ZIP 01245 vs ZIP 01264

This side-by-side compares ZIP 01245 (Monterey, MA) and ZIP 01264 (Tyringham, MA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 01245 has a population of 985 at 14 people per square mile, while ZIP 01264 has 137 at 5 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 01245 reports a median household income of $136,875 against $93,750 in ZIP 01264, with per-capita income of $85,832 vs $93,239. The share of adults holding a bachelor's degree or higher is 70.1% in 01245 and 66.9% in 01264. Poverty rate reads 5.6% vs 5.3%, and unemployment 12.3% vs 1.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $629,900 in 01245 versus $916,700 in 01264, with median rent of — and $1,075 per month respectively. Homeownership rate is 87.9% vs 83.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.