ZIP 01095 vs ZIP 01129

This side-by-side compares ZIP 01095 (Wilbraham, MA) and ZIP 01129 (Springfield, MA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 01095 has a population of 14,319 at 246 people per square mile, while ZIP 01129 has 7,019 at 791 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 01095 reports a median household income of $122,330 against $97,162 in ZIP 01129, with per-capita income of $55,789 vs $48,093. The share of adults holding a bachelor's degree or higher is 51.8% in 01095 and 35.9% in 01129. Poverty rate reads 4.6% vs 7.2%, and unemployment 2.5% vs 4.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $415,000 in 01095 versus $256,700 in 01129, with median rent of $1,175 and $1,358 per month respectively. Homeownership rate is 88.9% vs 78.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.