Spring Lake, NJ · standard
ZIP Code 07762
Monmouth County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,403
- 1,155/sq mi High-density area
- $116,295
- Median income Above-median income area
- $927,700
- Median home value Above-median home value
- 67.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Spring Lake pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 11%
- household income, US ZIPs
- Top 3%
- home value, US ZIPs
- 1,155
- people per sq mi
- 67%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07762 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 07762 (Spring Lake, NJ) fell -8.3% from 2023 to 2024. The all-transactions index moved from 361.8 in 2023 to 331.9 in 2024 (2000 = 100).
ZIP code 07762 is a mid-sized community (a standard USPS delivery area) in Spring Lake, Monmouth County, New Jersey, home to 8,403 residents across 7.3 square miles, a density of 1,155 people per square mile, in the New York time zone.
ZIP 07762 skews affluent, with a median household income of $116,295 (5% below the average New Jersey ZIP), while per-capita income is $92,288. The poverty rate is 4.2%, with unemployment at 4.6%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $927,700 (80% above the average New Jersey ZIP), while 67.4% of occupied homes are owner-occupied and median rent is $1,831.
This is a highly-educated ZIP: 67.9% of adults hold a bachelor's degree or higher, the median age is 55.9, and the average commute is 30 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Monmouth County, so 07762 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 07762
Top 5 sectors by establishment count in Spring Lake, NJ
Which industries have the most business establishments in ZIP 07762.
- Professional, scientific, and technical services
Professional, scientific, and technical services
45 establishments
- Retail trade
Retail trade
42 establishments
- Accommodation and food services
Accommodation and food services
30 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
26 establishments
- Other services (except public administration)
Other services (except public administration)
26 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07762, Spring Lake, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
8,403
Population
7.3
Area (sq mi)
1,155
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 07762?
55.9
Median Age
45.3%
Male
54.7%
Female
5.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$116,295
Median Household Income
-5% vs state ZIP avg
$92,288
Per Capita Income
4.2%
Poverty Rate
4.6%
Unemployment Rate
29.5 min
Mean Commute Time
How ZIP 07762 ranks among New Jersey ZIPs
Spring Lake, NJ household income vs. every New Jersey ZIP code
Median household income among 565 reporting New Jersey ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$116,295 Top 45% higher than 55% of 565 New Jersey ZIPs
Each bar is a $20K-wide band; taller bars hold more New Jersey ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,155housing units
5,155
Total Housing Units
4,066
Occupied Units
1,089
Vacant Units
2.01
Avg Household Size
Occupancy Type
$927,700
Median Home Value
+80% vs state ZIP avg
$1,831
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-8.3%
YoY Change (2024)
332
HPI Index (2000 = 100)
+232%
Total Change Since 2000
Home values in ZIP 07762 have decreased 8.3% over the past year (2024). Since 2000, this ZIP has seen +232% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.1% | 227 |
| 2021 | +8.6% | 246 |
| 2022 | +14.2% | 281 |
| 2023 | +28.6% | 362 |
| 2024 | -8.3% | 332 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 275 business establishments in ZIP 07762, employing approximately 2,082 people with a combined annual payroll of $91,788,000.
275
Businesses
2,082
Employees
$91.8M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 45 | 16.4% |
| Retail trade | 42 | 15.3% |
| Accommodation and food services | 30 | 10.9% |
| Real estate and rental and leasing | 26 | 9.4% |
| Other services (except public administration) | 26 | 9.4% |
| Finance and insurance | 22 | 8.0% |
| Health care and social assistance | 18 | 6.5% |
| Construction | 17 | 6.2% |
| Administrative and support and waste management and remediation services | 10 | 3.6% |
| Wholesale trade | 9 | 3.3% |
| Information | 9 | 3.3% |
| Manufacturing | 7 | 2.5% |
| Educational services | 6 | 2.2% |
| Transportation and warehousing | 4 | 1.4% |
| Arts, entertainment, and recreation | 4 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 07762 vs 08750 →
ZIP 07762 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07753
Neptune (07753)
37,554 residents
- 08742
Point Pleasant Beach (08742)
24,405 residents
- 07719
Belmar (07719)
21,538 residents
- 08736 12,578
Manasquan (08736)
12,578 residents
- 07762 8,403
Spring Lake (07762)
8,403 residents
- 08730 4,774
Brielle (08730)
4,774 residents
- 07720 4,298
Bradley Beach (07720)
4,298 residents
- 08750 3,528
Sea Girt (08750)
3,528 residents
- 07756 3,342
Ocean Grove (07756)
3,342 residents
What this shows Among its immediate neighbors, ZIP 07762 ranks #5 by population - useful context the national average alone can't give.
ZIP 07762 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 08720
Allenwood (08720)
$224,671 median income
- 08736
Manasquan (08736)
$174,097 median income
- 08730
Brielle (08730)
$172,250 median income
- 08750
Sea Girt (08750)
$134,167 median income
- 08742
Point Pleasant Beach (08742)
$123,152 median income
- 07717
Avon By The Sea (07717)
$122,635 median income
- 07719
Belmar (07719)
$119,828 median income
- 07762
Spring Lake (07762)
$116,295 median income
- 07720
Bradley Beach (07720)
$97,005 median income
What this shows By household income, ZIP 07762 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 08750 | Sea Girt, NJ | 3,528 | 1.4 mi |
| 07719 | Belmar, NJ | 21,538 | 2.2 mi |
| 07717 | Avon By The Sea, NJ | 1,901 | 2.8 mi |
| 08736 | Manasquan, NJ | 12,578 | 2.9 mi |
| 07720 | Bradley Beach, NJ | 4,298 | 3.6 mi |
| 08730 | Brielle, NJ | 4,774 | 3.6 mi |
| 08720 | Allenwood, NJ | 843 | 3.6 mi |
| 07756 | Ocean Grove, NJ | 3,342 | 4.3 mi |
| 08742 | Point Pleasant Beach, NJ | 24,405 | 5.2 mi |
| 07753 | Neptune, NJ | 37,554 | 4.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 07762, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (8,403 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Monmouth County
Related Areas
Frequently Asked Questions
What county is ZIP code 07762 in?
ZIP code 07762 (Spring Lake) is located in Monmouth County, New Jersey. Monmouth County contains multiple ZIP codes, see the full list at /counties/monmouth-nj.
What is the population of ZIP code 07762?
ZIP code 07762 in Spring Lake, NJ has a population of 8,403 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07762?
The median household income in ZIP 07762 is $116,295, which is 52% above the national average of $76,288.
What is the average home value in ZIP 07762?
The median home value in ZIP 07762 is $927,700, which is 234% above the national average of $278,155.
What is the demographic makeup of ZIP 07762?
The largest racial group in ZIP 07762 is White at 92.3%. Hispanic or Latino residents make up 5.1% of the population.
How many businesses are in ZIP code 07762?
ZIP code 07762 has 275 business establishments employing approximately 2,082 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07762?
The top industries by establishment count in ZIP 07762 are: Professional, scientific, and technical services (45), Retail trade (42), Accommodation and food services (30). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 07762?
According to the FHFA House Price Index, home values in ZIP 07762 decreased by 8.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 232%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07762?
In ZIP code 07762, 79.6% of residents aged 25+ have a high school diploma or higher, and 67.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07762?
The mean commute time for workers in ZIP code 07762 is 29.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07762?
In ZIP code 07762, approximately 67.4% of occupied housing units are owner-occupied and 32.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07762?
The poverty rate in ZIP code 07762 is 4.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 07762's numbers, next.
- See how ZIP 07762 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Spring Lake, NJ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.