Palmer, MA · standard
ZIP Code 01069
Hampden County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,469
- 116/sq mi High-density area
- $80,190
- Median income Near-median income area
- $274,000
- Median home value Near-median home value
- 22.7%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Palmer pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 38%
- household income, US ZIPs
- Top 38%
- home value, US ZIPs
- 116
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01069 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 01069 (Palmer, MA) rose +9.2% from 2023 to 2024. The all-transactions index moved from 221.2 in 2023 to 241.7 in 2024 (2000 = 100).
ZIP code 01069 is a mid-sized community (a standard USPS delivery area) in Palmer, Hampden County, Massachusetts, home to 8,469 residents across 72.8 square miles, a density of 116 people per square mile, in the New York time zone.
ZIP 01069 lands in the middle-income range, with a median household income of $80,190 (31% below the average Massachusetts ZIP), while per-capita income is $45,908. The poverty rate is 8.4%, with unemployment at 2.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $274,000 (54% below the average Massachusetts ZIP), and median rent is $1,013; owner occupancy is 74.3%.
Educational attainment sits below the national norm: 22.7% of adults hold a bachelor's degree or higher, the median age is 52.8, and the average commute is 33 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hampden County, so 01069 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 01069
Top 5 sectors by establishment count in Palmer, MA
Which industries have the most business establishments in ZIP 01069.
- Retail trade
Retail trade
40 establishments
- Construction
Construction
33 establishments
- Other services (except public administration)
Other services (except public administration)
25 establishments
- Accommodation and food services
Accommodation and food services
24 establishments
- Manufacturing
Manufacturing
20 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01069, Palmer, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
8,469
Population
72.8
Area (sq mi)
116
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 01069?
52.8
Median Age
50.6%
Male
49.4%
Female
1.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,190
Median Household Income
-31% vs state ZIP avg
$45,908
Per Capita Income
8.4%
Poverty Rate
2.9%
Unemployment Rate
33.3 min
Mean Commute Time
How ZIP 01069 ranks among Massachusetts ZIPs
Palmer, MA household income vs. every Massachusetts ZIP code
Median household income among 505 reporting Massachusetts ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$80,190 20th percentile higher than 20% of 505 Massachusetts ZIPs
Each bar is a $20K-wide band; taller bars hold more Massachusetts ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,190housing units
4,190
Total Housing Units
3,963
Occupied Units
227
Vacant Units
2.20
Avg Household Size
Occupancy Type
$274,000
Median Home Value
-54% vs state ZIP avg
$1,013
Median Rent
1969
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.2%
YoY Change (2024)
242
HPI Index (2000 = 100)
+142%
Total Change Since 2000
Home values in ZIP 01069 have increased 9.2% over the past year (2024). Since 2000, this ZIP has seen +142% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.1% | 171 |
| 2021 | +14.4% | 195 |
| 2022 | +7.5% | 210 |
| 2023 | +5.4% | 221 |
| 2024 | +9.2% | 242 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 244 business establishments in ZIP 01069, employing approximately 3,403 people with a combined annual payroll of $183,714,000.
244
Businesses
3,403
Employees
$183.7M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 40 | 16.4% |
| Construction | 33 | 13.5% |
| Other services (except public administration) | 25 | 10.3% |
| Accommodation and food services | 24 | 9.8% |
| Manufacturing | 20 | 8.2% |
| Health care and social assistance | 18 | 7.4% |
| Professional, scientific, and technical services | 16 | 6.6% |
| Wholesale trade | 14 | 5.7% |
| Administrative and support and waste management and remediation services | 13 | 5.3% |
| Transportation and warehousing | 11 | 4.5% |
| Real estate and rental and leasing | 8 | 3.3% |
| Finance and insurance | 6 | 2.5% |
| Educational services | 6 | 2.5% |
| Information | 4 | 1.6% |
| Arts, entertainment, and recreation | 3 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 01069 vs 01079 →
ZIP 01069 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01007
Belchertown (01007)
14,649 residents
- 01095
Wilbraham (01095)
14,319 residents
- 01082
Ware (01082)
10,322 residents
- 01057
Monson (01057)
8,534 residents
- 01069
Palmer (01069)
8,469 residents
- 01010 3,609
Brimfield (01010)
3,609 residents
- 01083 2,888
Warren (01083)
2,888 residents
- 01080 2,334
Three Rivers (01080)
2,334 residents
- 01092 1,394
West Warren (01092)
1,394 residents
What this shows Among its immediate neighbors, ZIP 01069 ranks #5 by population - useful context the national average alone can't give.
ZIP 01069 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01095
Wilbraham (01095)
$122,330 median income
- 01010
Brimfield (01010)
$111,250 median income
- 01007
Belchertown (01007)
$108,125 median income
- 01057
Monson (01057)
$98,508 median income
- 01080
Three Rivers (01080)
$89,063 median income
- 01069
Palmer (01069)
$80,190 median income
- 01009
Bondsville (01009)
$72,841 median income
- 01079
Thorndike (01079)
$70,588 median income
- 01082
Ware (01082)
$69,018 median income
What this shows By household income, ZIP 01069 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 01079 | Thorndike, MA | 692 | 1.3 mi |
| 01009 | Bondsville, MA | 741 | 2.3 mi |
| 01080 | Three Rivers, MA | 2,334 | 3.1 mi |
| 01092 | West Warren, MA | 1,394 | 3.6 mi |
| 01057 | Monson, MA | 8,534 | 6.7 mi |
| 01083 | Warren, MA | 2,888 | 5.8 mi |
| 01082 | Ware, MA | 10,322 | 7.5 mi |
| 01010 | Brimfield, MA | 3,609 | 6.5 mi |
| 01095 | Wilbraham, MA | 14,319 | 7.6 mi |
| 01007 | Belchertown, MA | 14,649 | 7.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 01069, both outside MA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (8,469 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hampden County
Related Areas
Frequently Asked Questions
What county is ZIP code 01069 in?
ZIP code 01069 (Palmer) is located in Hampden County, Massachusetts. Hampden County contains multiple ZIP codes, see the full list at /counties/hampden-ma.
What is the population of ZIP code 01069?
ZIP code 01069 in Palmer, MA has a population of 8,469 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01069?
The median household income in ZIP 01069 is $80,190, which is 5% above the national average of $76,288.
What is the average home value in ZIP 01069?
The median home value in ZIP 01069 is $274,000, which is 1% below the national average of $278,155.
What is the demographic makeup of ZIP 01069?
The largest racial group in ZIP 01069 is White at 87.9%. Hispanic or Latino residents make up 5.4% of the population.
How many businesses are in ZIP code 01069?
ZIP code 01069 has 244 business establishments employing approximately 3,403 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 01069?
The top industries by establishment count in ZIP 01069 are: Retail trade (40), Construction (33), Other services (except public administration) (25). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 01069?
According to the FHFA House Price Index, home values in ZIP 01069 increased by 9.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 142%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 01069?
In ZIP code 01069, 59.3% of residents aged 25+ have a high school diploma or higher, and 22.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 01069?
The mean commute time for workers in ZIP code 01069 is 33.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 01069?
In ZIP code 01069, approximately 74.3% of occupied housing units are owner-occupied and 25.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01069?
The poverty rate in ZIP code 01069 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 01069's numbers, next.
- See how ZIP 01069 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Palmer, MA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.