ZIP 07874 vs ZIP 07828

This side-by-side compares ZIP 07874 (Stanhope, NJ) and ZIP 07828 (Budd Lake, NJ) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 07874 has a population of 8,905 at 273 people per square mile, while ZIP 07828 has 14,150 at 383 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 07874 reports a median household income of $132,500 against $103,320 in ZIP 07828, with per-capita income of $56,521 vs $54,664. The share of adults holding a bachelor's degree or higher is 42.6% in 07874 and 43.9% in 07828. Poverty rate reads 3.2% vs 4.9%, and unemployment 3.4% vs 5.3% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $364,000 in 07874 versus $457,700 in 07828, with median rent of $1,763 and $1,587 per month respectively. Homeownership rate is 92.4% vs 55.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.