ZIP 07756 vs ZIP 07720

This side-by-side compares ZIP 07756 (Ocean Grove, NJ) and ZIP 07720 (Bradley Beach, NJ) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 07756 has a population of 3,342 at 3,479 people per square mile, while ZIP 07720 has 4,298 at 2,724 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 07756 reports a median household income of $89,286 against $97,005 in ZIP 07720, with per-capita income of $88,273 vs $68,511. The share of adults holding a bachelor's degree or higher is 69.3% in 07756 and 64.8% in 07720. Poverty rate reads 6.9% vs 5.8%, and unemployment 4.2% vs 2.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $790,100 in 07756 versus $932,800 in 07720, with median rent of $1,488 and $1,790 per month respectively. Homeownership rate is 63.7% vs 48.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.