Waterford Works, NJ · standard
ZIP Code 08089
Camden County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,253
- 86/sq mi Moderate-density area
- $115,117
- Median income Above-median income area
- $256,000
- Median home value Near-median home value
- 20.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Waterford Works pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 11%
- household income, US ZIPs
- Top 41%
- home value, US ZIPs
- 86
- people per sq mi
- 95%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08089 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 08089 (Waterford Works, NJ) rose +24.1% from 2023 to 2024. The all-transactions index moved from 259.3 in 2023 to 321.9 in 2024 (2000 = 100).
ZIP code 08089 covers 49.6 square miles in Waterford Works, Camden County, New Jersey (a standard USPS delivery area), with a modest 4,253 residents on file, a density of 86 people per square mile, in the New York time zone.
ZIP 08089 skews affluent, with a median household income of $115,117 (6% below the average New Jersey ZIP), while per-capita income is $47,203. The poverty rate is 5.3%, with unemployment at 5.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $256,000 (50% below the average New Jersey ZIP); owner occupancy is 94.8%.
Educational attainment sits below the national norm: 20.5% of adults hold a bachelor's degree or higher, the median age is 44.8, and the average commute is 33 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Camden County, so 08089 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 08089
Top 5 sectors by establishment count in Waterford Works, NJ
Which industries have the most business establishments in ZIP 08089.
- Construction
Construction
16 establishments
- Retail trade 6
Retail trade
6 establishments
- Accommodation and food services 6
Accommodation and food services
6 establishments
- Other services (except public administration) 6
Other services (except public administration)
6 establishments
- Administrative and support and waste management and remediation services 5
Administrative and support and waste management and remediation services
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08089, Waterford Works, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,253
Population
49.6
Area (sq mi)
86
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 08089?
44.8
Median Age
51.0%
Male
49.0%
Female
2.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$115,117
Median Household Income
-6% vs state ZIP avg
$47,203
Per Capita Income
5.3%
Poverty Rate
5.9%
Unemployment Rate
32.5 min
Mean Commute Time
How ZIP 08089 ranks among New Jersey ZIPs
Waterford Works, NJ household income vs. every New Jersey ZIP code
Median household income among 565 reporting New Jersey ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$115,117 Top 47% higher than 53% of 565 New Jersey ZIPs
Each bar is a $20K-wide band; taller bars hold more New Jersey ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,548housing units
1,548
Total Housing Units
1,475
Occupied Units
73
Vacant Units
2.82
Avg Household Size
Occupancy Type
$256,000
Median Home Value
-50% vs state ZIP avg
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+24.1%
YoY Change (2024)
322
HPI Index (2000 = 100)
+222%
Total Change Since 2000
Home values in ZIP 08089 have increased 24.1% over the past year (2024). Since 2000, this ZIP has seen +222% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +10.5% | 193 |
| 2021 | +13.1% | 218 |
| 2022 | +19.0% | 260 |
| 2023 | -0.1% | 259 |
| 2024 | +24.1% | 322 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 55 business establishments in ZIP 08089, employing approximately 204 people with a combined annual payroll of $9,250,000.
55
Businesses
204
Employees
$9.3M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 16 | 29.1% |
| Retail trade | 6 | 10.9% |
| Accommodation and food services | 6 | 10.9% |
| Other services (except public administration) | 6 | 10.9% |
| Administrative and support and waste management and remediation services | 5 | 9.1% |
| Health care and social assistance | 3 | 5.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 08089 vs 08004 →
ZIP 08089 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 08053
Marlton (08053)
45,538 residents
- 08094
Williamstown (08094)
39,940 residents
- 08055
Medford (08055)
27,179 residents
- 08037
Hammonton (08037)
24,308 residents
- 08009 12,854
Berlin (08009)
12,854 residents
- 08004 12,350
Atco (08004)
12,350 residents
- 08091 5,357
West Berlin (08091)
5,357 residents
- 08089 4,253
Waterford Works (08089)
4,253 residents
- 08026 2,274
Gibbsboro (08026)
2,274 residents
What this shows Among its immediate neighbors, ZIP 08089 ranks #8 by population - useful context the national average alone can't give.
ZIP 08089 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 08055
Medford (08055)
$155,710 median income
- 08053
Marlton (08053)
$118,670 median income
- 08089
Waterford Works (08089)
$115,117 median income
- 08004
Atco (08004)
$111,738 median income
- 08009
Berlin (08009)
$101,184 median income
- 08026
Gibbsboro (08026)
$100,313 median income
- 08094
Williamstown (08094)
$96,699 median income
- 08037
Hammonton (08037)
$81,312 median income
- 08091
West Berlin (08091)
$75,238 median income
What this shows By household income, ZIP 08089 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 08004 | Atco, NJ | 12,350 | 4.0 mi |
| 08095 | Winslow, NJ | 236 | 5.2 mi |
| 08037 | Hammonton, NJ | 24,308 | 6.2 mi |
| 08055 | Medford, NJ | 27,179 | 10.1 mi |
| 08009 | Berlin, NJ | 12,854 | 6.6 mi |
| 08091 | West Berlin, NJ | 5,357 | 8.1 mi |
| 08094 | Williamstown, NJ | 39,940 | 8.8 mi |
| 08053 | Marlton, NJ | 45,538 | 10.5 mi |
| 08217 | Elwood, NJ | 70 | 11.4 mi |
| 08026 | Gibbsboro, NJ | 2,274 | 10.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 08089, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,253 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Camden County
Related Areas
Frequently Asked Questions
What county is ZIP code 08089 in?
ZIP code 08089 (Waterford Works) is located in Camden County, New Jersey. Camden County contains multiple ZIP codes, see the full list at /counties/camden-nj.
What is the population of ZIP code 08089?
ZIP code 08089 in Waterford Works, NJ has a population of 4,253 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08089?
The median household income in ZIP 08089 is $115,117, which is 51% above the national average of $76,288.
What is the average home value in ZIP 08089?
The median home value in ZIP 08089 is $256,000, which is 8% below the national average of $278,155.
What is the demographic makeup of ZIP 08089?
The largest racial group in ZIP 08089 is White at 72.6%. Hispanic or Latino residents make up 10.4% of the population.
How many businesses are in ZIP code 08089?
ZIP code 08089 has 55 business establishments employing approximately 204 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08089?
The top industries by establishment count in ZIP 08089 are: Construction (16), Retail trade (6), Accommodation and food services (6). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 08089?
According to the FHFA House Price Index, home values in ZIP 08089 increased by 24.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 222%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08089?
In ZIP code 08089, 54.0% of residents aged 25+ have a high school diploma or higher, and 20.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08089?
The mean commute time for workers in ZIP code 08089 is 32.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08089?
In ZIP code 08089, approximately 94.8% of occupied housing units are owner-occupied and 5.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08089?
The poverty rate in ZIP code 08089 is 5.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 08089's numbers, next.
- See how ZIP 08089 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Waterford Works, NJ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.