Wyckoff, NJ · standard

ZIP Code 07481

Bergen County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,716
978/sq mi
$203,988
Median income
$925,700
Median home value
70.7%
Bachelor's or higher

The verdict

Wyckoff pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 3%
home value, US ZIPs
978
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07481 against every reporting US ZIP.

ZIP code 07481 is a mid-sized community (a standard USPS delivery area) in Wyckoff, Bergen County, New Jersey, home to 16,716 residents across 17.1 square miles, a density of 978 people per square mile, in the New York time zone.

ZIP 07481 skews affluent, with a median household income of $203,988 (67% above the New Jersey average), while per-capita income is $98,916. Local economic indicators show a 3.1% poverty rate alongside 5.0% unemployment. On housing, the median home value is $925,700 (79% above the state average) with median rent at $2,567 per month, and 92.7% of occupied units are owner-occupied.

This is a highly-educated ZIP: 70.7% of adults hold a bachelor's degree or higher, the median age is 46.1, and the average commute is 33 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Bergen County, letting you compare 07481 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07481

Top 5 sectors by establishment count in Wyckoff, NJ

Which industries have the most business establishments in ZIP 07481.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07481, Wyckoff, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

16,716

Population

17.1

Area (sq mi)

978

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07481?

46.1

Median Age

49.1%

Male

50.9%

Female

10.3%

Foreign-Born

White 84.6%
African American 0.8%
Asian 6.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.5%
Hispanic or Latino 7.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$203,988

Median Household Income

+67% vs state

$98,916

Per Capita Income

3.1%

Poverty Rate

5.0%

Unemployment Rate

32.5 min

Mean Commute Time

How ZIP 07481 ranks nationally

Wyckoff, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$203,988 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). Below this entry. $200,000–$220,000: 324 US ZIPs (1%). This entry sits in this band. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 83.9%
Bachelor's Degree or Higher 70.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,247

Total Housing Units

5,865

Occupied Units

382

Vacant Units

2.83

Avg Household Size

Occupancy Type

Owner 92.7%
Renter 7.3%

$925,700

Median Home Value

+79% vs state

$2,567

Median Rent

1965

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+14.0%

YoY Change (2024)

232

HPI Index (2000 = 100)

+132%

Total Change Since 2000

Home values in ZIP 07481 have increased 14.0% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.5% 170
2021 +6.2% 181
2022 +6.9% 193
2023 +5.0% 203
2024 +14.0% 232

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 549 business establishments in ZIP 07481, employing approximately 5,460 people with a combined annual payroll of $269,507,000.

549

Businesses

5,460

Employees

$269.5M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 78 14.2%
Professional, scientific, and technical services 73 13.3%
Other services (except public administration) 69 12.6%
Retail trade 66 12.0%
Construction 49 8.9%
Wholesale trade 38 6.9%
Administrative and support and waste management and remediation services 38 6.9%
Finance and insurance 33 6.0%
Accommodation and food services 33 6.0%
Real estate and rental and leasing 25 4.5%
Educational services 16 2.9%
Manufacturing 9 1.6%
Information 9 1.6%
Arts, entertainment, and recreation 7 1.3%
Transportation and warehousing 4 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07481 vs 07432 →

ZIP 07481 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07481 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07481 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07481 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07432 Midland Park, NJ 7,128 1.4 mi
07417 Franklin Lakes, NJ 10,580 2.2 mi
07506 Hawthorne, NJ 18,791 2.9 mi
07463 Waldwick, NJ 9,615 2.4 mi
07508 Haledon, NJ 22,600 3.2 mi
07401 Allendale, NJ 6,494 3.0 mi
07423 Ho Ho Kus, NJ 4,078 3.7 mi
07450 Ridgewood, NJ 24,985 3.1 mi
07524 Paterson, NJ 12,709 4.7 mi
07452 Glen Rock, NJ 11,601 3.5 mi

More ZIP Codes in Bergen County

Frequently Asked Questions

What county is ZIP code 07481 in?
ZIP code 07481 (Wyckoff) is located in Bergen County, New Jersey. Bergen County contains multiple ZIP codes, see the full list at /counties/bergen-nj.
What is the population of ZIP code 07481?
ZIP code 07481 in Wyckoff, NJ has a population of 16,716 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07481?
The median household income in ZIP 07481 is $203,988, which is 167% above the national average of $76,288.
What is the average home value in ZIP 07481?
The median home value in ZIP 07481 is $925,700, which is 233% above the national average of $278,155.
What is the demographic makeup of ZIP 07481?
The largest racial group in ZIP 07481 is White at 84.6%. Hispanic or Latino residents make up 7.3% of the population.
How many businesses are in ZIP code 07481?
ZIP code 07481 has 549 business establishments employing approximately 5,460 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07481?
The top industries by establishment count in ZIP 07481 are: Health care and social assistance (78), Professional, scientific, and technical services (73), Other services (except public administration) (69). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 07481?
According to the FHFA House Price Index, home values in ZIP 07481 increased by 14.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07481?
In ZIP code 07481, 83.9% of residents aged 25+ have a high school diploma or higher, and 70.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07481?
The mean commute time for workers in ZIP code 07481 is 32.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07481?
In ZIP code 07481, approximately 92.7% of occupied housing units are owner-occupied and 7.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07481?
The poverty rate in ZIP code 07481 is 3.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.