Wyckoff, NJ · standard
ZIP Code 07481
Bergen County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 16,716
- 978/sq mi High-density area
- $203,988
- Median income Above-median income area
- $925,700
- Median home value Above-median home value
- 70.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Wyckoff pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 3%
- home value, US ZIPs
- 978
- people per sq mi
- 93%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07481 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 07481 (Wyckoff, NJ) rose +14.0% from 2023 to 2024. The all-transactions index moved from 203.1 in 2023 to 231.6 in 2024 (2000 = 100).
ZIP code 07481 is a mid-sized community (a standard USPS delivery area) in Wyckoff, Bergen County, New Jersey, home to 16,716 residents across 17.1 square miles, a density of 978 people per square mile, in the New York time zone.
ZIP 07481 skews affluent, with a median household income of $203,988 (67% above the average New Jersey ZIP), while per-capita income is $98,916. The poverty rate is 3.1%, with unemployment at 5.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $925,700 (79% above the average New Jersey ZIP), while 92.7% of occupied homes are owner-occupied and median rent is $2,567.
This is a highly-educated ZIP: 70.7% of adults hold a bachelor's degree or higher, the median age is 46.1, and the average commute is 33 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Bergen County, so 07481 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 07481
Top 5 sectors by establishment count in Wyckoff, NJ
Which industries have the most business establishments in ZIP 07481.
- Health care and social assistance
Health care and social assistance
78 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
73 establishments
- Other services (except public administration)
Other services (except public administration)
69 establishments
- Retail trade
Retail trade
66 establishments
- Construction
Construction
49 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07481, Wyckoff, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
16,716
Population
17.1
Area (sq mi)
978
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 07481?
46.1
Median Age
49.1%
Male
50.9%
Female
10.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$203,988
Median Household Income
+67% vs state ZIP avg
$98,916
Per Capita Income
3.1%
Poverty Rate
5.0%
Unemployment Rate
32.5 min
Mean Commute Time
How ZIP 07481 ranks among New Jersey ZIPs
Wyckoff, NJ household income vs. every New Jersey ZIP code
Median household income among 565 reporting New Jersey ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$203,988 Top 8% higher than 92% of 565 New Jersey ZIPs
Each bar is a $20K-wide band; taller bars hold more New Jersey ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,247housing units
6,247
Total Housing Units
5,865
Occupied Units
382
Vacant Units
2.83
Avg Household Size
Occupancy Type
$925,700
Median Home Value
+79% vs state ZIP avg
$2,567
Median Rent
1965
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+14.0%
YoY Change (2024)
232
HPI Index (2000 = 100)
+132%
Total Change Since 2000
Home values in ZIP 07481 have increased 14.0% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.5% | 170 |
| 2021 | +6.2% | 181 |
| 2022 | +6.9% | 193 |
| 2023 | +5.0% | 203 |
| 2024 | +14.0% | 232 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 549 business establishments in ZIP 07481, employing approximately 5,460 people with a combined annual payroll of $269,507,000.
549
Businesses
5,460
Employees
$269.5M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 78 | 14.2% |
| Professional, scientific, and technical services | 73 | 13.3% |
| Other services (except public administration) | 69 | 12.6% |
| Retail trade | 66 | 12.0% |
| Construction | 49 | 8.9% |
| Wholesale trade | 38 | 6.9% |
| Administrative and support and waste management and remediation services | 38 | 6.9% |
| Finance and insurance | 33 | 6.0% |
| Accommodation and food services | 33 | 6.0% |
| Real estate and rental and leasing | 25 | 4.5% |
| Educational services | 16 | 2.9% |
| Manufacturing | 9 | 1.6% |
| Information | 9 | 1.6% |
| Arts, entertainment, and recreation | 7 | 1.3% |
| Transportation and warehousing | 4 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 07481 vs 07432 →
ZIP 07481 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07450
Ridgewood (07450)
24,985 residents
- 07508
Haledon (07508)
22,600 residents
- 07506
Hawthorne (07506)
18,791 residents
- 07481
Wyckoff (07481)
16,716 residents
- 07524
Paterson (07524)
12,709 residents
- 07452
Glen Rock (07452)
11,601 residents
- 07417
Franklin Lakes (07417)
10,580 residents
- 07463 9,615
Waldwick (07463)
9,615 residents
- 07432 7,128
Midland Park (07432)
7,128 residents
What this shows Among its immediate neighbors, ZIP 07481 ranks #4 by population - useful context the national average alone can't give.
ZIP 07481 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07423
Ho Ho Kus (07423)
$250,000 median income
- 07417
Franklin Lakes (07417)
$236,023 median income
- 07452
Glen Rock (07452)
$215,096 median income
- 07450
Ridgewood (07450)
$208,211 median income
- 07481
Wyckoff (07481)
$203,988 median income
- 07463
Waldwick (07463)
$177,962 median income
- 07401
Allendale (07401)
$160,162 median income
- 07432
Midland Park (07432)
$146,841 median income
- 07506
Hawthorne (07506)
$110,237 median income
What this shows By household income, ZIP 07481 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 07432 | Midland Park, NJ | 7,128 | 1.4 mi |
| 07417 | Franklin Lakes, NJ | 10,580 | 2.2 mi |
| 07506 | Hawthorne, NJ | 18,791 | 2.9 mi |
| 07463 | Waldwick, NJ | 9,615 | 2.4 mi |
| 07508 | Haledon, NJ | 22,600 | 3.2 mi |
| 07401 | Allendale, NJ | 6,494 | 3.0 mi |
| 07423 | Ho Ho Kus, NJ | 4,078 | 3.7 mi |
| 07450 | Ridgewood, NJ | 24,985 | 3.1 mi |
| 07524 | Paterson, NJ | 12,709 | 4.7 mi |
| 07452 | Glen Rock, NJ | 11,601 | 3.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 07481, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (16,716 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Bergen County
Related Areas
Frequently Asked Questions
What county is ZIP code 07481 in?
ZIP code 07481 (Wyckoff) is located in Bergen County, New Jersey. Bergen County contains multiple ZIP codes, see the full list at /counties/bergen-nj.
What is the population of ZIP code 07481?
ZIP code 07481 in Wyckoff, NJ has a population of 16,716 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07481?
The median household income in ZIP 07481 is $203,988, which is 167% above the national average of $76,288.
What is the average home value in ZIP 07481?
The median home value in ZIP 07481 is $925,700, which is 233% above the national average of $278,155.
What is the demographic makeup of ZIP 07481?
The largest racial group in ZIP 07481 is White at 84.6%. Hispanic or Latino residents make up 7.3% of the population.
How many businesses are in ZIP code 07481?
ZIP code 07481 has 549 business establishments employing approximately 5,460 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07481?
The top industries by establishment count in ZIP 07481 are: Health care and social assistance (78), Professional, scientific, and technical services (73), Other services (except public administration) (69). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 07481?
According to the FHFA House Price Index, home values in ZIP 07481 increased by 14.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07481?
In ZIP code 07481, 83.9% of residents aged 25+ have a high school diploma or higher, and 70.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07481?
The mean commute time for workers in ZIP code 07481 is 32.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07481?
In ZIP code 07481, approximately 92.7% of occupied housing units are owner-occupied and 7.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07481?
The poverty rate in ZIP code 07481 is 3.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 07481's numbers, next.
- See how ZIP 07481 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Wyckoff, NJ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.