PlainZIP

Waldwick, NJ · standard

ZIP Code 07463

Bergen County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,615
1,816/sq mi
$177,962
Median income
$588,500
Median home value
59.5%
Bachelor's or higher

The verdict

Waldwick pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 2%
household income, US ZIPs
Top 10%
home value, US ZIPs
1,816
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07463 against every reporting US ZIP.

ZIP code 07463 is a mid-sized community (a standard USPS delivery area) in Waldwick, Bergen County, New Jersey, home to 9,615 residents across 5.3 square miles, a density of 1,816 people per square mile, in the New York time zone.

ZIP 07463 skews affluent, with a median household income of $177,962 (46% above the New Jersey average), while per-capita income is $66,817. Poverty here runs at 1.4%, with unemployment measured at 2.2%. The typical home here is valued at $588,500 (14% above the state average); renters pay a median of $3,446 monthly, and 87.9% of units are owner-occupied.

This is a highly-educated ZIP: 59.5% of adults hold a bachelor's degree or higher, the median age is 40.5, and the average commute is 27 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Bergen County, letting you compare 07463 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07463

Top 5 sectors by establishment count in Waldwick, NJ

Which industries have the most business establishments in ZIP 07463.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07463, Waldwick, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,615

Population

5.3

Area (sq mi)

1,816

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07463?

40.5

Median Age

49.9%

Male

50.1%

Female

15.1%

Foreign-Born

White 79.4%
African American 0.9%
Asian 6.9%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.3%
Hispanic or Latino 16.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$177,962

Median Household Income

+46% vs state

$66,817

Per Capita Income

1.4%

Poverty Rate

2.2%

Unemployment Rate

26.7 min

Mean Commute Time

How ZIP 07463 ranks nationally

Waldwick, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$177,962 Top 2% higher than 98% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). This entry sits in this band. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 80.9%
Bachelor's Degree or Higher 59.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,490

Total Housing Units

3,433

Occupied Units

57

Vacant Units

2.96

Avg Household Size

Occupancy Type

Owner 87.9%
Renter 12.1%

$588,500

Median Home Value

+14% vs state

$3,446

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.4%

YoY Change (2024)

257

HPI Index (2000 = 100)

+157%

Total Change Since 2000

Home values in ZIP 07463 have increased 13.4% over the past year (2024). Since 2000, this ZIP has seen +157% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.6% 180
2021 +5.8% 191
2022 +5.9% 202
2023 +12.2% 227
2024 +13.4% 257

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 297 business establishments in ZIP 07463, employing approximately 2,612 people with a combined annual payroll of $160,376,000.

297

Businesses

2,612

Employees

$160.4M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 43 14.5%
Health care and social assistance 36 12.1%
Construction 34 11.4%
Professional, scientific, and technical services 31 10.4%
Administrative and support and waste management and remediation services 30 10.1%
Accommodation and food services 30 10.1%
Retail trade 28 9.4%
Manufacturing 13 4.4%
Wholesale trade 13 4.4%
Educational services 13 4.4%
Finance and insurance 9 3.0%
Arts, entertainment, and recreation 7 2.4%
Transportation and warehousing 5 1.7%
Real estate and rental and leasing 4 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07463 vs 07401 →

ZIP 07463 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07463 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07463 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07463 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07401 Allendale, NJ 6,494 1.4 mi
07432 Midland Park, NJ 7,128 1.5 mi
07423 Ho Ho Kus, NJ 4,078 1.7 mi
07450 Ridgewood, NJ 24,985 2.3 mi
07452 Glen Rock, NJ 11,601 3.7 mi
07481 Wyckoff, NJ 16,716 2.4 mi
07458 Saddle River, NJ 11,360 2.7 mi
07446 Ramsey, NJ 14,484 3.3 mi
07677 Woodcliff Lake, NJ 5,730 3.5 mi
07410 Fair Lawn, NJ 32,457 5.4 mi

More ZIP Codes in Bergen County

07601 standard
Hackensack, NJ
Pop: 43,010
07666 standard
Teaneck, NJ
Pop: 39,776
07024 standard
Fort Lee, NJ
Pop: 35,353
07410 standard
Fair Lawn, NJ
Pop: 32,457
07026 standard
Garfield, NJ
Pop: 30,555
07631 standard
Englewood, NJ
Pop: 27,119

Related Areas

Bergen County Waldwick, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 07463 in? ▼
ZIP code 07463 (Waldwick) is located in Bergen County, New Jersey. Bergen County contains multiple ZIP codes, see the full list at /counties/bergen-nj.
What is the population of ZIP code 07463? ▼
ZIP code 07463 in Waldwick, NJ has a population of 9,615 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07463? ▼
The median household income in ZIP 07463 is $177,962, which is 133% above the national average of $76,288.
What is the average home value in ZIP 07463? ▼
The median home value in ZIP 07463 is $588,500, which is 112% above the national average of $278,155.
What is the demographic makeup of ZIP 07463? ▼
The largest racial group in ZIP 07463 is White at 79.4%. Hispanic or Latino residents make up 16.5% of the population.
How many businesses are in ZIP code 07463? ▼
ZIP code 07463 has 297 business establishments employing approximately 2,612 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07463? ▼
The top industries by establishment count in ZIP 07463 are: Other services (except public administration) (43), Health care and social assistance (36), Construction (34). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 07463? ▼
According to the FHFA House Price Index, home values in ZIP 07463 increased by 13.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 157%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07463? ▼
In ZIP code 07463, 80.9% of residents aged 25+ have a high school diploma or higher, and 59.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07463? ▼
The mean commute time for workers in ZIP code 07463 is 26.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07463? ▼
In ZIP code 07463, approximately 87.9% of occupied housing units are owner-occupied and 12.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07463? ▼
The poverty rate in ZIP code 07463 is 1.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.