PlainZIP

Palmer, MA · standard

ZIP Code 01069

Hampden County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,469
116/sq mi
$80,190
Median income
$274,000
Median home value
22.7%
Bachelor's or higher

The verdict

Palmer pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 38%
household income, US ZIPs
Top 38%
home value, US ZIPs
116
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01069 against every reporting US ZIP.

ZIP code 01069 is a mid-sized community (a standard USPS delivery area) in Palmer, Hampden County, Massachusetts, home to 8,469 residents across 72.8 square miles, a density of 116 people per square mile, in the New York time zone.

ZIP 01069 lands in the middle-income range, with a median household income of $80,190 (31% below the Massachusetts average), while per-capita income is $45,908. 8.4% of residents live below the poverty line, and the unemployment rate reads 2.9%. On housing, the median home value is $274,000 (54% below the state average) with median rent at $1,013 per month, and 74.3% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 22.7% of adults hold a bachelor's degree or higher, the median age is 52.8, and the average commute is 33 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 01069, plus 6 more within Hampden County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 01069

Top 5 sectors by establishment count in Palmer, MA

Which industries have the most business establishments in ZIP 01069.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01069, Palmer, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,469

Population

72.8

Area (sq mi)

116

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01069?

52.8

Median Age

50.6%

Male

49.4%

Female

1.3%

Foreign-Born

White 87.9%
African American 2.6%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.5%
Hispanic or Latino 5.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$80,190

Median Household Income

-31% vs state

$45,908

Per Capita Income

8.4%

Poverty Rate

2.9%

Unemployment Rate

33.3 min

Mean Commute Time

How ZIP 01069 ranks nationally

Palmer, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$80,190 Top 38% higher than 62% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.3%
Bachelor's Degree or Higher 22.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,190

Total Housing Units

3,963

Occupied Units

227

Vacant Units

2.20

Avg Household Size

Occupancy Type

Owner 74.3%
Renter 25.7%

$274,000

Median Home Value

-54% vs state

$1,013

Median Rent

1969

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.2%

YoY Change (2024)

242

HPI Index (2000 = 100)

+142%

Total Change Since 2000

Home values in ZIP 01069 have increased 9.2% over the past year (2024). Since 2000, this ZIP has seen +142% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.1% 171
2021 +14.4% 195
2022 +7.5% 210
2023 +5.4% 221
2024 +9.2% 242

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 244 business establishments in ZIP 01069, employing approximately 3,403 people with a combined annual payroll of $183,714,000.

244

Businesses

3,403

Employees

$183.7M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 40 16.4%
Construction 33 13.5%
Other services (except public administration) 25 10.3%
Accommodation and food services 24 9.8%
Manufacturing 20 8.2%
Health care and social assistance 18 7.4%
Professional, scientific, and technical services 16 6.6%
Wholesale trade 14 5.7%
Administrative and support and waste management and remediation services 13 5.3%
Transportation and warehousing 11 4.5%
Real estate and rental and leasing 8 3.3%
Finance and insurance 6 2.5%
Educational services 6 2.5%
Information 4 1.6%
Arts, entertainment, and recreation 3 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01069 vs 01079 →

ZIP 01069 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 01069 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 01069 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 01069 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
01079 Thorndike, MA 692 1.3 mi
01009 Bondsville, MA 741 2.3 mi
01080 Three Rivers, MA 2,334 3.1 mi
01092 West Warren, MA 1,394 3.6 mi
01057 Monson, MA 8,534 6.7 mi
01083 Warren, MA 2,888 5.8 mi
01082 Ware, MA 10,322 7.5 mi
01010 Brimfield, MA 3,609 6.5 mi
01095 Wilbraham, MA 14,319 7.6 mi
01007 Belchertown, MA 14,649 7.9 mi

More ZIP Codes in Hampden County

01085 standard
Westfield, MA
Pop: 41,117
01040 standard
Holyoke, MA
Pop: 39,880
01109 standard
Springfield, MA
Pop: 30,250
01020 standard
Chicopee, MA
Pop: 29,668
01089 standard
West Springfield, MA
Pop: 28,391
01108 standard
Springfield, MA
Pop: 26,688

Related Areas

Hampden County Palmer, MA Massachusetts

Frequently Asked Questions

What county is ZIP code 01069 in? ▼
ZIP code 01069 (Palmer) is located in Hampden County, Massachusetts. Hampden County contains multiple ZIP codes, see the full list at /counties/hampden-ma.
What is the population of ZIP code 01069? ▼
ZIP code 01069 in Palmer, MA has a population of 8,469 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01069? ▼
The median household income in ZIP 01069 is $80,190, which is 5% above the national average of $76,288.
What is the average home value in ZIP 01069? ▼
The median home value in ZIP 01069 is $274,000, which is 1% below the national average of $278,155.
What is the demographic makeup of ZIP 01069? ▼
The largest racial group in ZIP 01069 is White at 87.9%. Hispanic or Latino residents make up 5.4% of the population.
How many businesses are in ZIP code 01069? ▼
ZIP code 01069 has 244 business establishments employing approximately 3,403 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01069? ▼
The top industries by establishment count in ZIP 01069 are: Retail trade (40), Construction (33), Other services (except public administration) (25). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 01069? ▼
According to the FHFA House Price Index, home values in ZIP 01069 increased by 9.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 142%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01069? ▼
In ZIP code 01069, 59.3% of residents aged 25+ have a high school diploma or higher, and 22.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01069? ▼
The mean commute time for workers in ZIP code 01069 is 33.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01069? ▼
In ZIP code 01069, approximately 74.3% of occupied housing units are owner-occupied and 25.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01069? ▼
The poverty rate in ZIP code 01069 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.