PlainZIP

Waterford Works, NJ · standard

ZIP Code 08089

Camden County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,253
86/sq mi
$115,117
Median income
$256,000
Median home value
20.5%
Bachelor's or higher

The verdict

Waterford Works pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 11%
household income, US ZIPs
Top 41%
home value, US ZIPs
86
people per sq mi
95%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08089 against every reporting US ZIP.

ZIP code 08089 covers 49.6 square miles in Waterford Works, Camden County, New Jersey (a standard USPS delivery area), with a modest 4,253 residents on file, a density of 86 people per square mile, in the New York time zone.

ZIP 08089 skews affluent, with a median household income of $115,117 (6% below the New Jersey average), while per-capita income is $47,203. Local economic indicators show a 5.3% poverty rate alongside 5.9% unemployment. The typical home here is valued at $256,000 (50% below the state average); renters pay a median of - monthly, and 94.8% of units are owner-occupied.

Educational attainment sits below the national norm: 20.5% of adults hold a bachelor's degree or higher, the median age is 44.8, and the average commute is 33 minutes. To put 08089 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Camden County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 08089

Top 5 sectors by establishment count in Waterford Works, NJ

Which industries have the most business establishments in ZIP 08089.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08089, Waterford Works, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,253

Population

49.6

Area (sq mi)

86

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08089?

44.8

Median Age

51.0%

Male

49.0%

Female

2.1%

Foreign-Born

White 72.6%
African American 17.3%
Asian 0.0%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 7.7%
Hispanic or Latino 10.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$115,117

Median Household Income

-6% vs state

$47,203

Per Capita Income

5.3%

Poverty Rate

5.9%

Unemployment Rate

32.5 min

Mean Commute Time

How ZIP 08089 ranks nationally

Waterford Works, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$115,117 Top 11% higher than 89% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.0%
Bachelor's Degree or Higher 20.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,548

Total Housing Units

1,475

Occupied Units

73

Vacant Units

2.82

Avg Household Size

Occupancy Type

Owner 94.8%
Renter 5.2%

$256,000

Median Home Value

-50% vs state

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+24.1%

YoY Change (2024)

322

HPI Index (2000 = 100)

+222%

Total Change Since 2000

Home values in ZIP 08089 have increased 24.1% over the past year (2024). Since 2000, this ZIP has seen +222% cumulative appreciation.

Year Annual Change HPI Index
2020 +10.5% 193
2021 +13.1% 218
2022 +19.0% 260
2023 -0.1% 259
2024 +24.1% 322

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 55 business establishments in ZIP 08089, employing approximately 204 people with a combined annual payroll of $9,250,000.

55

Businesses

204

Employees

$9.3M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Construction 16 29.1%
Retail trade 6 10.9%
Accommodation and food services 6 10.9%
Other services (except public administration) 6 10.9%
Administrative and support and waste management and remediation services 5 9.1%
Health care and social assistance 3 5.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08089 vs 08004 →

ZIP 08089 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 08089 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 08089 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 08089 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
08004 Atco, NJ 12,350 4.0 mi
08095 Winslow, NJ 236 5.2 mi
08037 Hammonton, NJ 24,308 6.2 mi
08055 Medford, NJ 27,179 10.1 mi
08009 Berlin, NJ 12,854 6.6 mi
08091 West Berlin, NJ 5,357 8.1 mi
08094 Williamstown, NJ 39,940 8.8 mi
08053 Marlton, NJ 45,538 10.5 mi
08217 Elwood, NJ 70 11.4 mi
08026 Gibbsboro, NJ 2,274 10.9 mi

More ZIP Codes in Camden County

08081 standard
Sicklerville, NJ
Pop: 50,589
08021 standard
Clementon, NJ
Pop: 44,833
08012 standard
Blackwood, NJ
Pop: 38,992
08003 standard
Cherry Hill, NJ
Pop: 30,629
08043 standard
Voorhees, NJ
Pop: 29,131
08105 standard
Camden, NJ
Pop: 29,077

Related Areas

Camden County Waterford Works, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 08089 in? ▼
ZIP code 08089 (Waterford Works) is located in Camden County, New Jersey. Camden County contains multiple ZIP codes, see the full list at /counties/camden-nj.
What is the population of ZIP code 08089? ▼
ZIP code 08089 in Waterford Works, NJ has a population of 4,253 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08089? ▼
The median household income in ZIP 08089 is $115,117, which is 51% above the national average of $76,288.
What is the average home value in ZIP 08089? ▼
The median home value in ZIP 08089 is $256,000, which is 8% below the national average of $278,155.
What is the demographic makeup of ZIP 08089? ▼
The largest racial group in ZIP 08089 is White at 72.6%. Hispanic or Latino residents make up 10.4% of the population.
How many businesses are in ZIP code 08089? ▼
ZIP code 08089 has 55 business establishments employing approximately 204 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08089? ▼
The top industries by establishment count in ZIP 08089 are: Construction (16), Retail trade (6), Accommodation and food services (6). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 08089? ▼
According to the FHFA House Price Index, home values in ZIP 08089 increased by 24.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 222%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08089? ▼
In ZIP code 08089, 54.0% of residents aged 25+ have a high school diploma or higher, and 20.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08089? ▼
The mean commute time for workers in ZIP code 08089 is 32.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08089? ▼
In ZIP code 08089, approximately 94.8% of occupied housing units are owner-occupied and 5.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08089? ▼
The poverty rate in ZIP code 08089 is 5.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.