ZIP Code 01095

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Source:

Wilbraham · Hampden County · Massachusetts

Population
14,319

246/sq mi

Median income
$122,330

▲ 60% vs US

higher than 91% of US ZIPs

Median home value
$415,000

▲ 49% vs US

higher than 81% of US ZIPs

Bachelor's or higher
51.8%

Median age 44.2

Land area
58.3 sq mi

New York

ZIP code 01095 in Wilbraham, Massachusetts has a population of 14,319. The median household income is $122,330, which is 60% above the national average. Median home value is $415,000, 49% above the US average. 51.8% of residents hold a bachelor's degree or higher.

ZIP code 01095 is classified by USPS as a standard delivery area and covers roughly 58.3 square miles in Wilbraham, Hampden County, Massachusetts. The area is home to 14,319 residents, producing a population density of 246 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 01095 against Massachusetts and the nation.

On the economic side, the median household income for ZIP 01095 sits at $122,330 (6% above the Massachusetts average), while per-capita income is $55,789. The poverty rate stands at 4.6% and the unemployment rate at 2.5%. On housing, the median home value is $415,000 (31% below the state average) with median rent at $1,175 per month, and 88.9% of occupied units are owner-occupied, a direct signal of whether 01095 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 51.8% of adults hold a bachelor's degree or higher, the median age is 44.2, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hampden County, so you can benchmark 01095 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 01095

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 01095.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 01095, Wilbraham, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

14,319

Population

58.3

Area (sq mi)

246

People / sq mi

New York

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01095?

44.2

Median Age

50.2%

Male

49.8%

Female

3.7%

Foreign-Born

White 84.5%
African American 6.1%
Asian 1.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 5.9%
Hispanic or Latino 3.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$122,330

Median Household Income

+6% vs state

$55,789

Per Capita Income

4.6%

Poverty Rate

2.5%

Unemployment Rate

26.6 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.4%
Bachelor's Degree or Higher 51.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,654

Total Housing Units

5,302

Occupied Units

352

Vacant Units

2.70

Avg Household Size

Occupancy Type

Owner 88.9%
Renter 11.1%

$415,000

Median Home Value

-31% vs state

$1,175

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.8%

YoY Change (2024)

222

HPI Index (2000 = 100)

+122%

Total Change Since 2000

Home values in ZIP 01095 have increased 5.8% over the past year (2024). Since 2000, this ZIP has seen +122% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.4% 157
2021 +11.5% 175
2022 +9.8% 192
2023 +9.5% 210
2024 +5.8% 222

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 315 business establishments in ZIP 01095, employing approximately 4,061 people with a combined annual payroll of $182,439,000.

315

Businesses

4,061

Employees

$182.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 44 14.0%
Professional, scientific, and technical services 40 12.7%
Retail trade 35 11.1%
Other services (except public administration) 35 11.1%
Construction 27 8.6%
Accommodation and food services 24 7.6%
Administrative and support and waste management and remediation services 23 7.3%
Finance and insurance 20 6.3%
Real estate and rental and leasing 18 5.7%
Wholesale trade 12 3.8%
Manufacturing 10 3.2%
Transportation and warehousing 10 3.2%
Arts, entertainment, and recreation 5 1.6%
Information 4 1.3%
Management of companies and enterprises 3 0.9%
Educational services 3 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01095 vs 01129 →

ZIP Code City Population Distance
01129 Springfield, MA 7,019 3.0 mi
01036 Hampden, MA 5,109 4.5 mi
01119 Springfield, MA 14,152 4.2 mi
01128 Springfield, MA 2,631 3.7 mi
01056 Ludlow, MA 21,103 4.7 mi
01151 Indian Orchard, MA 8,698 4.4 mi
01080 Three Rivers, MA 2,334 5.0 mi
01109 Springfield, MA 30,250 6.1 mi
01118 Springfield, MA 14,071 5.4 mi
01028 East Longmeadow, MA 15,720 5.9 mi

More ZIP Codes in Hampden County

Frequently Asked Questions

What county is ZIP code 01095 in?
ZIP code 01095 (Wilbraham) is located in Hampden County, Massachusetts. Hampden County contains multiple ZIP codes, see the full list at /counties/hampden-ma.
What is the population of ZIP code 01095?
ZIP code 01095 in Wilbraham, MA has a population of 14,319 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01095?
The median household income in ZIP 01095 is $122,330, which is 60% above the national average of $76,288.
What is the average home value in ZIP 01095?
The median home value in ZIP 01095 is $415,000, which is 49% above the national average of $278,155.
What is the demographic makeup of ZIP 01095?
The largest racial group in ZIP 01095 is White at 84.5%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 01095?
ZIP code 01095 has 315 business establishments employing approximately 4,061 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01095?
The top industries by establishment count in ZIP 01095 are: Health care and social assistance (44), Professional, scientific, and technical services (40), Retail trade (35). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 01095?
According to the FHFA House Price Index, home values in ZIP 01095 increased by 5.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 122%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01095?
In ZIP code 01095, 72.4% of residents aged 25+ have a high school diploma or higher, and 51.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01095?
The mean commute time for workers in ZIP code 01095 is 26.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01095?
In ZIP code 01095, approximately 88.9% of occupied housing units are owner-occupied and 11.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01095?
The poverty rate in ZIP code 01095 is 4.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Wilbraham, MA

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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