Merchantville, NJ · standard
ZIP Code 08109
Camden County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 22,407
- 1,777/sq mi High-density area
- $90,242
- Median income Above-median income area
- $252,000
- Median home value Near-median home value
- 28.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Merchantville pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 27%
- household income, US ZIPs
- Top 42%
- home value, US ZIPs
- 1,777
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08109 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 08109 (Merchantville, NJ) rose +9.5% from 2023 to 2024. The all-transactions index moved from 264.2 in 2023 to 289.2 in 2024 (2000 = 100).
ZIP code 08109 is a densely settled ZIP (a standard USPS delivery area) in Merchantville, Camden County, New Jersey, with 22,407 residents across 12.6 square miles, a density of 1,777 people per square mile, in the New York time zone.
ZIP 08109 lands in the middle-income range, with a median household income of $90,242 (26% below the average New Jersey ZIP), while per-capita income is $40,259. The poverty rate is 15.2%, with unemployment at 8.8%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $252,000 (51% below the average New Jersey ZIP), and median rent is $1,167; owner occupancy is 71.3%.
Educational attainment sits below the national norm: 28.8% of adults hold a bachelor's degree or higher, the median age is 38.8, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Camden County, so 08109 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 08109
Top 5 sectors by establishment count in Merchantville, NJ
Which industries have the most business establishments in ZIP 08109.
- Health care and social assistance
Health care and social assistance
128 establishments
- Retail trade
Retail trade
71 establishments
- Other services (except public administration)
Other services (except public administration)
59 establishments
- Management of companies and enterprises
Management of companies and enterprises
55 establishments
- Construction 50
Construction
50 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08109, Merchantville, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
22,407
Population
12.6
Area (sq mi)
1,777
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 08109?
38.8
Median Age
51.7%
Male
48.3%
Female
13.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$90,242
Median Household Income
-26% vs state ZIP avg
$40,259
Per Capita Income
15.2%
Poverty Rate
8.8%
Unemployment Rate
24.9 min
Mean Commute Time
How ZIP 08109 ranks among New Jersey ZIPs
Merchantville, NJ household income vs. every New Jersey ZIP code
Median household income among 565 reporting New Jersey ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$90,242 25th percentile higher than 25% of 565 New Jersey ZIPs
Each bar is a $20K-wide band; taller bars hold more New Jersey ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,135housing units
9,135
Total Housing Units
8,632
Occupied Units
503
Vacant Units
2.76
Avg Household Size
Occupancy Type
$252,000
Median Home Value
-51% vs state ZIP avg
$1,167
Median Rent
1959
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.5%
YoY Change (2024)
289
HPI Index (2000 = 100)
+189%
Total Change Since 2000
Home values in ZIP 08109 have increased 9.5% over the past year (2024). Since 2000, this ZIP has seen +189% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.3% | 176 |
| 2021 | +14.8% | 202 |
| 2022 | +13.9% | 231 |
| 2023 | +14.6% | 264 |
| 2024 | +9.5% | 289 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 625 business establishments in ZIP 08109, employing approximately 9,495 people with a combined annual payroll of $540,431,000.
625
Businesses
9,495
Employees
$540.4M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 128 | 20.5% |
| Retail trade | 71 | 11.4% |
| Other services (except public administration) | 59 | 9.4% |
| Management of companies and enterprises | 55 | 8.8% |
| Construction | 50 | 8.0% |
| Administrative and support and waste management and remediation services | 48 | 7.7% |
| Accommodation and food services | 45 | 7.2% |
| Professional, scientific, and technical services | 42 | 6.7% |
| Wholesale trade | 36 | 5.8% |
| Manufacturing | 28 | 4.5% |
| Transportation and warehousing | 23 | 3.7% |
| Finance and insurance | 13 | 2.1% |
| Real estate and rental and leasing | 12 | 1.9% |
| Educational services | 6 | 1.0% |
| Information | 5 | 0.8% |
| Industries not classified | 3 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 08109 vs 08110 →
ZIP 08109 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 19135
Philadelphia (19135)
33,091 residents
- 08105
Camden (08105)
29,077 residents
- 08109
Merchantville (08109)
22,407 residents
- 08002
Cherry Hill (08002)
22,274 residents
- 08052
Maple Shade (08052)
19,172 residents
- 08110
Pennsauken (08110)
19,008 residents
- 08108
Collingswood (08108)
18,045 residents
- 08033
Haddonfield (08033)
16,261 residents
- 19137 8,638
Philadelphia (19137)
8,638 residents
What this shows Among its immediate neighbors, ZIP 08109 ranks #3 by population - useful context the national average alone can't give.
ZIP 08109 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 08033
Haddonfield (08033)
$151,181 median income
- 08108
Collingswood (08108)
$108,151 median income
- 08002
Cherry Hill (08002)
$100,951 median income
- 08109
Merchantville (08109)
$90,242 median income
- 08065
Palmyra (08065)
$89,574 median income
- 08110
Pennsauken (08110)
$83,729 median income
- 08052
Maple Shade (08052)
$79,087 median income
- 19137
Philadelphia (19137)
$76,739 median income
- 19135 $53,138
Philadelphia (19135)
$53,138 median income
What this shows By household income, ZIP 08109 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 08110 | Pennsauken, NJ | 19,008 | 1.6 mi |
| 08105 | Camden, NJ | 29,077 | 2.2 mi |
| 08002 | Cherry Hill, NJ | 22,274 | 1.9 mi |
| 08108 | Collingswood, NJ | 18,045 | 2.6 mi |
| 08052 | Maple Shade, NJ | 19,172 | 2.9 mi |
| 08065 | Palmyra, NJ | 7,398 | 3.7 mi |
| 19137 | Philadelphia, PA | 8,638 | 3.3 mi |
| 08033 | Haddonfield, NJ | 16,261 | 4.0 mi |
| 08102 | Camden, NJ | 7,565 | 3.7 mi |
| 19135 | Philadelphia, PA | 33,091 | 4.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 08109, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (22,407 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Camden County
Related Areas
Frequently Asked Questions
What county is ZIP code 08109 in?
ZIP code 08109 (Merchantville) is located in Camden County, New Jersey. Camden County contains multiple ZIP codes, see the full list at /counties/camden-nj.
What is the population of ZIP code 08109?
ZIP code 08109 in Merchantville, NJ has a population of 22,407 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08109?
The median household income in ZIP 08109 is $90,242, which is 18% above the national average of $76,288.
What is the average home value in ZIP 08109?
The median home value in ZIP 08109 is $252,000, which is 9% below the national average of $278,155.
What is the demographic makeup of ZIP 08109?
The largest racial group in ZIP 08109 is White at 39.8%. Hispanic or Latino residents make up 33.2% of the population.
How many businesses are in ZIP code 08109?
ZIP code 08109 has 625 business establishments employing approximately 9,495 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08109?
The top industries by establishment count in ZIP 08109 are: Health care and social assistance (128), Retail trade (71), Other services (except public administration) (59). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 08109?
According to the FHFA House Price Index, home values in ZIP 08109 increased by 9.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 189%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08109?
In ZIP code 08109, 61.5% of residents aged 25+ have a high school diploma or higher, and 28.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08109?
The mean commute time for workers in ZIP code 08109 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08109?
In ZIP code 08109, approximately 71.3% of occupied housing units are owner-occupied and 28.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08109?
The poverty rate in ZIP code 08109 is 15.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 08109's numbers, next.
- See how ZIP 08109 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Merchantville, NJ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.