ZIP 07463 vs ZIP 07401

This side-by-side compares ZIP 07463 (Waldwick, NJ) and ZIP 07401 (Allendale, NJ) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 07463 has a population of 9,615 at 1,816 people per square mile, while ZIP 07401 has 6,494 at 812 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 07463 reports a median household income of $177,962 against $160,162 in ZIP 07401, with per-capita income of $66,817 vs $86,230. The share of adults holding a bachelor's degree or higher is 59.5% in 07463 and 72.5% in 07401. Poverty rate reads 1.4% vs 3.7%, and unemployment 2.2% vs 4.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $588,500 in 07463 versus $782,700 in 07401, with median rent of $3,446 and $2,590 per month respectively. Homeownership rate is 87.9% vs 81.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.