Residential delivery area · New Jersey
ZIP Code 07646: New Milford, NJ
ZIP code 07646 is in New Milford, New Jersey, entirely in Bergen County (Census 2020 ZIP-county file). About 17,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $114,889 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- New Milford · its only residential ZIP
- County
- Bergen County
- Census places
- New Milford
- Metro area
- New York-Newark-Jersey City, NY-NJ
- House district
- NJ-5 119th Congress
- State
- New Jersey
- Time zone
- Eastern
- Land area
- 2.3 sq mi · 7,444 people per sq mi
Where is ZIP code 07646?
07646 centers on 40.934°, -74.019° and covers 2.3 square miles of land plus 0.0 of water. It borders 5 ZIP codes: 07661, 07621, 07628, 07649, 07666.
The map draws ZIP code areas only. For the streets inside 07646, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 07646 compare with the rest of Bergen County?
| Measure | 07646 | In Bergen County | In NJ |
|---|---|---|---|
| People (ACS 2020-2024) | 16,995 | 20th of 66 | 207th of 598 |
| Median household income | $115k | 43rd of 60 | 232nd of 476 |
| Median home value | $580k | 40th of 65 | 159th of 515 |
Its median household income is higher than in 89% of U.S. residential ZIP codes, and it is denser than 96% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 07646?
The 2020 Census counted 16,923 people in 07646; the ACS, which samples households over 2020-2024, estimates 16,995. Between the 2010 and 2020 censuses its population grew 3.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 16,995
- 2020 Census count
- 16,923+3.6% since 2010 (16,341)
- Households
- 6,216
- Median age
- 39.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 07646?
Of the 16,995 people the ACS estimates in 07646, 22.3% are under 18 and 16.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (48.9%), then Hispanic or Latino (20.5%).
- Under 1822.3%
- 18 to 6460.8%
- 65 and older16.9%
- White, not Hispanic48.9%
- Hispanic or Latino20.5%
- Asian, not Hispanic20.3%
- Other or two or more5.3%
- Black, not Hispanic5.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 07646 earn?
Median household income is $114,889 (ACS 2020-2024), the 43rd highest of the 60 ranked ZIP codes in Bergen County. It is not measurably different from 2015-2019 ($115,759 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $114,889±$13,127
- Income per person
- $51,401
- Below the poverty line
- 4.2%
- Unemployed (of the labor force)
- 6.4%
- Adults 25+ with a bachelor's degree
- 47.4%
- Adjusted gross income per tax return, 2022
- $99,2828,570 returns; wages 76% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 07646?
FHFA's house price index for 07646, built from repeat sales and appraisals of the same homes, rose 82% from 2015 to 2025 and rose 55% from 2020 to 2025, and moved +4.6% in 2025.
- Median home value (owners' estimate)
- $580,400
- Median gross rent
- $1,765
- Homes owned by their occupants
- 61.4%
- Housing units
- 6,376
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 07646?
228 business establishments had a location in this ZIP code in 2023, 2 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction33
- Other services (except public administration)32
- Health care and social assistance26
- Accommodation and food services26
- Professional, scientific, and technical services23
- Retail trade21
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 07646?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 07661 | River Edge | 12,091 | $159k | 1.2 mi |
| 07621 | Bergenfield | 28,450 | $130k | 1.4 mi |
| 07628 | Dumont | 18,279 | $126k | 1.6 mi |
| 07649 | Oradell | 8,235 | $221k | 1.7 mi |
| 07666 | Teaneck | 41,876 | $144k | 3.1 mi |
| 07641 | Haworth | 3,363 | $237k | 2.3 mi (near) |
| 07652 | Paramus | 26,568 | $144k | 2.8 mi (near) |
| 07630 | Emerson | 7,305 | $156k | 2.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.