Bradley Beach, NJ · standard
ZIP Code 07720
Monmouth County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,298
- 2,724/sq mi High-density area
- $97,005
- Median income Above-median income area
- $932,800
- Median home value Above-median home value
- 64.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Bradley Beach pairs an upper-quartile household income with top-decile home values, in a suburban-density, mixed-tenure area.
- Top 21%
- household income, US ZIPs
- Top 3%
- home value, US ZIPs
- 2,724
- people per sq mi
- 49%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07720 against every reporting US ZIP.
ZIP code 07720 covers 1.6 square miles in Bradley Beach, Monmouth County, New Jersey (a standard USPS delivery area), with a modest 4,298 residents on file, a density of 2,724 people per square mile, in the New York time zone.
ZIP 07720 lands in the middle-income range, with a median household income of $97,005 (20% below the average New Jersey ZIP), while per-capita income is $68,511. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.8% and unemployment is 2.7%. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $932,800 (81% above the average New Jersey ZIP), with only 48.5% owner-occupied homes and median rent of $1,790.
This is a highly-educated ZIP: 64.8% of adults hold a bachelor's degree or higher, the median age is 48.6, and the average commute is 30 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Monmouth County, so 07720 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 07720
Top 5 sectors by establishment count in Bradley Beach, NJ
Which industries have the most business establishments in ZIP 07720.
- Accommodation and food services
Accommodation and food services
28 establishments
- Other services (except public administration)
Other services (except public administration)
19 establishments
- Retail trade
Retail trade
16 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
12 establishments
- Construction 9
Construction
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07720, Bradley Beach, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,298
Population
1.6
Area (sq mi)
2,724
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 07720?
48.6
Median Age
52.7%
Male
47.3%
Female
11.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$97,005
Median Household Income
-20% vs state ZIP avg
$68,511
Per Capita Income
5.8%
Poverty Rate
2.7%
Unemployment Rate
29.9 min
Mean Commute Time
How ZIP 07720 ranks among New Jersey ZIPs
Bradley Beach, NJ household income vs. every New Jersey ZIP code
Median household income among 565 reporting New Jersey ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$97,005 31st percentile higher than 31% of 565 New Jersey ZIPs
Each bar is a $20K-wide band; taller bars hold more New Jersey ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,202housing units
3,202
Total Housing Units
2,233
Occupied Units
969
Vacant Units
1.86
Avg Household Size
Occupancy Type
$932,800
Median Home Value
+81% vs state ZIP avg
$1,790
Median Rent
1962
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.8%
YoY Change (2023)
500
HPI Index (2000 = 100)
+400%
Total Change Since 2000
Home values in ZIP 07720 have increased 1.8% over the past year (2023). Since 2000, this ZIP has seen +400% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +13.1% | 375 |
| 2020 | +2.2% | 384 |
| 2021 | +15.5% | 443 |
| 2022 | +11.0% | 491 |
| 2023 | +1.8% | 500 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 124 business establishments in ZIP 07720, employing approximately 720 people with a combined annual payroll of $24,741,000.
124
Businesses
720
Employees
$24.7M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 28 | 22.6% |
| Other services (except public administration) | 19 | 15.3% |
| Retail trade | 16 | 12.9% |
| Professional, scientific, and technical services | 12 | 9.7% |
| Construction | 9 | 7.3% |
| Wholesale trade | 6 | 4.8% |
| Finance and insurance | 6 | 4.8% |
| Manufacturing | 5 | 4.0% |
| Real estate and rental and leasing | 5 | 4.0% |
| Administrative and support and waste management and remediation services | 5 | 4.0% |
| Health care and social assistance | 5 | 4.0% |
| Arts, entertainment, and recreation | 4 | 3.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 07720 vs 07756 →
ZIP 07720 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07712
Asbury Park (07712)
39,158 residents
- 07753
Neptune (07753)
37,554 residents
- 07719
Belmar (07719)
21,538 residents
- 07762 8,403
Spring Lake (07762)
8,403 residents
- 07764 8,097
West Long Branch (07764)
8,097 residents
- 07755 6,363
Oakhurst (07755)
6,363 residents
- 07720 4,298
Bradley Beach (07720)
4,298 residents
- 07756 3,342
Ocean Grove (07756)
3,342 residents
- 07717 1,901
Avon By The Sea (07717)
1,901 residents
What this shows Among its immediate neighbors, ZIP 07720 ranks #7 by population - useful context the national average alone can't give.
ZIP 07720 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07723
Deal (07723)
$160,000 median income
- 07755
Oakhurst (07755)
$134,338 median income
- 07717
Avon By The Sea (07717)
$122,635 median income
- 07719
Belmar (07719)
$119,828 median income
- 07762
Spring Lake (07762)
$116,295 median income
- 07764
West Long Branch (07764)
$114,271 median income
- 07711
Allenhurst (07711)
$112,404 median income
- 07720
Bradley Beach (07720)
$97,005 median income
- 07712
Asbury Park (07712)
$96,725 median income
What this shows By household income, ZIP 07720 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 07756 | Ocean Grove, NJ | 3,342 | 0.7 mi |
| 07717 | Avon By The Sea, NJ | 1,901 | 0.8 mi |
| 07711 | Allenhurst, NJ | 1,533 | 2.6 mi |
| 07723 | Deal, NJ | 1,020 | 3.4 mi |
| 07762 | Spring Lake, NJ | 8,403 | 3.6 mi |
| 07755 | Oakhurst, NJ | 6,363 | 4.3 mi |
| 07753 | Neptune, NJ | 37,554 | 3.6 mi |
| 07712 | Asbury Park, NJ | 39,158 | 3.9 mi |
| 07764 | West Long Branch, NJ | 8,097 | 6.0 mi |
| 07719 | Belmar, NJ | 21,538 | 3.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 07720, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,298 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Monmouth County
Related Areas
Frequently Asked Questions
What county is ZIP code 07720 in?
ZIP code 07720 (Bradley Beach) is located in Monmouth County, New Jersey. Monmouth County contains multiple ZIP codes, see the full list at /counties/monmouth-nj.
What is the population of ZIP code 07720?
ZIP code 07720 in Bradley Beach, NJ has a population of 4,298 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07720?
The median household income in ZIP 07720 is $97,005, which is 27% above the national average of $76,288.
What is the average home value in ZIP 07720?
The median home value in ZIP 07720 is $932,800, which is 235% above the national average of $278,155.
What is the demographic makeup of ZIP 07720?
The largest racial group in ZIP 07720 is White at 82.5%. Hispanic or Latino residents make up 11.7% of the population.
How many businesses are in ZIP code 07720?
ZIP code 07720 has 124 business establishments employing approximately 720 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07720?
The top industries by establishment count in ZIP 07720 are: Accommodation and food services (28), Other services (except public administration) (19), Retail trade (16). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 07720?
According to the FHFA House Price Index, home values in ZIP 07720 increased by 1.8% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 400%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07720?
In ZIP code 07720, 77.6% of residents aged 25+ have a high school diploma or higher, and 64.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07720?
The mean commute time for workers in ZIP code 07720 is 29.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07720?
In ZIP code 07720, approximately 48.5% of occupied housing units are owner-occupied and 51.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07720?
The poverty rate in ZIP code 07720 is 5.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 07720's numbers, next.
- See how ZIP 07720 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bradley Beach, NJ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.