129 →

ZIP 01095 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 01095 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 01095 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 01095 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
01129 Springfield, MA 7,019 3.0 mi
01036 Hampden, MA 5,109 4.5 mi
01119 Springfield, MA 14,152 4.2 mi
01128 Springfield, MA 2,631 3.7 mi
01056 Ludlow, MA 21,103 4.7 mi
01151 Indian Orchard, MA 8,698 4.4 mi
01080 Three Rivers, MA 2,334 5.0 mi
01109 Springfield, MA 30,250 6.1 mi
01118 Springfield, MA 14,071 5.4 mi
01028 East Longmeadow, MA 15,720 5.9 mi

More ZIP Codes in Hampden County

01085 standard
Westfield, MA
Pop: 41,117
01040 standard
Holyoke, MA
Pop: 39,880
01109 standard
Springfield, MA
Pop: 30,250
01020 standard
Chicopee, MA
Pop: 29,668
01089 standard
West Springfield, MA
Pop: 28,391
01108 standard
Springfield, MA
Pop: 26,688

Related Areas

Hampden County Wilbraham, MA Massachusetts

Frequently Asked Questions

What county is ZIP code 01095 in? ▼
ZIP code 01095 (Wilbraham) is located in Hampden County, Massachusetts. Hampden County contains multiple ZIP codes, see the full list at /counties/hampden-ma.
What is the population of ZIP code 01095? ▼
ZIP code 01095 in Wilbraham, MA has a population of 14,319 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01095? ▼
The median household income in ZIP 01095 is $122,330, which is 60% above the national average of $76,288.
What is the average home value in ZIP 01095? ▼
The median home value in ZIP 01095 is $415,000, which is 49% above the national average of $278,155.
What is the demographic makeup of ZIP 01095? ▼
The largest racial group in ZIP 01095 is White at 84.5%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 01095? ▼
ZIP code 01095 has 315 business establishments employing approximately 4,061 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01095? ▼
The top industries by establishment count in ZIP 01095 are: Health care and social assistance (44), Professional, scientific, and technical services (40), Retail trade (35). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 01095? ▼
According to the FHFA House Price Index, home values in ZIP 01095 increased by 5.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 122%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01095? ▼
In ZIP code 01095, 72.4% of residents aged 25+ have a high school diploma or higher, and 51.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01095? ▼
The mean commute time for workers in ZIP code 01095 is 26.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01095? ▼
In ZIP code 01095, approximately 88.9% of occupied housing units are owner-occupied and 11.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01095? ▼
The poverty rate in ZIP code 01095 is 4.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.