ZIP Code 07720
standardSource:
Bradley Beach · Monmouth County · New Jersey
- Population
- 4,298
- Median income
- $97,005
- Median home value
- $932,800
- Bachelor's or higher
- 64.8%
- Land area
- 1.6 sq mi
2,724/sq mi
▲ 27% vs US
higher than 79% of US ZIPs
▲ 235% vs US
higher than 97% of US ZIPs
Median age 48.6
New York
ZIP code 07720 in Bradley Beach, New Jersey has a population of 4,298. The median household income is $97,005, which is 27% above the national average. Median home value is $932,800, 235% above the US average. 64.8% of residents hold a bachelor's degree or higher.
ZIP code 07720 is classified by USPS as a standard delivery area and covers roughly 1.6 square miles in Bradley Beach, Monmouth County, New Jersey. The area is home to 4,298 residents, producing a population density of 2,724 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 07720 against New Jersey and the nation.
On the economic side, the median household income for ZIP 07720 sits at $97,005 (20% below the New Jersey average), while per-capita income is $68,511. The poverty rate stands at 5.8% and the unemployment rate at 2.7%. On housing, the median home value is $932,800 (81% above the state average) with median rent at $1,790 per month, and 48.5% of occupied units are owner-occupied, a direct signal of whether 07720 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 64.8% of adults hold a bachelor's degree or higher, the median age is 48.6, and the average commute is 30 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Monmouth County, so you can benchmark 07720 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 07720
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 07720.
- Accommodation and food services
Accommodation and food services
28 establishments
- Other services (except public administration)
Other services (except public administration)
19 establishments
- Retail trade
Retail trade
16 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
12 establishments
- Construction 9
Construction
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 07720, Bradley Beach, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,298
Population
1.6
Area (sq mi)
2,724
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 07720?
48.6
Median Age
52.7%
Male
47.3%
Female
11.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$97,005
Median Household Income
-20% vs state
$68,511
Per Capita Income
5.8%
Poverty Rate
2.7%
Unemployment Rate
29.9 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,202
Total Housing Units
2,233
Occupied Units
969
Vacant Units
1.86
Avg Household Size
Occupancy Type
$932,800
Median Home Value
+81% vs state
$1,790
Median Rent
1962
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.8%
YoY Change (2023)
500
HPI Index (2000 = 100)
+400%
Total Change Since 2000
Home values in ZIP 07720 have increased 1.8% over the past year (2023). Since 2000, this ZIP has seen +400% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +13.1% | 375 |
| 2020 | +2.2% | 384 |
| 2021 | +15.5% | 443 |
| 2022 | +11.0% | 491 |
| 2023 | +1.8% | 500 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 124 business establishments in ZIP 07720, employing approximately 720 people with a combined annual payroll of $24,741,000.
124
Businesses
720
Employees
$24.7M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 28 | 22.6% |
| Other services (except public administration) | 19 | 15.3% |
| Retail trade | 16 | 12.9% |
| Professional, scientific, and technical services | 12 | 9.7% |
| Construction | 9 | 7.3% |
| Wholesale trade | 6 | 4.8% |
| Finance and insurance | 6 | 4.8% |
| Manufacturing | 5 | 4.0% |
| Real estate and rental and leasing | 5 | 4.0% |
| Administrative and support and waste management and remediation services | 5 | 4.0% |
| Health care and social assistance | 5 | 4.0% |
| Arts, entertainment, and recreation | 4 | 3.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 07720 vs 07756 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 07756 | Ocean Grove, NJ | 3,342 | 0.7 mi |
| 07717 | Avon By The Sea, NJ | 1,901 | 0.8 mi |
| 07711 | Allenhurst, NJ | 1,533 | 2.6 mi |
| 07723 | Deal, NJ | 1,020 | 3.4 mi |
| 07762 | Spring Lake, NJ | 8,403 | 3.6 mi |
| 07755 | Oakhurst, NJ | 6,363 | 4.3 mi |
| 07753 | Neptune, NJ | 37,554 | 3.6 mi |
| 07712 | Asbury Park, NJ | 39,158 | 3.9 mi |
| 07764 | West Long Branch, NJ | 8,097 | 6.0 mi |
| 07719 | Belmar, NJ | 21,538 | 3.9 mi |
More ZIP Codes in Monmouth County
Related Areas
Frequently Asked Questions
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What is the demographic makeup of ZIP 07720? ▼
How many businesses are in ZIP code 07720? ▼
What are the main industries in ZIP code 07720? ▼
How have home values changed in ZIP code 07720? ▼
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What is the average commute time in ZIP 07720? ▼
What percentage of residents own vs. rent in ZIP 07720? ▼
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ZIP Code Research Guides
Official Data Resources for Bradley Beach, NJ
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.