Monterey, MA · standard
ZIP Code 01245
Berkshire County, Massachusetts - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 985
- 14/sq mi Moderate-density area
- $136,875
- Median income Above-median income area
- $629,900
- Median home value Above-median home value
- 70.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Monterey pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 6%
- household income, US ZIPs
- Top 8%
- home value, US ZIPs
- 14
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 01245 against every reporting US ZIP.
ZIP code 01245 is a sparsely populated ZIP (a standard USPS delivery area) in Monterey, Berkshire County, Massachusetts, home to just 985 residents across 72.4 square miles, a density of 14 people per square mile, in the New York time zone.
ZIP 01245 skews affluent, with a median household income of $136,875 (18% above the average Massachusetts ZIP), while per-capita income is $85,832. Unemployment is 12.3%, an important qualifier alongside the household-income figure. Median home value is $629,900 (5% above the average Massachusetts ZIP); 87.9% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 70.1% of adults hold a bachelor's degree or higher, the median age is 70.3, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Berkshire County, so 01245 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 01245, Monterey, MA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
985
Population
72.4
Area (sq mi)
14
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 01245?
70.3
Median Age
53.5%
Male
46.5%
Female
8.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$136,875
Median Household Income
+18% vs state ZIP avg
$85,832
Per Capita Income
5.6%
Poverty Rate
12.3%
Unemployment Rate
How ZIP 01245 ranks among Massachusetts ZIPs
Monterey, MA household income vs. every Massachusetts ZIP code
Median household income among 505 reporting Massachusetts ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$136,875 Top 25% higher than 75% of 505 Massachusetts ZIPs
Each bar is a $20K-wide band; taller bars hold more Massachusetts ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
765housing units
765
Total Housing Units
281
Occupied Units
484
Vacant Units
2.16
Avg Household Size
Occupancy Type
$629,900
Median Home Value
+5% vs state ZIP avg
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 16 business establishments in ZIP 01245, employing approximately 93 people with a combined annual payroll of $3,491,000.
16
Businesses
93
Employees
$3.5M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 4 | 25.0% |
| Administrative and support and waste management and remediation services | 3 | 18.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 01245 vs 01264 →
ZIP 01245 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01230
Great Barrington (01230)
8,430 residents
- 01238
Lee (01238)
6,047 residents
- 01262 1,238
Stockbridge (01262)
1,238 residents
- 01245 985
Monterey (01245)
985 residents
- 01255 915
Sandisfield (01255)
915 residents
- 01253 731
Otis (01253)
731 residents
- 01259 635
Southfield (01259)
635 residents
- 01242 476
Lenox Dale (01242)
476 residents
- 01244 151
Mill River (01244)
151 residents
What this shows Among its immediate neighbors, ZIP 01245 ranks #4 by population - useful context the national average alone can't give.
ZIP 01245 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 01259
Southfield (01259)
$158,125 median income
- 01262
Stockbridge (01262)
$145,750 median income
- 01245
Monterey (01245)
$136,875 median income
- 01253
Otis (01253)
$116,806 median income
- 01264
Tyringham (01264)
$93,750 median income
- 01255
Sandisfield (01255)
$91,111 median income
- 01230
Great Barrington (01230)
$86,694 median income
- 01238
Lee (01238)
$84,591 median income
- 01244
Mill River (01244)
$75,833 median income
What this shows By household income, ZIP 01245 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 01264 | Tyringham, MA | 137 | 3.3 mi |
| 01244 | Mill River, MA | 151 | 5.5 mi |
| 01238 | Lee, MA | 6,047 | 7.4 mi |
| 01253 | Otis, MA | 731 | 5.5 mi |
| 01230 | Great Barrington, MA | 8,430 | 6.4 mi |
| 01259 | Southfield, MA | 635 | 7.8 mi |
| 01242 | Lenox Dale, MA | 476 | 10.1 mi |
| 01255 | Sandisfield, MA | 915 | 7.4 mi |
| 01229 | Glendale, MA | 95 | 8.5 mi |
| 01262 | Stockbridge, MA | 1,238 | 8.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 01245, both outside MA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Berkshire County
Related Areas
Frequently Asked Questions
What county is ZIP code 01245 in?
ZIP code 01245 (Monterey) is located in Berkshire County, Massachusetts. Berkshire County contains multiple ZIP codes, see the full list at /counties/berkshire-ma.
What is the population of ZIP code 01245?
ZIP code 01245 in Monterey, MA has a population of 985 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 01245?
The median household income in ZIP 01245 is $136,875, which is 79% above the national average of $76,288.
What is the average home value in ZIP 01245?
The median home value in ZIP 01245 is $629,900, which is 126% above the national average of $278,155.
What is the demographic makeup of ZIP 01245?
The largest racial group in ZIP 01245 is White at 93.1%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 01245?
ZIP code 01245 has 16 business establishments employing approximately 93 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 01245?
In ZIP code 01245, 78.7% of residents aged 25+ have a high school diploma or higher, and 70.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 01245?
In ZIP code 01245, approximately 87.9% of occupied housing units are owner-occupied and 12.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 01245?
The poverty rate in ZIP code 01245 is 5.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 01245's numbers, next.
- See how ZIP 01245 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Monterey, MA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.