ZIP 08109 vs ZIP 08110

This side-by-side compares ZIP 08109 (Merchantville, NJ) and ZIP 08110 (Pennsauken, NJ) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 08109 has a population of 22,407 at 1,777 people per square mile, while ZIP 08110 has 19,008 at 1,143 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 08109 reports a median household income of $90,242 against $83,729 in ZIP 08110, with per-capita income of $40,259 vs $31,759. The share of adults holding a bachelor's degree or higher is 28.8% in 08109 and 19.8% in 08110. Poverty rate reads 15.2% vs 13.8%, and unemployment 8.8% vs 8.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $252,000 in 08109 versus $208,800 in 08110, with median rent of $1,167 and $1,288 per month respectively. Homeownership rate is 71.3% vs 72.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.