ZIP 08089 vs ZIP 08004

This side-by-side compares ZIP 08089 (Waterford Works, NJ) and ZIP 08004 (Atco, NJ) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 08089 has a population of 4,253 at 86 people per square mile, while ZIP 08004 has 12,350 at 383 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 08089 reports a median household income of $115,117 against $111,738 in ZIP 08004, with per-capita income of $47,203 vs $45,399. The share of adults holding a bachelor's degree or higher is 20.5% in 08089 and 29.8% in 08004. Poverty rate reads 5.3% vs 8.6%, and unemployment 5.9% vs 5.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $256,000 in 08089 versus $267,600 in 08004, with median rent of — and $1,119 per month respectively. Homeownership rate is 94.8% vs 81.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.