Residential delivery area · New Jersey
ZIP Code 07828: Budd Lake, NJ
ZIP code 07828 uses the postal name Budd Lake, New Jersey and lies entirely in Morris County (Census 2020 ZIP-county file). About 15,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $103,320 (Census Bureau, ACS 2020-2024). By Census place, 33% of its land lies in Budd Lake (a census-designated place); 67% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Budd Lake · its only residential ZIP
- County
- Morris County
- Census places
- Budd Lake census-designated place
- Metro area
- New York-Newark-Jersey City, NY-NJ
- House district
- NJ-7 119th Congress
- State
- New Jersey
- Time zone
- Eastern
- Land area
- 14.2 sq mi · 1,091 people per sq mi
Where is ZIP code 07828?
07828 centers on 40.885°, -74.756° and covers 14.2 square miles of land plus 1.5 of water. It borders 4 ZIP codes: 07857, 07836, 07874, 07840.
The map draws ZIP code areas only. For the streets inside 07828, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 07828 compare with the rest of Morris County?
| Measure | 07828 | In Morris County | In NJ |
|---|---|---|---|
| People (ACS 2020-2024) | 15,461 | 13th of 57 | 216th of 598 |
| Median household income | $103k | 38th of 43 | 296th of 476 |
| Median home value | $458k | 33rd of 49 | 257th of 515 |
Its median household income is higher than in 83% of U.S. residential ZIP codes, and it is denser than 79% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 07828?
The 2020 Census counted 14,473 people in 07828; the ACS, which samples households over 2020-2024, estimates 15,461. Between the 2010 and 2020 censuses its population grew 2.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 15,461
- 2020 Census count
- 14,473+2.3% since 2010 (14,150)
- Households
- 6,005
- Median age
- 37.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 07828?
Of the 15,461 people the ACS estimates in 07828, 22.9% are under 18 and 11.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (58.1%), then Hispanic or Latino (19.7%).
- Under 1822.9%
- 18 to 6465.6%
- 65 and older11.5%
- White, not Hispanic58.1%
- Hispanic or Latino19.7%
- Black, not Hispanic10.8%
- Asian, not Hispanic8.0%
- Other or two or more3.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 07828 earn?
Median household income is $103,320 (ACS 2020-2024), the 38th highest of the 43 ranked ZIP codes in Morris County. It is not measurably different from 2015-2019 ($92,672 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $103,320±$17,736
- Income per person
- $54,664
- Below the poverty line
- 4.9%
- Unemployed (of the labor force)
- 5.3%
- Adults 25+ with a bachelor's degree
- 43.9%
- Adjusted gross income per tax return, 2022
- $90,0927,200 returns; wages 83% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 07828?
FHFA's house price index for 07828, built from repeat sales and appraisals of the same homes, rose 96% from 2015 to 2025 and rose 70% from 2020 to 2025, and moved +2.4% in 2025.
- Median home value (owners' estimate)
- $457,700
- Median gross rent
- $1,587
- Homes owned by their occupants
- 55.3%
- Housing units
- 6,071
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 07828?
275 business establishments had a location in this ZIP code in 2023, 8 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services41
- Retail trade35
- Health care and social assistance30
- Accommodation and food services30
- Other services (except public administration)29
- Construction26
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 07828?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 07857 | Netcong | 3,728 | $86k | 3.4 mi |
| 07836 | Flanders | 11,694 | $152k | 3.7 mi |
| 07874 | Stanhope | 8,752 | $133k | 3.9 mi |
| 07840 | Hackettstown | 32,105 | $106k | 4.3 mi |
| 07820 | Allamuchy | 0 | – | 3.8 mi (near) |
| 07852 | Ledgewood | 4,233 | $120k | 4.6 mi (near) |
| 07850 | Landing | 6,828 | $107k | 5.3 mi (near) |
| 07876 | Succasunna | 9,641 | $161k | 5.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.