PlainZIP

Merchantville, NJ · standard

ZIP Code 08109

Camden County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

22,407
1,777/sq mi
$90,242
Median income
$252,000
Median home value
28.8%
Bachelor's or higher

The verdict

Merchantville pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 27%
household income, US ZIPs
Top 42%
home value, US ZIPs
1,777
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08109 against every reporting US ZIP.

ZIP code 08109 is a densely settled ZIP (a standard USPS delivery area) in Merchantville, Camden County, New Jersey, with 22,407 residents across 12.6 square miles, a density of 1,777 people per square mile, in the New York time zone.

ZIP 08109 lands in the middle-income range, with a median household income of $90,242 (26% below the New Jersey average), while per-capita income is $40,259. The poverty rate stands at 15.2% and the unemployment rate at 8.8%. Median home value sits at $252,000 (51% below the state average), median rent at $1,167 a month, and owner-occupancy at 71.3%.

Educational attainment sits below the national norm: 28.8% of adults hold a bachelor's degree or higher, the median age is 38.8, and the average commute is 25 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Camden County, letting you compare 08109 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 08109

Top 5 sectors by establishment count in Merchantville, NJ

Which industries have the most business establishments in ZIP 08109.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08109, Merchantville, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

22,407

Population

12.6

Area (sq mi)

1,777

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08109?

38.8

Median Age

51.7%

Male

48.3%

Female

13.2%

Foreign-Born

White 39.8%
African American 17.5%
Asian 11.1%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 13.1%
Hispanic or Latino 33.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$90,242

Median Household Income

-26% vs state

$40,259

Per Capita Income

15.2%

Poverty Rate

8.8%

Unemployment Rate

24.9 min

Mean Commute Time

How ZIP 08109 ranks nationally

Merchantville, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$90,242 Top 27% higher than 73% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.5%
Bachelor's Degree or Higher 28.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,135

Total Housing Units

8,632

Occupied Units

503

Vacant Units

2.76

Avg Household Size

Occupancy Type

Owner 71.3%
Renter 28.7%

$252,000

Median Home Value

-51% vs state

$1,167

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.5%

YoY Change (2024)

289

HPI Index (2000 = 100)

+189%

Total Change Since 2000

Home values in ZIP 08109 have increased 9.5% over the past year (2024). Since 2000, this ZIP has seen +189% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.3% 176
2021 +14.8% 202
2022 +13.9% 231
2023 +14.6% 264
2024 +9.5% 289

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 625 business establishments in ZIP 08109, employing approximately 9,495 people with a combined annual payroll of $540,431,000.

625

Businesses

9,495

Employees

$540.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 128 20.5%
Retail trade 71 11.4%
Other services (except public administration) 59 9.4%
Management of companies and enterprises 55 8.8%
Construction 50 8.0%
Administrative and support and waste management and remediation services 48 7.7%
Accommodation and food services 45 7.2%
Professional, scientific, and technical services 42 6.7%
Wholesale trade 36 5.8%
Manufacturing 28 4.5%
Transportation and warehousing 23 3.7%
Finance and insurance 13 2.1%
Real estate and rental and leasing 12 1.9%
Educational services 6 1.0%
Information 5 0.8%
Industries not classified 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08109 vs 08110 →

ZIP 08109 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 08109 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 08109 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 08109 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
08110 Pennsauken, NJ 19,008 1.6 mi
08105 Camden, NJ 29,077 2.2 mi
08002 Cherry Hill, NJ 22,274 1.9 mi
08108 Collingswood, NJ 18,045 2.6 mi
08052 Maple Shade, NJ 19,172 2.9 mi
08065 Palmyra, NJ 7,398 3.7 mi
19137 Philadelphia, PA 8,638 3.3 mi
08033 Haddonfield, NJ 16,261 4.0 mi
08102 Camden, NJ 7,565 3.7 mi
19135 Philadelphia, PA 33,091 4.9 mi

More ZIP Codes in Camden County

08081 standard
Sicklerville, NJ
Pop: 50,589
08021 standard
Clementon, NJ
Pop: 44,833
08012 standard
Blackwood, NJ
Pop: 38,992
08003 standard
Cherry Hill, NJ
Pop: 30,629
08043 standard
Voorhees, NJ
Pop: 29,131
08105 standard
Camden, NJ
Pop: 29,077

Related Areas

Camden County Merchantville, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 08109 in? ▼
ZIP code 08109 (Merchantville) is located in Camden County, New Jersey. Camden County contains multiple ZIP codes, see the full list at /counties/camden-nj.
What is the population of ZIP code 08109? ▼
ZIP code 08109 in Merchantville, NJ has a population of 22,407 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08109? ▼
The median household income in ZIP 08109 is $90,242, which is 18% above the national average of $76,288.
What is the average home value in ZIP 08109? ▼
The median home value in ZIP 08109 is $252,000, which is 9% below the national average of $278,155.
What is the demographic makeup of ZIP 08109? ▼
The largest racial group in ZIP 08109 is White at 39.8%. Hispanic or Latino residents make up 33.2% of the population.
How many businesses are in ZIP code 08109? ▼
ZIP code 08109 has 625 business establishments employing approximately 9,495 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08109? ▼
The top industries by establishment count in ZIP 08109 are: Health care and social assistance (128), Retail trade (71), Other services (except public administration) (59). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 08109? ▼
According to the FHFA House Price Index, home values in ZIP 08109 increased by 9.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 189%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08109? ▼
In ZIP code 08109, 61.5% of residents aged 25+ have a high school diploma or higher, and 28.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08109? ▼
The mean commute time for workers in ZIP code 08109 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08109? ▼
In ZIP code 08109, approximately 71.3% of occupied housing units are owner-occupied and 28.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08109? ▼
The poverty rate in ZIP code 08109 is 15.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.