Residential delivery area · New Jersey
ZIP Code 07720: Bradley Beach, NJ
ZIP code 07720 is in Bradley Beach, New Jersey, entirely in Monmouth County (Census 2020 ZIP-county file). About 4,200 people live there (Census Bureau, ACS 2020-2024). Median household income is $97,005 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Bradley Beach · its only residential ZIP
- County
- Monmouth County
- Census places
- Bradley Beach
- Metro area
- New York-Newark-Jersey City, NY-NJ
- House district
- NJ-6 119th Congress
- State
- New Jersey
- Time zone
- Eastern
- Land area
- 0.6 sq mi · 6,839 people per sq mi
Where is ZIP code 07720?
07720 centers on 40.202°, -74.012° and covers 0.6 square miles of land plus 0.0 of water. It borders 3 ZIP codes: 07717, 07756, 07753.
The map draws ZIP code areas only. For the streets inside 07720, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 07720 compare with the rest of Monmouth County?
| Measure | 07720 | In Monmouth County | In NJ |
|---|---|---|---|
| People (ACS 2020-2024) | 4,158 | 41st of 52 | 455th of 598 |
| Median household income | $97k | not ranked | not ranked |
| Median home value | $933k | 8th of 48 | 30th of 515 |
07720's median household income is not ranked: its 90% margin of error (±$35,418) is more than a quarter of the figure ($97,005). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 96% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 07720?
The 2020 Census counted 4,175 people in 07720; the ACS, which samples households over 2020-2024, estimates 4,158. Between the 2010 and 2020 censuses its population fell 2.9% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 4,158
- 2020 Census count
- 4,175−2.9% since 2010 (4,298)
- Households
- 2,233
- Median age
- 48.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 07720?
Of the 4,158 people the ACS estimates in 07720, 6.2% are under 18 and 25.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (80.8%), then Hispanic or Latino (11.7%).
- Under 186.2%
- 18 to 6468.2%
- 65 and older25.5%
- White, not Hispanic80.8%
- Hispanic or Latino11.7%
- Asian, not Hispanic4.2%
- Other or two or more2.4%
- Black, not Hispanic0.9%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 07720 earn?
Median household income is $97,005 (ACS 2020-2024). It is not measurably different from 2015-2019 ($78,829 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $97,005±$35,418
- Income per person
- $68,511
- Below the poverty line
- 5.8%
- Unemployed (of the labor force)
- 2.7%
- Adults 25+ with a bachelor's degree
- 64.8%
- Adjusted gross income per tax return, 2022
- $122,1112,320 returns; wages 56% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 07720?
FHFA's house price index for 07720, built from repeat sales and appraisals of the same homes, rose 95% from 2015 to 2025 and rose 48% from 2020 to 2025.
- Median home value (owners' estimate)
- $932,800
- Median gross rent
- $1,790
- Homes owned by their occupants
- 48.5%
- Housing units
- 3,202
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 07720?
124 business establishments had a location in this ZIP code in 2023, 4 more than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).
- Accommodation and food services28
- Other services (except public administration)19
- Retail trade16
- Professional, scientific, and technical services12
- Construction9
- Wholesale trade6
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 07720?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 07717 | Avon By The Sea | 2,030 | $123k | 0.7 mi |
| 07756 | Ocean Grove | 3,092 | $89k | 0.8 mi |
| 07753 | Neptune | 37,297 | $96k | 3.4 mi |
| 07711 | Allenhurst | 1,641 | $112k | 2.5 mi (near) |
| 07723 | Deal | 884 | $160k | 3.4 mi (near) |
| 07762 | Spring Lake | 8,262 | $116k | 3.5 mi (near) |
| 07712 | Asbury Park | 40,194 | $97k | 3.8 mi (near) |
| 07719 | Belmar | 22,138 | $120k | 3.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.