PlainZIP

Bradley Beach, NJ · standard

ZIP Code 07720

Monmouth County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,298
2,724/sq mi
$97,005
Median income
$932,800
Median home value
64.8%
Bachelor's or higher

The verdict

Bradley Beach pairs an upper-quartile household income with top-decile home values, in a suburban-density, mixed-tenure area.

Top 21%
household income, US ZIPs
Top 3%
home value, US ZIPs
2,724
people per sq mi
49%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07720 against every reporting US ZIP.

ZIP code 07720 covers 1.6 square miles in Bradley Beach, Monmouth County, New Jersey (a standard USPS delivery area), with a modest 4,298 residents on file, a density of 2,724 people per square mile, in the New York time zone.

ZIP 07720 lands in the middle-income range, with a median household income of $97,005 (20% below the New Jersey average), while per-capita income is $68,511. Poverty here runs at 5.8%, with unemployment measured at 2.7%. The typical home here is valued at $932,800 (81% above the state average); renters pay a median of $1,790 monthly, and 48.5% of units are owner-occupied.

This is a highly-educated ZIP: 64.8% of adults hold a bachelor's degree or higher, the median age is 48.6, and the average commute is 30 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Monmouth County, so you can benchmark 07720 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07720

Top 5 sectors by establishment count in Bradley Beach, NJ

Which industries have the most business establishments in ZIP 07720.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07720, Bradley Beach, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,298

Population

1.6

Area (sq mi)

2,724

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07720?

48.6

Median Age

52.7%

Male

47.3%

Female

11.4%

Foreign-Born

White 82.5%
African American 0.9%
Asian 4.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.3%
Hispanic or Latino 11.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$97,005

Median Household Income

-20% vs state

$68,511

Per Capita Income

5.8%

Poverty Rate

2.7%

Unemployment Rate

29.9 min

Mean Commute Time

How ZIP 07720 ranks nationally

Bradley Beach, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$97,005 Top 21% higher than 79% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 77.6%
Bachelor's Degree or Higher 64.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,202

Total Housing Units

2,233

Occupied Units

969

Vacant Units

1.86

Avg Household Size

Occupancy Type

Owner 48.5%
Renter 51.5%

$932,800

Median Home Value

+81% vs state

$1,790

Median Rent

1962

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.8%

YoY Change (2023)

500

HPI Index (2000 = 100)

+400%

Total Change Since 2000

Home values in ZIP 07720 have increased 1.8% over the past year (2023). Since 2000, this ZIP has seen +400% cumulative appreciation.

Year Annual Change HPI Index
2019 +13.1% 375
2020 +2.2% 384
2021 +15.5% 443
2022 +11.0% 491
2023 +1.8% 500

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 124 business establishments in ZIP 07720, employing approximately 720 people with a combined annual payroll of $24,741,000.

124

Businesses

720

Employees

$24.7M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 28 22.6%
Other services (except public administration) 19 15.3%
Retail trade 16 12.9%
Professional, scientific, and technical services 12 9.7%
Construction 9 7.3%
Wholesale trade 6 4.8%
Finance and insurance 6 4.8%
Manufacturing 5 4.0%
Real estate and rental and leasing 5 4.0%
Administrative and support and waste management and remediation services 5 4.0%
Health care and social assistance 5 4.0%
Arts, entertainment, and recreation 4 3.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07720 vs 07756 →

ZIP 07720 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07720 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07720 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07720 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07756 Ocean Grove, NJ 3,342 0.7 mi
07717 Avon By The Sea, NJ 1,901 0.8 mi
07711 Allenhurst, NJ 1,533 2.6 mi
07723 Deal, NJ 1,020 3.4 mi
07762 Spring Lake, NJ 8,403 3.6 mi
07755 Oakhurst, NJ 6,363 4.3 mi
07753 Neptune, NJ 37,554 3.6 mi
07712 Asbury Park, NJ 39,158 3.9 mi
07764 West Long Branch, NJ 8,097 6.0 mi
07719 Belmar, NJ 21,538 3.9 mi

More ZIP Codes in Monmouth County

07728 standard
Freehold, NJ
Pop: 56,257
07726 standard
Englishtown, NJ
Pop: 42,508
07712 standard
Asbury Park, NJ
Pop: 39,158
07731 standard
Howell, NJ
Pop: 38,304
07753 standard
Neptune, NJ
Pop: 37,554
07740 standard
Long Branch, NJ
Pop: 31,038

Related Areas

Monmouth County Bradley Beach, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 07720 in? ▼
ZIP code 07720 (Bradley Beach) is located in Monmouth County, New Jersey. Monmouth County contains multiple ZIP codes, see the full list at /counties/monmouth-nj.
What is the population of ZIP code 07720? ▼
ZIP code 07720 in Bradley Beach, NJ has a population of 4,298 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07720? ▼
The median household income in ZIP 07720 is $97,005, which is 27% above the national average of $76,288.
What is the average home value in ZIP 07720? ▼
The median home value in ZIP 07720 is $932,800, which is 235% above the national average of $278,155.
What is the demographic makeup of ZIP 07720? ▼
The largest racial group in ZIP 07720 is White at 82.5%. Hispanic or Latino residents make up 11.7% of the population.
How many businesses are in ZIP code 07720? ▼
ZIP code 07720 has 124 business establishments employing approximately 720 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07720? ▼
The top industries by establishment count in ZIP 07720 are: Accommodation and food services (28), Other services (except public administration) (19), Retail trade (16). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 07720? ▼
According to the FHFA House Price Index, home values in ZIP 07720 increased by 1.8% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 400%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07720? ▼
In ZIP code 07720, 77.6% of residents aged 25+ have a high school diploma or higher, and 64.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07720? ▼
The mean commute time for workers in ZIP code 07720 is 29.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07720? ▼
In ZIP code 07720, approximately 48.5% of occupied housing units are owner-occupied and 51.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07720? ▼
The poverty rate in ZIP code 07720 is 5.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.