ZIP 07646 vs ZIP 07661

This side-by-side compares ZIP 07646 (New Milford, NJ) and ZIP 07661 (River Edge, NJ) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 07646 has a population of 16,341 at 2,764 people per square mile, while ZIP 07661 has 11,340 at 2,395 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 07646 reports a median household income of $114,889 against $159,028 in ZIP 07661, with per-capita income of $51,401 vs $75,927. The share of adults holding a bachelor's degree or higher is 47.4% in 07646 and 66.8% in 07661. Poverty rate reads 4.2% vs 4.4%, and unemployment 6.4% vs 4.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $580,400 in 07646 versus $660,300 in 07661, with median rent of $1,765 and $1,879 per month respectively. Homeownership rate is 61.4% vs 76.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.