ZIP 07661 vs ZIP 07646

This side-by-side compares ZIP 07661 (River Edge, NJ) and ZIP 07646 (New Milford, NJ) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 07661 has a population of 11,340 at 2,395 people per square mile, while ZIP 07646 has 16,341 at 2,764 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 07661 reports a median household income of $159,028 against $114,889 in ZIP 07646, with per-capita income of $75,927 vs $51,401. The share of adults holding a bachelor's degree or higher is 66.8% in 07661 and 47.4% in 07646. Poverty rate reads 4.4% vs 4.2%, and unemployment 4.7% vs 6.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $660,300 in 07661 versus $580,400 in 07646, with median rent of $1,879 and $1,765 per month respectively. Homeownership rate is 76.2% vs 61.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.