ZIP 07401 vs ZIP 07463

This side-by-side compares ZIP 07401 (Allendale, NJ) and ZIP 07463 (Waldwick, NJ) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 07401 has a population of 6,494 at 812 people per square mile, while ZIP 07463 has 9,615 at 1,816 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 07401 reports a median household income of $160,162 against $177,962 in ZIP 07463, with per-capita income of $86,230 vs $66,817. The share of adults holding a bachelor's degree or higher is 72.5% in 07401 and 59.5% in 07463. Poverty rate reads 3.7% vs 1.4%, and unemployment 4.1% vs 2.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $782,700 in 07401 versus $588,500 in 07463, with median rent of $2,590 and $3,446 per month respectively. Homeownership rate is 81.4% vs 87.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.