PlainZIP

Spring Lake, NJ · standard

ZIP Code 07762

Monmouth County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,403
1,155/sq mi
$116,295
Median income
$927,700
Median home value
67.9%
Bachelor's or higher

The verdict

Spring Lake pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 11%
household income, US ZIPs
Top 3%
home value, US ZIPs
1,155
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07762 against every reporting US ZIP.

ZIP code 07762 is a mid-sized community (a standard USPS delivery area) in Spring Lake, Monmouth County, New Jersey, home to 8,403 residents across 7.3 square miles, a density of 1,155 people per square mile, in the New York time zone.

ZIP 07762 skews affluent, with a median household income of $116,295 (5% below the New Jersey average), while per-capita income is $92,288. Poverty here runs at 4.2%, with unemployment measured at 4.6%. On housing, the median home value is $927,700 (80% above the state average) with median rent at $1,831 per month, and 67.4% of occupied units are owner-occupied.

This is a highly-educated ZIP: 67.9% of adults hold a bachelor's degree or higher, the median age is 55.9, and the average commute is 30 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Monmouth County, letting you compare 07762 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07762

Top 5 sectors by establishment count in Spring Lake, NJ

Which industries have the most business establishments in ZIP 07762.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07762, Spring Lake, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,403

Population

7.3

Area (sq mi)

1,155

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07762?

55.9

Median Age

45.3%

Male

54.7%

Female

5.2%

Foreign-Born

White 92.3%
African American 0.1%
Asian 0.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.2%
Hispanic or Latino 5.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$116,295

Median Household Income

-5% vs state

$92,288

Per Capita Income

4.2%

Poverty Rate

4.6%

Unemployment Rate

29.5 min

Mean Commute Time

How ZIP 07762 ranks nationally

Spring Lake, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$116,295 Top 11% higher than 89% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 79.6%
Bachelor's Degree or Higher 67.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,155

Total Housing Units

4,066

Occupied Units

1,089

Vacant Units

2.01

Avg Household Size

Occupancy Type

Owner 67.4%
Renter 32.6%

$927,700

Median Home Value

+80% vs state

$1,831

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-8.3%

YoY Change (2024)

332

HPI Index (2000 = 100)

+232%

Total Change Since 2000

Home values in ZIP 07762 have decreased 8.3% over the past year (2024). Since 2000, this ZIP has seen +232% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.1% 227
2021 +8.6% 246
2022 +14.2% 281
2023 +28.6% 362
2024 -8.3% 332

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 275 business establishments in ZIP 07762, employing approximately 2,082 people with a combined annual payroll of $91,788,000.

275

Businesses

2,082

Employees

$91.8M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 45 16.4%
Retail trade 42 15.3%
Accommodation and food services 30 10.9%
Real estate and rental and leasing 26 9.4%
Other services (except public administration) 26 9.4%
Finance and insurance 22 8.0%
Health care and social assistance 18 6.5%
Construction 17 6.2%
Administrative and support and waste management and remediation services 10 3.6%
Wholesale trade 9 3.3%
Information 9 3.3%
Manufacturing 7 2.5%
Educational services 6 2.2%
Transportation and warehousing 4 1.4%
Arts, entertainment, and recreation 4 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07762 vs 08750 →

ZIP 07762 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07762 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07762 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07762 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
08750 Sea Girt, NJ 3,528 1.4 mi
07719 Belmar, NJ 21,538 2.2 mi
07717 Avon By The Sea, NJ 1,901 2.8 mi
08736 Manasquan, NJ 12,578 2.9 mi
07720 Bradley Beach, NJ 4,298 3.6 mi
08730 Brielle, NJ 4,774 3.6 mi
08720 Allenwood, NJ 843 3.6 mi
07756 Ocean Grove, NJ 3,342 4.3 mi
08742 Point Pleasant Beach, NJ 24,405 5.2 mi
07753 Neptune, NJ 37,554 4.8 mi

More ZIP Codes in Monmouth County

07728 standard
Freehold, NJ
Pop: 56,257
07726 standard
Englishtown, NJ
Pop: 42,508
07712 standard
Asbury Park, NJ
Pop: 39,158
07731 standard
Howell, NJ
Pop: 38,304
07753 standard
Neptune, NJ
Pop: 37,554
07740 standard
Long Branch, NJ
Pop: 31,038

Related Areas

Monmouth County Spring Lake, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 07762 in? ▼
ZIP code 07762 (Spring Lake) is located in Monmouth County, New Jersey. Monmouth County contains multiple ZIP codes, see the full list at /counties/monmouth-nj.
What is the population of ZIP code 07762? ▼
ZIP code 07762 in Spring Lake, NJ has a population of 8,403 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07762? ▼
The median household income in ZIP 07762 is $116,295, which is 52% above the national average of $76,288.
What is the average home value in ZIP 07762? ▼
The median home value in ZIP 07762 is $927,700, which is 234% above the national average of $278,155.
What is the demographic makeup of ZIP 07762? ▼
The largest racial group in ZIP 07762 is White at 92.3%. Hispanic or Latino residents make up 5.1% of the population.
How many businesses are in ZIP code 07762? ▼
ZIP code 07762 has 275 business establishments employing approximately 2,082 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07762? ▼
The top industries by establishment count in ZIP 07762 are: Professional, scientific, and technical services (45), Retail trade (42), Accommodation and food services (30). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 07762? ▼
According to the FHFA House Price Index, home values in ZIP 07762 decreased by 8.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 232%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07762? ▼
In ZIP code 07762, 79.6% of residents aged 25+ have a high school diploma or higher, and 67.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07762? ▼
The mean commute time for workers in ZIP code 07762 is 29.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07762? ▼
In ZIP code 07762, approximately 67.4% of occupied housing units are owner-occupied and 32.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07762? ▼
The poverty rate in ZIP code 07762 is 4.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.