ZIP Code 08089

standard

Source:

Waterford Works · Camden County · New Jersey

Population
4,253

86/sq mi

Median income
$115,117

▲ 51% vs US

higher than 89% of US ZIPs

Median home value
$256,000

▼ 8% vs US

higher than 59% of US ZIPs

Bachelor's or higher
20.5%

Median age 44.8

Land area
49.6 sq mi

New York

ZIP code 08089 in Waterford Works, New Jersey has a population of 4,253. The median household income is $115,117, which is 51% above the national average. Median home value is $256,000, 8% below the US average. 20.5% of residents hold a bachelor's degree or higher.

ZIP code 08089 is classified by USPS as a standard delivery area and covers roughly 49.6 square miles in Waterford Works, Camden County, New Jersey. The area is home to 4,253 residents, producing a population density of 86 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 08089 against New Jersey and the nation.

On the economic side, the median household income for ZIP 08089 sits at $115,117 (6% below the New Jersey average), while per-capita income is $47,203. The poverty rate stands at 5.3% and the unemployment rate at 5.9%. On housing, the median home value is $256,000 (50% below the state average) with median rent at per month, and 94.8% of occupied units are owner-occupied, a direct signal of whether 08089 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.5% of adults hold a bachelor's degree or higher, the median age is 44.8, and the average commute is 33 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Camden County, so you can benchmark 08089 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 08089

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 08089.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 08089, Waterford Works, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,253

Population

49.6

Area (sq mi)

86

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08089?

44.8

Median Age

51.0%

Male

49.0%

Female

2.1%

Foreign-Born

White 72.6%
African American 17.3%
Asian 0.0%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 7.7%
Hispanic or Latino 10.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$115,117

Median Household Income

-6% vs state

$47,203

Per Capita Income

5.3%

Poverty Rate

5.9%

Unemployment Rate

32.5 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.0%
Bachelor's Degree or Higher 20.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,548

Total Housing Units

1,475

Occupied Units

73

Vacant Units

2.82

Avg Household Size

Occupancy Type

Owner 94.8%
Renter 5.2%

$256,000

Median Home Value

-50% vs state

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+24.1%

YoY Change (2024)

322

HPI Index (2000 = 100)

+222%

Total Change Since 2000

Home values in ZIP 08089 have increased 24.1% over the past year (2024). Since 2000, this ZIP has seen +222% cumulative appreciation.

Year Annual Change HPI Index
2020 +10.5% 193
2021 +13.1% 218
2022 +19.0% 260
2023 -0.1% 259
2024 +24.1% 322

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 55 business establishments in ZIP 08089, employing approximately 204 people with a combined annual payroll of $9,250,000.

55

Businesses

204

Employees

$9.3M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Construction 16 29.1%
Retail trade 6 10.9%
Accommodation and food services 6 10.9%
Other services (except public administration) 6 10.9%
Administrative and support and waste management and remediation services 5 9.1%
Health care and social assistance 3 5.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08089 vs 08004 →

ZIP Code City Population Distance
08004 Atco, NJ 12,350 4.0 mi
08095 Winslow, NJ 236 5.2 mi
08037 Hammonton, NJ 24,308 6.2 mi
08055 Medford, NJ 27,179 10.1 mi
08009 Berlin, NJ 12,854 6.6 mi
08091 West Berlin, NJ 5,357 8.1 mi
08094 Williamstown, NJ 39,940 8.8 mi
08053 Marlton, NJ 45,538 10.5 mi
08217 Elwood, NJ 70 11.4 mi
08026 Gibbsboro, NJ 2,274 10.9 mi

More ZIP Codes in Camden County

Frequently Asked Questions

What county is ZIP code 08089 in?
ZIP code 08089 (Waterford Works) is located in Camden County, New Jersey. Camden County contains multiple ZIP codes, see the full list at /counties/camden-nj.
What is the population of ZIP code 08089?
ZIP code 08089 in Waterford Works, NJ has a population of 4,253 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08089?
The median household income in ZIP 08089 is $115,117, which is 51% above the national average of $76,288.
What is the average home value in ZIP 08089?
The median home value in ZIP 08089 is $256,000, which is 8% below the national average of $278,155.
What is the demographic makeup of ZIP 08089?
The largest racial group in ZIP 08089 is White at 72.6%. Hispanic or Latino residents make up 10.4% of the population.
How many businesses are in ZIP code 08089?
ZIP code 08089 has 55 business establishments employing approximately 204 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08089?
The top industries by establishment count in ZIP 08089 are: Construction (16), Retail trade (6), Accommodation and food services (6). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 08089?
According to the FHFA House Price Index, home values in ZIP 08089 increased by 24.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 222%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08089?
In ZIP code 08089, 54.0% of residents aged 25+ have a high school diploma or higher, and 20.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08089?
The mean commute time for workers in ZIP code 08089 is 32.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08089?
In ZIP code 08089, approximately 94.8% of occupied housing units are owner-occupied and 5.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08089?
The poverty rate in ZIP code 08089 is 5.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Waterford Works, NJ

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.