PlainZIP

Monterey, MA · standard

ZIP Code 01245

Berkshire County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

985
14/sq mi
$136,875
Median income
$629,900
Median home value
70.1%
Bachelor's or higher

The verdict

Monterey pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 6%
household income, US ZIPs
Top 8%
home value, US ZIPs
14
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01245 against every reporting US ZIP.

ZIP code 01245 is a sparsely populated ZIP (a standard USPS delivery area) in Monterey, Berkshire County, Massachusetts, home to just 985 residents across 72.4 square miles, a density of 14 people per square mile, in the New York time zone.

ZIP 01245 skews affluent, with a median household income of $136,875 (18% above the Massachusetts average), while per-capita income is $85,832. Poverty here runs at 5.6%, with unemployment measured at 12.3%. Median home value sits at $629,900 (5% above the state average), median rent at - a month, and owner-occupancy at 87.9%.

This is a highly-educated ZIP: 70.1% of adults hold a bachelor's degree or higher, the median age is 70.3, and the average commute is -. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Berkshire County, so you can benchmark 01245 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01245, Monterey, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

985

Population

72.4

Area (sq mi)

14

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 01245?

70.3

Median Age

53.5%

Male

46.5%

Female

8.7%

Foreign-Born

White 93.1%
African American 3.2%
Asian 0.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.3%
Hispanic or Latino 4.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$136,875

Median Household Income

+18% vs state

$85,832

Per Capita Income

5.6%

Poverty Rate

12.3%

Unemployment Rate

How ZIP 01245 ranks nationally

Monterey, MA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$136,875 Top 6% higher than 94% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 78.7%
Bachelor's Degree or Higher 70.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

765

Total Housing Units

281

Occupied Units

484

Vacant Units

2.16

Avg Household Size

Occupancy Type

Owner 87.9%
Renter 12.1%

$629,900

Median Home Value

+5% vs state

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 16 business establishments in ZIP 01245, employing approximately 93 people with a combined annual payroll of $3,491,000.

16

Businesses

93

Employees

$3.5M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 4 25.0%
Administrative and support and waste management and remediation services 3 18.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 01245 vs 01264 →

ZIP 01245 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 01245 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 01245 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 01245 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
01264 Tyringham, MA 137 3.3 mi
01244 Mill River, MA 151 5.5 mi
01238 Lee, MA 6,047 7.4 mi
01253 Otis, MA 731 5.5 mi
01230 Great Barrington, MA 8,430 6.4 mi
01259 Southfield, MA 635 7.8 mi
01242 Lenox Dale, MA 476 10.1 mi
01255 Sandisfield, MA 915 7.4 mi
01229 Glendale, MA 95 8.5 mi
01262 Stockbridge, MA 1,238 8.9 mi

More ZIP Codes in Berkshire County

01201 standard
Pittsfield, MA
Pop: 46,504
01247 standard
North Adams, MA
Pop: 16,087
01220 standard
Adams, MA
Pop: 8,603
01230 standard
Great Barrington, MA
Pop: 8,430
01267 standard
Williamstown, MA
Pop: 7,989
01226 standard
Dalton, MA
Pop: 6,945

Related Areas

Berkshire County Monterey, MA Massachusetts

Frequently Asked Questions

What county is ZIP code 01245 in? ▼
ZIP code 01245 (Monterey) is located in Berkshire County, Massachusetts. Berkshire County contains multiple ZIP codes, see the full list at /counties/berkshire-ma.
What is the population of ZIP code 01245? ▼
ZIP code 01245 in Monterey, MA has a population of 985 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01245? ▼
The median household income in ZIP 01245 is $136,875, which is 79% above the national average of $76,288.
What is the average home value in ZIP 01245? ▼
The median home value in ZIP 01245 is $629,900, which is 126% above the national average of $278,155.
What is the demographic makeup of ZIP 01245? ▼
The largest racial group in ZIP 01245 is White at 93.1%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 01245? ▼
ZIP code 01245 has 16 business establishments employing approximately 93 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 01245? ▼
In ZIP code 01245, 78.7% of residents aged 25+ have a high school diploma or higher, and 70.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 01245? ▼
In ZIP code 01245, approximately 87.9% of occupied housing units are owner-occupied and 12.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01245? ▼
The poverty rate in ZIP code 01245 is 5.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.